Common Mistakes People Make When Choosing a Life Partner

DESPERATION– Some people rush into marriage without learning enough about it.

They think, “I’ll figure it out along the way,” but this mindset leads to regret.

The right knowledge helps you prepare, notice warning signs early, and make better choices.

TRYING TO PROVE A POINT– Some get married just to show others they can. They don’t want people saying, “With all your beauty and money, you’re still single?”

But in the end, when problems come, they realize no one really cared that much and they have to face the consequences of their choices and decisions all alone

PEER PRESSURE – Seeing friends get married makes some feel left out.

So, they rush to pick anyone just to fit in, without thinking long-term.

FEAR OF TIME PASSING – Some believe they are getting too old and must marry quickly, even if the person doesn’t match their values and purpose in life.

They forget that everyone’s journey(time) is different, and rushing can lead to regret.

MARRYING FOR MONEY OR STATUS– Some choose a partner just for wealth or social position, ignoring their bad character.

Later, they realize that money is useless when there is no peace and they have no say in the marriage.

BLINDLY FOLLOWING RECOMMENDATIONS– Some marry people recommended by parents, pastors, or others without checking if they are truly compatible.

But what others see as “good” may not be right for you. Good intentions doesn’t equate compatibility.

Marriage is a lifelong journey. Don't rush into it for the wrong reasons.

Take your time, learn, and choose wisely.

MATURITY IS A MINDSET, NOT AGE. HERE ARE 14 SIGNS YOU ARE MATURE :

You are not scared to be alone.

You realize money is not evil. Lack of money is.

You know that you are your worst enemy and you are your best supporter too.

You realize that life's much better when no one knows anything about you.

You don't care what other people think about you anymore.

You stop chasing meaningless relationships and focus on improving yourself.

You focus more on the opportunity of learning than the risk of failure.

You don't stress about things that are out of your control.

You understand that 9-5 won't help you achieve financial freedom.

You understand that you get paid based on the value you are providing.

In the real world, grades aren't the only measure of value. Connections, background, and practical skills often surpass academic performance. While grades may open doors.

You understand that life's much better when you focus on improving yourself rather than partying every weekend.

You realize that in the end only your family and a few true friends will be there for you.

You also realize that in the end, even your family and friends will leave you, only the God remains with you. #moneyupacademy #MoneyUpAcademy

7 THINGS THAT CAN MAKE YOU BROKE FASTER THAN VILLAGE PEOPLE

Forget jazz, forget enemies from the village—some of you are going broke at lightning speed, and it’s not because of witchcraft. Your own lifestyle is the real problem!

If you're always wondering "Who is eating my money?"—relax, Oga. The answer is you.

BRUTAL THREAD:

1. CHASING EVERY WOMAN YOU SEE

You think you're James Bond, moving from one fine girl to another, sponsoring their hair, nails, and data? Brother, you are your own Yahoo boy.

One babe says “I need urgent 2K”—you send.

Another one says “My rent is due”—you pay.

Next thing, your account balance is calling for GoFundMe.

Meanwhile, the same girls are in group chats laughing at you: “This guy dey try sha.”

Solution: Stop being an ATM with no PIN code. Focus on one woman or yourself first.

2. LIVING LIKE A BIG BOY WHEN YOUR ACCOUNT BALANCE IS SHOUTING HELP

Your salary is 50K, but you're in clubs ordering Hennessy like Davido. You don’t even have a car, but you're buying drinks for strangers—WHO SENT YOU?

Rich men are saving, you are spraying money.

Dangote is investing, you are doing “Odogwu” at the bar.

Elon Musk is buying companies, you are buying bottles for slay queens who don’t know your surname.

When the landlord comes for rent, you’ll start saying “Boss, abeg, things hard.”

Solution: Cut down on fake luxury. Even Jeff Bezos wears simple T-shirts. Be wise.

3. SENDING MONEY TO FAMILY LIKE CBN

Your uncle calls: “We need money for burial.”
Your aunt calls: “No food in the house.”
Your younger brother: “School fees.”

Now your account is empty, but when you need help? Nobody picks your call.

