Make More Money as a Man, How to Improve Your Net Worth as a Man

We just rounded up the gentlemen's summit. I wanted to drive this discussion.

Let me share a powerful practice I do every year & also teach my coaching clients.

At the end of each year, I make it a point to calculate my net worth and compare it with the previous year’s figure. This practice isn’t just about numbers; it’s about tracking progress and making smart financial decisions.

After calculations, my 2023 net worth is….. Ahahaha that is classified information for now. Go calculate yours. See formula below.

You see, as we navigate through life, especially as young adults in Cameroon and Africa and even across Europe, America, Middle East etc, understanding our financial health is crucial. A key aspect of this is knowing our net worth.

So, what is net worth? Simply put, it’s the total value of what you own (your assets) minus what you owe (your liabilities).

Let me clarify this. When we hear Forbes mentioning millionaires or billionaires, they’re referring to net worth, not the cash in someone’s bank account.

Calculating your net worth is straightforward: Assets minus Liabilities equals Net Worth.

But there's also something called 'liquid net worth'. I like talking about this.

This is the part of your net worth that’s readily available in cash or cash equivalents. For example, if you have savings in a bank account or investments that can be quickly converted to cash without significant loss, that’s your liquid net worth.

Regularly calculating your net worth has impactful benefits. It provides a clear picture of your financial standing, helping you make informed decisions.

Here are four practical ways to improve your net worth, even amidst inflation and economic challenges across Cameroon and other countries:

a) Budget Wisely: Create a realistic budget that prioritizes savings and investments. Stick to it! It requires self discipline.

b) Invest Smartly: Look for investment opportunities that balance risk and return. Diversify your portfolio to protect against market volatility. This point B is for people that have been saving and have some money to invest. If not, start saving with an investment plan in mind.

c) Reduce Liabilities: Focus on paying off high-interest debts. Avoid accumulating unnecessary debts. Stop buying liabilities oh.
Watch this video: “26 Mistakes Getting Poor People Into More Debt & How to Get Out”
https://www.youtube.com/watch?v=ecJc6Wjn55c&t=340s

d) Increase Assets: Explore additional income streams. This could be a side business or freelance work. Buy assets like land, equity, stock, shares etc. Just explore.

e) Increase Your Net Worth Potential: Many people don't talk about this. Also known in elite wealth circles as your "Wealth Activation Index. This is not your current net worth.
This is your monetizable capacity, the income-generating potential buried in your skills, expertise, experiences, relationships, and unique intellectual capital.

Net Worth Potential is the projected financial value of your existing high-income skills, rare knowledge, and monetizable experience if strategically deployed and consistently monetized over time.

Remember, improving your net worth is a journey. Start small, stay consistent, and watch your financial health grow!

Net Worth Framework (Expanded):
You can now structure your net worth conversation like this:

a. Tangible Net Worth – Assets minus liabilities (bank, land, stock, etc.)

b. Liquid Net Worth – Readily available cash/cash equivalents

c. Net Worth Potential – Your hidden, deployable wealth locked in skills, experiences, and solutions

Your 2025 should be different abeg...especially financially.

What did you pick out?

Link to the 3 days Gentlemen Summit of Influence & Income:
https://www.youtube.com/playlist?list=PLnBahpwHlhC6UK8lsLEfGUkOZELXV7sOW

Cheers

Dr. Javnyuy Joybert
I Help Experts & Institutions to Extract, Package & Monetize Specialized Value | Book Me to Train, Coach & Speak |

#Money #Wealth #prosperity

Ladies,go out there and make money a d support your dream life,don't let anyone to cajole you with believing that you function unless a man is supporting you.support is not gender based, face the reality of life

*The Air India plane crash.*
To some, just another breaking news story.
To me, it was a soul-stirring reminder of how fragile and unpredictable life really is.

Four lives. Four stories. Four powerful lessons that changed how I see time, purpose, and the grace of each moment.

First: A family who had waited years to fulfill their dream of migrating to the UK.
Life kept getting in the way, responsibilities, delays, decisions.
They finally made it onto the plane… but never reached their destination

And I realized:
We carry so many plans for “someday.” But if we keep waiting, someday becomes never.

Second: A woman who was supposed to be on that flight. She arrived late. Missed the check-in. Pleaded to get on board but was denied. She was frustrated, angry, defeated. Only to later realize: that delay was divine protection.

We don’t always get what we want, because God sees what we cannot.
Sometimes, His “no” is what keeps us alive.

Third: A man who survived.
The plane split in half and he happened to be in the section that didn’t catch fire.
He walked away, dazed and alive, from something no one thought survivable.

