Make More Money as a Man, How to Improve Your Net Worth as a Man We just rounded up the gentlemen's summit. I wanted to drive this discussion. Let me share a powerful practice I do every year & also teach my coaching clients. At the end of each year, I make it a point to calculate my net worth and compare it with the previous year’s figure. This practice isn’t just about numbers; it’s about tracking progress and making smart financial decisions. After calculations, my 2023 net worth is….. Ahahaha that is classified information for now. Go calculate yours. See formula below. You see, as we navigate through life, especially as young adults in Cameroon and Africa and even across Europe, America, Middle East etc, understanding our financial health is crucial. A key aspect of this is knowing our net worth. So, what is net worth? Simply put, it’s the total value of what you own (your assets) minus what you owe (your liabilities). Let me clarify this. When we hear Forbes mentioning millionaires or billionaires, they’re referring to net worth, not the cash in someone’s bank account. Calculating your net worth is straightforward: Assets minus Liabilities equals Net Worth. But there's also something called 'liquid net worth'. I like talking about this. This is the part of your net worth that’s readily available in cash or cash equivalents. For example, if you have savings in a bank account or investments that can be quickly converted to cash without significant loss, that’s your liquid net worth. Regularly calculating your net worth has impactful benefits. It provides a clear picture of your financial standing, helping you make informed decisions. Here are four practical ways to improve your net worth, even amidst inflation and economic challenges across Cameroon and other countries: a) Budget Wisely: Create a realistic budget that prioritizes savings and investments. Stick to it! It requires self discipline. b) Invest Smartly: Look for investment opportunities that balance risk and return. Diversify your portfolio to protect against market volatility. This point B is for people that have been saving and have some money to invest. If not, start saving with an investment plan in mind. c) Reduce Liabilities: Focus on paying off high-interest debts. Avoid accumulating unnecessary debts. Stop buying liabilities oh. Watch this video: “26 Mistakes Getting Poor People Into More Debt & How to Get Out” https://www.youtube.com/watch?v=ecJc6Wjn55c&t=340s d) Increase Assets: Explore additional income streams. This could be a side business or freelance work. Buy assets like land, equity, stock, shares etc. Just explore. e) Increase Your Net Worth Potential: Many people don't talk about this. Also known in elite wealth circles as your "Wealth Activation Index. This is not your current net worth. This is your monetizable capacity, the income-generating potential buried in your skills, expertise, experiences, relationships, and unique intellectual capital. Net Worth Potential is the projected financial value of your existing high-income skills, rare knowledge, and monetizable experience if strategically deployed and consistently monetized over time. Remember, improving your net worth is a journey. Start small, stay consistent, and watch your financial health grow! Net Worth Framework (Expanded): You can now structure your net worth conversation like this: a. Tangible Net Worth – Assets minus liabilities (bank, land, stock, etc.) b. Liquid Net Worth – Readily available cash/cash equivalents c. Net Worth Potential – Your hidden, deployable wealth locked in skills, experiences, and solutions Your 2025 should be different abeg...especially financially. What did you pick out? Link to the 3 days Gentlemen Summit of Influence & Income: https://www.youtube.com/playlist?list=PLnBahpwHlhC6UK8lsLEfGUkOZELXV7sOW Cheers Dr. Javnyuy Joybert I Help Experts & Institutions to Extract, Package & Monetize Specialized Value | Book Me to Train, Coach & Speak | #Money #Wealth #prosperity