Oga, you are not the Minister of Finance. Even government doesn’t share free money like you do!

Solution: Learn to say NO sometimes! Help when you can, but don’t let family turn you into their personal budget.

4. ALWAYS BUYING THE LATEST PHONE TO IMPRESS WHO?

Last month, you were using iPhone 12.
This month, you saw iPhone 15 Pro Max and sold your kidney to buy it.
Next month, iPhone 16 Ultra Mega Max will drop—what will you sell next? Your destiny?

Meanwhile, the person you’re trying to impress is using Tecno Pop 5 and doesn’t care.

Solution: If your current phone is working, rest. Your future is more important than “Dynamic Island.”

5. FALLING FOR EVERY FAKE INVESTMENT SCHEME

They told you "Invest 50K, get 500K in 2 days."

You ran like Bolt, deposited your money.

Now, they’ve blocked you, and you’re writing epistles on Facebook: “Dear Nigerians, beware of fraudsters!”

Oga, they didn’t scam you, you scammed yourself!

Any investment that sounds like magic money is a Ponzi scheme in disguise.

Solution: If you don’t understand the business, don’t put your money there. Learn to invest wisely!

6. GOING BROKE JUST TO IMPRESS SOCIAL MEDIA

Your house rent is due, but you're buying designer shoes to take pictures for Instagram. Who told you “likes and comments” can pay rent?

You posted “Soft life only.”

But in real life, you’re trekking and borrowing money for food.

If your phone falls, you’ll cry because you can’t afford to fix it.

Solution: Stop forming fake rich life. Invest first, flex later.

7. BEING TOO LAZY TO MAKE MORE MONEY

You sit at home, scrolling Facebook from morning till night, complaining: “No job, Nigeria is hard.”

Meanwhile, opportunities are passing you by! Are you expecting an angel to drop money from the sky?

People are making money online—you are watching TikTok videos all day.

People are learning skills—you are arguing about football.

People are opening businesses—you are waiting for your rich uncle to die so you can inherit land.

Solution: Get up and hustle! Even the Bible says “A lazy man shall not eat.”

BOTTOM LINE:

If you're always broke, stop blaming village people. Your habits are the real witchcraft!

Live within your means.

Invest before you flex.

Stop impressing people who don’t care.

Make smart financial decisions.

If this post hit you hard, don’t cry. Just change your ways!

TEN ATTITUDES OF SMART PEOPLE

1. They are usually quiet than others – Smart people often prefer to listen and observe rather than dominate conversations.

2. They are aware of their own ignorance – Smart people recognize the limits of their knowledge and are open to learning more.

3. They avoid bragging – Instead of bragging, smart people let their actions speak for themselves.

4. They are humble – Despite their intelligence, they remain modest about their abilities.

5. They may have fewer close friends – They find it difficult to connect deeply with others because of their unique perspective.

6. They ask insightful questions – Smart people question deeply, seeking to understand and analyze.

7. They identify flaws and loopholes – They often examine systems or arguments to find imperfections.

8. They enjoy reading – A love of books and continuous learning is common among intelligent people.

9. They have strong intuition – They can often sense the true intentions and feelings of others.

10. They avoid confrontation – Intelligent individuals generally avoid unnecessary arguments and conflicts.

#copied

1. A leader leads from the front not from the back
2. A leader does first before he asks his followers to do not the other way round
3. A leader listens more than he speaks
4. A leader takes responsibility, not excuses
5. A leader corrects in private and praises in public
6. A leader stands strong during chaos, not just in comfort
7. A leader motivates by example, not by pressure
8. A leader protects the weak, not exploit them
9. A leader shows vision, not confusion
10. A leader works with the team, not above the team
11. A leader creates more leaders, not more followers
12. A leader stays calm even when others panic
13. A leader stays focused on the goal, not distracted by noise
14. A leader serves before he commands
15. A leader accepts blame and shares the credit
16. A leader builds trust, not fear
17. A leader values growth over perfection
18. A leader solves problems, not spread blame
19. A leader remains humble no matter how high he climbs
20. A leader respects others regardless of their position
21. A leader keeps learning, even while leading
22. A leader inspires with actions, not just words