It wasn’t luck. It was purpose. And I was reminded of the verse: “There is a time for everything, and a season for every activity under the heavens.” – Ecclesiastes 3:1

It simply wasn’t his time.

Fourth: And then those who didn’t make it. People with dreams. People with families. People with unfinished stories.
They kissed someone goodbye that morning… not knowing it was the last time.

Their lives remind us that time is not guaranteed. We’re not promised old age. We’re not promised later. What we have is now. A breath. A heartbeat. A chance.

So while you still have today..
While you’re still breathing, still strong, still able, don’t waste it. Don’t wait for the “perfect” moment.

Love now. Apologize now. Forgive now. Dream now. Speak now.

Because life doesn’t always come with warnings. And sometimes… “next time” never comes.

God saves Benue.

Nigerian Ifeoluwa Akinwunmi Arrested with N1.8bn Drugs in India, Risks 20-Year Jail.

God saves Benue.

*The Air India plane crash.*
To some, just another breaking news story.
To me, it was a soul-stirring reminder of how fragile and unpredictable life really is.

Four lives. Four stories. Four powerful lessons that changed how I see time, purpose, and the grace of each moment.

First: A family who had waited years to fulfill their dream of migrating to the UK.
Life kept getting in the way, responsibilities, delays, decisions.
They finally made it onto the plane… but never reached their destination

And I realized:
We carry so many plans for “someday.” But if we keep waiting, someday becomes never.

Second: A woman who was supposed to be on that flight. She arrived late. Missed the check-in. Pleaded to get on board but was denied. She was frustrated, angry, defeated. Only to later realize: that delay was divine protection.

We don’t always get what we want, because God sees what we cannot.
Sometimes, His “no” is what keeps us alive.

Third: A man who survived.
The plane split in half and he happened to be in the section that didn’t catch fire.
He walked away, dazed and alive, from something no one thought survivable.

It wasn’t luck. It was purpose. And I was reminded of the verse: “There is a time for everything, and a season for every activity under the heavens.” – Ecclesiastes 3:1

It simply wasn’t his time.

Fourth: And then those who didn’t make it. People with dreams. People with families. People with unfinished stories.
They kissed someone goodbye that morning… not knowing it was the last time.

Their lives remind us that time is not guaranteed. We’re not promised old age. We’re not promised later. What we have is now. A breath. A heartbeat. A chance.

So while you still have today..
While you’re still breathing, still strong, still able, don’t waste it. Don’t wait for the “perfect” moment.

Love now. Apologize now. Forgive now. Dream now. Speak now.

Because life doesn’t always come with warnings. And sometimes… “next time” never comes.

*The Air India plane crash.*
To some, just another breaking news story.
To me, it was a soul-stirring reminder of how fragile and unpredictable life really is.

Four lives. Four stories. Four powerful lessons that changed how I see time, purpose, and the grace of each moment.

First: A family who had waited years to fulfill their dream of migrating to the UK.
Life kept getting in the way, responsibilities, delays, decisions.
They finally made it onto the plane… but never reached their destination

And I realized:
We carry so many plans for “someday.” But if we keep waiting, someday becomes never.

Second: A woman who was supposed to be on that flight. She arrived late. Missed the check-in. Pleaded to get on board but was denied. She was frustrated, angry, defeated. Only to later realize: that delay was divine protection.

We don’t always get what we want, because God sees what we cannot.
Sometimes, His “no” is what keeps us alive.

Third: A man who survived.
The plane split in half and he happened to be in the section that didn’t catch fire.
He walked away, dazed and alive, from something no one thought survivable.

It wasn’t luck. It was purpose. And I was reminded of the verse: “There is a time for everything, and a season for every activity under the heavens.” – Ecclesiastes 3:1

It simply wasn’t his time.

Fourth: And then those who didn’t make it. People with dreams. People with families. People with unfinished stories.
They kissed someone goodbye that morning… not knowing it was the last time.

Their lives remind us that time is not guaranteed. We’re not promised old age. We’re not promised later. What we have is now. A breath. A heartbeat. A chance.

So while you still have today..
While you’re still breathing, still strong, still able, don’t waste it. Don’t wait for the “perfect” moment.

Love now. Apologize now. Forgive now. Dream now. Speak now.

Because life doesn’t always come with warnings. And sometimes… “next time” never comes.

Chaii over speed

Ladies,go out there and make money a d support your dream life,don't let anyone to cajole you with believing that you function unless a man is supporting you.support is not gender based, face the reality of life

You can make the whole money in this life and at end you still use money to buy your life

Take care of your health while you can