*DECLARE THESE PRAYER POINTS AND ENDEAVOUR TO JOIN US TONIGHT FOR NIGHT OF MARATHON PRAYER (THEME: DEALING WITH STUBBORN BATTLES) BY CLICKING THE LINK BELOW:* https://web.facebook.com/events/1017291653889538/ *TESTIMONY* The building I started since 1995 has been finally completed. I started building the house with the intention to complete it within one year, but since 1995 to 2024, it was a horrible attack. It was terrible that a man came and borrowed money from me. It was then that I started having serious attacks in my dream, that thieves will come and steal my money. Sometimes they will take it by force. That was the beginning of my problems. I did not know exactly what was happening. I was trying to pick up my life and business, but things were getting bad, and I was watching my business crashing. As I was about giving up, I met a priestly friend of mine, and he told me to use the book; the battle of midnight written by Ig newman. It was when I started praying, that I began to see the man I gave the money coming to fight me. It was at that point I discovered the online marathon prayer, and started praying along with the man of God. One of the days, I heard testimonies of dangerous battle seed, despite how things were bad. I still raised one million naira dangerous battle seed, and the day I sowed that seed, I prayed, "O Lord end this battle." To my greatest surprise in my dream, I saw where I was packing my things out from an old house, and the man of God appeared to me and told me that I am free, that I can go. It was at this moment that I woke up. As I woke up, I got a message to supply a product that was in hundreds of millions, and this people paid me before delivery. I decided to travel to China to get it, because it is a line of business I know very well. Man of God, things turned around for me. I made great profit from the business. Do you know that the man that caused this problem to me is completely blind now. Though I did not bother to asked, because I have been seriously busy with my business. God has restored me back and I have completed my building project. Man of God there is oil upon your head. I am Sunday, from Lagos Nigeria. *PRAYER POINTS* 1. Every covenant, made with family idols on my behalf, break by the blood of Jesus. 2. Every curse placed upon my life by enchanters, break in the name of Jesus. 3. Every damage done to my life through enchantment, be repaired by the blood of Jesus. 4. Every enchantment against my destiny, backfire in the name of Jesus. 5. Every power slowing down my progress, die, in the name of Jesus. 6. Every quencher of prosperity, fall down and die, in the name of Jesus. 7. Every satanic prophecy concerning my life, die, in the name of Jesus. 8. I terminate every negative appointment with my destiny, in the name of Jesus. 9. Let the serpent and scorpions of my oppressors turn against each other, in the name of Jesus. 10. My imagination and dreams will not be manipulated against me, in the name of Jesus. 11. O Lord, deliver my destiny from the hands of enchanters and diviners, in the name of Jesus. *IG Newman* *Contact: +2348032454273.* THIS IS *OUR YEAR OF MANIFESTATION.* *SHARE TO INVITE YOUR FAMILY AND FRIENDS*

Declaration; Christ is my assurance of divine health, prosperity, success, victory, and dominion. I celebrate the divine life in me, which is far above sickness and all the corrupting influences of the world. I am full of life, faith, joy, peace, and strength, and I am doing wonders. Glory to God! *I'm Alive!*

CONFESSION FOR THE DAY. I declare that I am strengthened, energized, endued with power, ability and might. I have been catapulted to a life of victory, success, prosperity, hope, and assurance. I live over and above the natural courses of life, the corruption, evil, and decadence prevalent in this world of darkness. The indwelling presence of Christ is in me, in the person of the Holy Spirit. I don’t lack or want for anything: ideas, inspiration, wealth, prosperity, and all the goodness of God are in my spirit, and I bring them forth from the fullness in my spirit. He is my helper, the One who upholds me with His righteous right hand; the stronghold of my life.

Happy Father's to all Father's I wish u all long life and prosperity and also the best day of your life ❣️❣️❣️

Health, strength, and victory are mine, and I live victoriously at all times. I take complete charge of my life as I proclaim health and prosperity to everything that is connected to me, in the Name of Jesus. I am rightly positioned for success and prosperity at all times. Amen.

For I was envious at the foolish, when I saw the prosperity of the wicked.For there are no bands in their death: but their strength is firm.

GOD,S DIVINE ACCELERATION WILL OVERSHADOW YOU FOR INCREASE AND PROSPERITY THIS SSEASON OF POWER. I speak into your life and home today, your mouth shall be filled with laughter and new songs of victory in the mighty name of Jesus Christ. You shall never suffer loss over any of your loved ones. As the eagle is above other birds, so shall you be above and overcome your challenges, problems, frustration, enemies and their evil plans in the mighty name of Jesus Christ. Helpers will always be available for you, timely helpers, connecting helpers, tireless helpers, hand lifters helpers, desperate helpers will locate you now and always in the mighty name of Jesus Christ. When The Holyspirit Come,s Upon You, You Will Receive Power. Act. 1:8 Do have a grace filled Friday and a blissful weekend ahead. Shalom. Itz Abraham p on d mic 🎤🎙️🎙️