23. A leader speaks truth, not what’s convenient
24. A leader admits mistakes, not cover them
25. A leader remains consistent, not double-faced
26. A leader earns loyalty, not demand it
27. A leader walks with integrity, not hidden agendas
28. A leader stays visible when it's tough, not hide
29. A leader builds bridges, not walls
30. A leader lifts others up, not tramples on them

*Encouragement Paragraph:*
True leadership is not about titles or positions — it’s about action, impact, and character. Whether you lead a team, a family, a community, or just yourself, be the kind of leader who leads by example. People follow what they see, not what they hear. So rise, lead with love, strength, and integrity. The world needs more of such leadership.

1. A leader leads from the front not from the back
2. A leader does first before he asks his followers to do not the other way round
3. A leader listens more than he speaks
4. A leader takes responsibility, not excuses
5. A leader corrects in private and praises in public
6. A leader stands strong during chaos, not just in comfort
7. A leader motivates by example, not by pressure
8. A leader protects the weak, not exploit them
9. A leader shows vision, not confusion
10. A leader works with the team, not above the team
11. A leader creates more leaders, not more followers
12. A leader stays calm even when others panic
13. A leader stays focused on the goal, not distracted by noise
14. A leader serves before he commands
15. A leader accepts blame and shares the credit
16. A leader builds trust, not fear
17. A leader values growth over perfection
18. A leader solves problems, not spread blame
19. A leader remains humble no matter how high he climbs
20. A leader respects others regardless of their position
21. A leader keeps learning, even while leading
22. A leader inspires with actions, not just words

23. A leader speaks truth, not what’s convenient
24. A leader admits mistakes, not cover them
25. A leader remains consistent, not double-faced
26. A leader earns loyalty, not demand it
27. A leader walks with integrity, not hidden agendas
28. A leader stays visible when it's tough, not hide
29. A leader builds bridges, not walls
30. A leader lifts others up, not tramples on them

*Encouragement Paragraph:*
True leadership is not about titles or positions — it’s about action, impact, and character. Whether you lead a team, a family, a community, or just yourself, be the kind of leader who leads by example. People follow what they see, not what they hear. So rise, lead with love, strength, and integrity. The world needs more of such leadership.

3 Battles Every Lady Must Win to Succeed in Relationships

There are 3 core battles every lady must conquer if she’s going to win in love. Not just any kind of love, but intentional, godly, healthy kind of love that leads to peace, not pain.

1. The Battle Against Low Self-Esteem

It starts with you. Not with a man. Not with a proposal. Not even with relationship. YOU.

The way you see yourself determines the love you think you deserve. We choose the love we think we deserve.

A lady with low self-esteem will overlook red flags just to be chosen. She’ll keep quiet when she should speak up. She’ll tolerate the bare minimum and be so grateful that it was given.

And the scary part?
She’ll think it’s her fault when things go wrong and try to fix relationships that isn't good for her.

Loving yourself means learning to receive love that matches your value, not your w0unds. It’s looking in the mirror and saying, “I am enough, with or without a man.”

And most of all, it’s knowing that being single is better than being mistreated.

2. The Battle Against Comparison

You scroll through Facebook and IG and see her. The soft life girl. The ring. The candlelight dinner. The captions: “My peace.” “The Odogwu of my life.” “The one that spoils me s!lly.”

And just like that, you feel behind. You start questioning your worth. You wonder if there’s something wrong with you.

You wonder why your own husband can't take you on vacation. You wonder why your own man doesn't pamper you like the other lady’s man.

Always remember that for every post that you see, you are not seeing the full picture of things. You only see what the person wants you to see.

Comparison is the stealer of joy. It forces you not to be content, and makes you underappreciate what you have because your eyes are on what you don't have.

Many ladies compare themselves with others. There is this hidden competition that makes you want to compare your man, possessions, marriage, and even life with others.

Even the Bible says that people who compare themselves with others are not wise. Your story and journey is different. Stop comparing.

3. The Battle Against Deception

The d£vil doesn’t come in red horns. He comes in fine suits, sweet words, and deep scriptures.

Deception is one of the biggest traps in modern dating. Many ladies fall, not because they’re weak, but because they want to believe the best. They are also driven by fantasy and this makes the lady an easy targ£t.

You meet a man who says all the right things:
“I’ve been praying for a woman like you…”
“I’m not like those other guys…”
“I’m ready for marriage…”

But talk is cheap. Character is not. Deception often hides behind charm, but if you will pay attention to character, you will be saved.

That’s why emotional intelligence and spiritual discernment are non-negotiable. You must test the spirit, not just the vibe you feel. You must question the patterns, not just the potential.

So sis, win these three battles not for a man, but for you. Because when you win within, the external will match up.

50 UNAVOIDABLE LANDMARKS AND BENCHMARKS FOR SUCCESS

These are key stages, principles, and indicators that anyone pursuing true and lasting success must encounter, embrace, or achieve. They apply across life, career, ministry, business, leadership, and personal development.

1. DISCOVERY OF PURPOSE

Success begins when you know why you are on earth. Without purpose, pursuits are aimless.

2. CLEAR VISION

A vivid mental picture of a desired future. Vision gives direction and energy to action.

3. DEEP DESIRE

You must want success passionately. This inner drive keeps you pushing despite obstacles.

4. DECISION TO SUCCEED

Success is a conscious choice. You must decide not to fail.

5. SETTING SMART GOALS

Specific, Measurable, Achievable, Relevant, and Time-bound goals break vision into steps.

6. WRITING THE VISION

Documenting your vision and goals clarifies your focus and keeps you accountable.

7. BELIEF IN YOURSELF

You must believe you can succeed, even if others doubt you.

8. MENTAL TRANSFORMATION

Success requires a renewed mind—thinking like a winner and not a victim.

9. WISDOM AND KNOWLEDGE

Success demands learning, understanding, and applying wisdom consistently.

10. FAITH IN GOD

Trusting God as your source and sustainer adds supernatural backing to your efforts.

11. CLARITY OF IDENTITY

Know who you are, your values, strengths, weaknesses, and uniqueness.

12. SELF-DISCIPLINE

Delayed gratification, control of impulses, and consistency in habits are essential.

13. PLANNING

Success is not accidental; strategic planning prevents poor performance.

14. TAKING RESPONSIBILITY

Don’t blame others or circumstances. Own your life and choices.

15. TIME MANAGEMENT

Time is a currency of success. Those who waste it, waste life.

16. PRIORITIZATION

Do first things first. Major on majors, not on minor things.

17. DAILY PRODUCTIVITY

Small, consistent progress daily beats occasional big efforts.

18. FOCUS

Avoid distractions. Concentrated effort on what matters most fuels breakthroughs.

19. HARD WORK

Success never comes to the lazy. Diligence always pays.

20. EXCELLENCE

Doing your best at all times attracts reward and recognition.

21. PERSISTENCE

Never give up when faced with obstacles. Keep pushing until results show.

22. ADAPTABILITY

The ability to adjust to change and learn new things keeps you relevant.

23. FAILURE MANAGEMENT

Learn from failures. See them as stepping-stones, not graveyards.

24. CREATIVITY

Innovative ideas and solutions differentiate you from the crowd.

25. NETWORKING

Relationships and connections often open doors talent alone cannot.

26. FINDING MENTORS

A mentor helps you avoid errors, accelerate growth, and stay accountable.

27. VALUE CREATION

To be successful, you must solve problems and meet needs for others.

28. SERVICE TO OTHERS

The more people you help, the more successful you become.

29. PERSONAL BRANDING

Your reputation and identity must be positively distinct and consistent.

30. FINANCIAL LITERACY

Managing money wisely is a critical benchmark for sustainable success.

31. SACRIFICE

Success costs something—sleep, comfort, time, or luxury. Be ready to pay.

32. CONSISTENCY

Success is not in starting, but in staying. Keep showing up.

33. INTEGRITY

Honesty and uprightness build trust and long-term influence.

34. CONFIDENCE

Boldness to step out and speak up attracts opportunities.

35. DECISIVENESS

Indecision is a killer of destiny. Make timely and firm choices.