*SHARED AS RCVD* *Translation of what Dr. Rayyan says in Arabic in respect of TEACHERS.* "When the teacher becomes the poorest of government employees, don't ask about the future. In every nation, there is a standard that never fails to measure its future: look at the state of its teachers, and you will know where it is headed. If the teacher is honored, the nation is heading towards prosperity, and if they are marginalized, then know that the society is heading towards the abyss of ignorance and decline. The teacher is not just an employee who performs a daily duty, but rather the foundation upon which generations are built, and the basis upon which civilizations are established. So, what if this foundation is fragile, struggling to make ends meet, and fighting harsh conditions that show no mercy? What if the profession of shaping minds becomes synonymous with poverty and deprivation? When you see a teacher suffering, know that the nation has abandoned its glory, and the society has begun to lose its way. The teacher is not just an individual in society, but rather the builder of civilizations, the guardian of identity, and the bearer of the torch of knowledge in the paths of ignorance. A state that ignores its teachers is destroying its own foundation with its own hands, and digging the grave of its future in deadly silence. The strength of nations is not in their high walls, nor in their treasure troves filled with gold, nor in their equipment, but in the minds of their children, which are shaped by the teacher. When states neglect their teachers, they are compromising their true security, because knowledge alone is the weapon that does not rust, and the power that is not defeated. Schools are not just buildings made of brick and mortar, but factories for minds, and laboratories for revival. What is the use of walls if there is no thought that illuminates, and no knowledge that changes? A nation that makes the teacher just a marginalized employee is destroying the pillars of its future with its own hands, and condemning itself to remain in the shadows. When the teacher's salary is the lowest on the state's salary scale, barely enough to last two or three days, know that the state has chosen ignorance over knowledge, and decline over progress. The teacher is not just an employee who performs daily tasks, but rather a leader who shapes minds, and an engineer who builds the future. What if the state neglects its teachers, and thereby destroys the future of its people with its own hands? How can a nation prosper when its teachers are begging for respect before rights? How can a society progress when its role model is crushed under the weight of poverty and neglect? When the teacher is unable to secure their most basic needs, education becomes a trade, and schools turn into centers for grades rather than minds. The teacher is the torch that lights the way for generations, and if the state extinguishes this torch, it will plunge into the darkness of ignorance and backwardness. And when the dignity of the teacher is broken, it is not just an individual who collapses, but an entire nation. We have two choices, and there is no third option: either we make the teacher the foundation for progress, or we continue to fall into the swamp of backwardness. Nations that respected their teachers built their civilizations, and nations that neglected them became a thing of the past. There is no revival without education, and no education without a noble teacher. If we want to build a future that is worthy of pride, let us start by preserving the dignity of those who shape minds. The true homeland is not just land and borders... The homeland is a mind that thinks, a child who reads, and a teacher who burns to illuminate the path of generations..."

Happy Birthday sir i wish you long life and prosperity and more grace to your elbow and more dollars in your bank account

Vanity and Waste Tinubu’s N39bn ICC Renovation and the Shame of Extravagance At a time when Nigerians are groaning under the weight of inflation, food insecurity, joblessness, and decaying infrastructure, President Bola Ahmed Tinubu’s decision to spend ₦39 billion renovating the International Conference Centre (ICC), Abuja, and then renaming it after himself is a stunning act of self-indulgence and tone-deaf leadership. The ICC was originally constructed in 1991 by Gen. Ibrahim Badamasi Babangida at a cost of just ₦240 million. Adjusted for over three decades of inflation, the cost of building a brand new, state-of-the-art conference centre today would be between ₦25 billion and ₦30 billion. That the government spent ₦39 billion merely to renovate the old one without major expansion or technological overhaul exposes just how bloated and questionable the expenditure truly is. More insultingly, Babangida never named the centre after himself, even though he initiated and completed it. Tinubu, however, after refurbishing it, decided to stamp his name on it converting a national landmark into a personal monument. It reeks of egotism and disrespect for public trust. The ICC project is only one in a disturbing pattern of vanity-driven and excessive spending under this administration. The Lagos to Calabar Coastal Highway, an ambitious 700-kilometre project, is has been awarded at staggering costs of ₦15 trillion, with only about 30 kilometres completed so far. It has displaced communities, triggered public outrage, and remains a drain on already overstretched national resources. Adding to the spree, the presidency recently acquired a new Airbus A330 aircraft for $100 million, despite an already oversized presidential fleet. At a time when the naira is battered and millions cannot afford transport fare, the government is buying luxury jets. Other wasteful allocations include:    •   ₦5 billion to renovate Dodan Barracks, the President’s Lagos residence    •   ₦4 billion for the Vice President’s Ikoyi residence    •   ₦21 billion to complete the new official residence of the Vice President    •   ₦5 billion for a presidential yacht, smuggled into the 2023 supplementary budget To the government’s credit, the minimum wage issue has been resolved, and workers are receiving their new pay. But this gain is overshadowed by a mountain of unpaid pensions, leaving retirees in penury, and the unfulfilled agreement with ASUU, which remains a bull in a china shop threatening to plunge the university system into fresh chaos. The administration claims to be building a legacy. But legacy is not about plastering one’s name on public buildings or cruising on billion-naira yachts. True legacy lies in reviving industries tackling insecurity and building new legacies anchored on inclusion, accountability, and shared prosperity. At a time like this, every naira must count. Nigeria cannot afford to spend like a wealthy nation while borrowing to survive. This is not responsible leadership. It is reckless indulgence. And Nigeria deserves better.

GO ALONG WITH THE THE WORD OF GOD, PROSPERITY AND SUCCESS IS GRANTEE.... Josh 1:8: "This book of the law shall not depart out of thy mouth; but thou shalt meditate therein day and night, that thou mayest observe to do according to all that is written therein: for then thou shalt make thy way prosperous, and then thou shalt have good success."