36. GRATITUDE

A thankful heart opens more doors and attracts divine favor.

37. EMOTIONAL INTELLIGENCE

Knowing how to manage your emotions and relate with others well is vital.

38. LEADERSHIP SKILLS

Influencing others, casting vision, and guiding people is crucial for scaling success.

39. STRATEGIC PARTNERSHIPS

Collaborating with the right people multiplies your impact.

40. TRACKING PROGRESS

Measuring growth and adjusting your strategy ensures you stay on course.

41. STAYING HUMBLE

Pride brings downfall. Humility keeps you teachable and accessible.

42. SPIRITUAL COVERING

Stay under godly authority and covering for spiritual protection and direction.

43. OVERCOMING LIMITING BELIEFS

Break out of wrong internal narratives that sabotage progress.

44. AVOIDING COMPARISON

Run your race. Envy kills joy and focus.

45. CONTINUAL LEARNING

Never stop growing. Read, study, attend courses, and evolve.

46. COURAGE TO TAKE RISKS

Playing it safe won't take you far. Step out in faith.

47. MENTORING OTHERS

Success multiplies when you lift others as you rise.

48. LEGACY THINKING

Think beyond today. What will you be remembered for?

49. CELEBRATING MILESTONES

Celebrate little wins. It fuels motivation for bigger achievements.

50. GIVING BACK

True success blesses others. Give time, money, ideas, and help freely.

TOP 10 PRINCIPLES OF SUCCESS

1. Clarity of Purpose

Know what you want and why you want it.
Define your vision clearly. When your purpose is strong, motivation becomes automatic.

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2. Discipline Over Motivation

Discipline gets things done when motivation fades.
Success is about consistent action—even on days you don’t feel like it.

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3. Continuous Learning

Stay a student of life.
Read, reflect, ask questions, and surround yourself with people who challenge your thinking.

⸻

4. Take Responsibility

Own your life. No excuses.
Your progress depends on your ability to respond, adapt, and keep moving forward.

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5. Embrace Failure

Failure is a stepping stone, not a dead end.
Learn fast, adjust, and try again. The only real failure is quitting.

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6. Focus on Value Creation

Help others, solve problems, build something meaningful.
Success follows those who add value to the world.

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7. Protect Your Energy

Guard your time, space, and peace.
Who and what you allow into your life will shape your reality.

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8. Stay Humble and Grateful

Ego blinds; gratitude grounds.
Recognize progress, but never forget where you started or who helped you along the way.

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9. Take Action

Execution beats ideas.
Don’t just plan—move. Even small steps compound over time.

⸻

10. Believe Big, Start Small

Dream without limits, but start where you are, with what you have.
#moneyupacademy

Snoop Dog ordered the world's most expensive diamond necklace as a gift for Eminem's grandson. The great rapper Eminem burst out with an emotional rap after learning the true meaning of this gift

50 HABITS OF HIGHLY CREATIVE PEOPLE
1. THEY OBSERVE CLOSELY
Creative people notice the details others overlook and draw inspiration from everyday life.
2. THEY ASK QUESTIONS CONSTANTLY
They are curious about how things work, why things are the way they are, and what could be done differently.
3. THEY EMBRACE SOLITUDE
Spending time alone helps them reflect, brainstorm, and incubate ideas.
4. THEY KEEP A JOURNAL
They write down thoughts, observations, dreams, and ideas regularly for future use.
5. THEY CARRY A NOTEBOOK EVERYWHERE
They never let ideas slip away—jotting them down immediately.
6. THEY EXPERIMENT FEARLESSLY
Creatives test new concepts without fear of failure.
7. THEY LEARN FROM FAILURE
They treat mistakes as stepping stones to success.
8. THEY DAYDREAM PURPOSEFULLY
They allow their minds to wander, often discovering new ideas in the process.
9. THEY PLAY REGULARLY
Playfulness stimulates imagination and innovation.
10. THEY VALUE ORIGINALITY OVER CONFORMITY
They prioritize uniqueness and resist the pressure to follow the crowd.
11. THEY SURROUND THEMSELVES WITH INSPIRATION
Art, books, colors, or music—they create an environment that sparks creativity.
12. THEY COLLABORATE
They know that great ideas can come from diverse perspectives.
13. THEY CHALLENGE ASSUMPTIONS
They don’t take things at face value—they question the status quo.
14. THEY EMBRACE AMBIGUITY
They are comfortable with uncertainty and unresolved ideas.
15. THEY SCHEDULE THINKING TIME
They set aside time specifically to think, brainstorm, or meditate on ideas.
16. THEY LIMIT DISTRACTIONS
They focus deeply, often turning off devices or isolating themselves when creating.
17. THEY FOLLOW THEIR PASSIONS
They pursue what excites them, which fuels their creative energy.
18. THEY READ WIDELY AND OFTEN
Exposure to different subjects, genres, and styles feeds their imagination.
19. THEY LISTEN ACTIVELY
They pay attention and learn from the thoughts and experiences of others.
20. THEY KEEP AN OPEN MIND
They consider unusual ideas and approaches without immediate judgment.
21. THEY TAKE RISKS
They aren’t afraid to take creative leaps or face rejection.
22. THEY CULTIVATE PATIENCE
They know that great ideas often take time to develop.
23. THEY TRUST THEIR INSTINCTS
They rely on intuition to guide creative decisions.
24. THEY PRACTICE MINDFULNESS
They stay present and aware, which heightens sensitivity to inspiration.
25. THEY STAY CURIOUS
Their constant desire to explore keeps their creativity alive.
26. THEY LIMIT PERFECTIONISM
They allow room for imperfection and focus on progress rather than flawlessness.
27. THEY MEDITATE OR PRAY
Some use spiritual or calming practices to center themselves and boost insight.
28. THEY SEEK OUT NEW EXPERIENCES
Travel, hobbies, and unfamiliar settings help them think in new ways.
29. THEY THINK VISUALLY
They sketch, map, or visualize their thoughts to process ideas differently.
30. THEY BREAK ROUTINES
They intentionally change habits to stimulate fresh thinking.
31. THEY TAKE BREAKS
Resting helps renew the mind and encourages creative incubation.
32. THEY PRACTICE THEIR CRAFT DAILY
Whether writing, drawing, or coding—they build skill and confidence through consistency.
33. THEY FIND PATTERNS IN CHAOS
They make connections where others see disorder.
34. THEY USE METAPHORS AND ANALOGIES
They explain concepts by relating them to other known ideas creatively.
35. THEY LIMIT THEIR TOOLS SOMETIMES
Constraints often spark greater creativity by forcing innovation.
36. THEY TEACH OTHERS
Explaining ideas clarifies their own thinking and stimulates new ideas.
37. THEY EMBRACE VULNERABILITY
They’re willing to share their authentic selves, which brings emotional depth to their work.
38. THEY CELEBRATE SMALL WINS
They find joy in small breakthroughs that motivate bigger achievements.
39. THEY COLLECT THINGS
Books, quotes, images, or objects—collections serve as a creative reservoir.
40. THEY EXERCISE REGULARLY
Physical movement boosts mental clarity and creativity.
41. THEY USE MUSIC STRATEGICALLY
Music inspires mood, focus, and energy depending on the creative need.
42. THEY PRACTICE GRATITUDE
Appreciating life boosts positivity and openness to ideas.
43. THEY REFLECT ON THEIR WORK
Regular reflection refines their ideas and creative direction.
44. THEY FOLLOW A MORNING ROUTINE
Structured starts help focus energy and intention for the day.
45. THEY DREAM BIG
They envision possibilities beyond current limits.
46. THEY CREATE FOR THEMSELVES FIRST
They prioritize authenticity and self-expression over popularity.
47. THEY BUILD CREATIVE RITUALS
Habits like lighting a candle or drinking tea help trigger creative flow.
48. THEY PRACTICE DISCIPLINE
Creativity requires consistent effort, not just bursts of inspiration.
49. THEY HAVE A GROWTH MINDSET
They believe abilities can be developed through effort and learning.
50. THEY NEVER STOP LEARNING

7 THINGS THAT CAN MAKE YOU BROKE FASTER THAN VILLAGE PEOPLE

Forget jazz, forget enemies from the village—some of you are going broke at lightning speed, and it’s not because of witchcraft. Your own lifestyle is the real problem!

If you're always wondering "Who is eating my money?"—relax, Oga. The answer is you.

BRUTAL THREAD:

1. CHASING EVERY WOMAN YOU SEE

You think you're James Bond, moving from one fine girl to another, sponsoring their hair, nails, and data? Brother, you are your own Yahoo boy.

One babe says “I need urgent 2K”—you send.

Another one says “My rent is due”—you pay.

Next thing, your account balance is calling for GoFundMe.

Meanwhile, the same girls are in group chats laughing at you: “This guy dey try sha.”

Solution: Stop being an ATM with no PIN code. Focus on one woman or yourself first.

2. LIVING LIKE A BIG BOY WHEN YOUR ACCOUNT BALANCE IS SHOUTING HELP

Your salary is 50K, but you're in clubs ordering Hennessy like Davido. You don’t even have a car, but you're buying drinks for strangers—WHO SENT YOU?

Rich men are saving, you are spraying money.

Dangote is investing, you are doing “Odogwu” at the bar.

Elon Musk is buying companies, you are buying bottles for slay queens who don’t know your surname.

When the landlord comes for rent, you’ll start saying “Boss, abeg, things hard.”

Solution: Cut down on fake luxury. Even Jeff Bezos wears simple T-shirts. Be wise.

3. SENDING MONEY TO FAMILY LIKE CBN

Your uncle calls: “We need money for burial.”
Your aunt calls: “No food in the house.”
Your younger brother: “School fees.”

Now your account is empty, but when you need help? Nobody picks your call.

Oga, you are not the Minister of Finance. Even government doesn’t share free money like you do!

Solution: Learn to say NO sometimes! Help when you can, but don’t let family turn you into their personal budget.

4. ALWAYS BUYING THE LATEST PHONE TO IMPRESS WHO?

Last month, you were using iPhone 12.
This month, you saw iPhone 15 Pro Max and sold your kidney to buy it.
Next month, iPhone 16 Ultra Mega Max will drop—what will you sell next? Your destiny?

Meanwhile, the person you’re trying to impress is using Tecno Pop 5 and doesn’t care.

Solution: If your current phone is working, rest. Your future is more important than “Dynamic Island.”

5. FALLING FOR EVERY FAKE INVESTMENT SCHEME

They told you "Invest 50K, get 500K in 2 days."

You ran like Bolt, deposited your money.

Now, they’ve blocked you, and you’re writing epistles on Facebook: “Dear Nigerians, beware of fraudsters!”

Oga, they didn’t scam you, you scammed yourself!

Any investment that sounds like magic money is a Ponzi scheme in disguise.

Solution: If you don’t understand the business, don’t put your money there. Learn to invest wisely!

6. GOING BROKE JUST TO IMPRESS SOCIAL MEDIA

Your house rent is due, but you're buying designer shoes to take pictures for Instagram. Who told you “likes and comments” can pay rent?

You posted “Soft life only.”

But in real life, you’re trekking and borrowing money for food.

If your phone falls, you’ll cry because you can’t afford to fix it.

Solution: Stop forming fake rich life. Invest first, flex later.

7. BEING TOO LAZY TO MAKE MORE MONEY

You sit at home, scrolling Facebook from morning till night, complaining: “No job, Nigeria is hard.”

Meanwhile, opportunities are passing you by! Are you expecting an angel to drop money from the sky?

People are making money online—you are watching TikTok videos all day.

People are learning skills—you are arguing about football.

People are opening businesses—you are waiting for your rich uncle to die so you can inherit land.

Solution: Get up and hustle! Even the Bible says “A lazy man shall not eat.”

BOTTOM LINE:

If you're always broke, stop blaming village people. Your habits are the real witchcraft!

Live within your means.

Invest before you flex.

Stop impressing people who don’t care.

Make smart financial decisions.

If this post hit you hard, don’t cry. Just change your ways!