Using touts or security men in debt recovery is strictly prohibited in Nigeria. Debt collectors are required to operate within the confines of the law, and any form of harassment, intimidation, or unlawful seizure of property is considered a breach of debtors' rights.

*Prohibited Practices:*

- *Harassment or Threats*: Debt collectors cannot threaten or intimidate debtors, including physical harm, threatening phone calls, or aggressive visits.
- *Public Shaming*: Debt collectors are not allowed to publicly shame debtors by publishing their names or tarnishing their reputation.
- *Unlawful Seizure of Property*: Debt collectors cannot forcibly seize a debtor's assets without following legal procedures

*Permissible Methods:*

- *Issuing Demand Letters*: Debt collectors can send demand letters to debtors, specifying the debt amount, interest, and penalties.
- *Negotiation and Settlement*: Debt collectors can engage in negotiation and mediation to arrive at a settlement plan.
- *Involvement of Legal Practitioners*: Creditors can involve lawyers to initiate court proceedings to enforce debt collection.

*Consequences of Unlawful Practices:*

- *Fines*: Debt collectors can face fines for violating debt collection laws.
- *Civil Litigation*: Debtors can sue debt collectors for damages.
- *Criminal Prosecution*: In extreme cases, debt collectors may face criminal charges and imprisonment.

Debt collectors must adhere to legal obligations, prioritize compliance, and respect debtors' rights to avoid severe penalties.
[07/06, 10:45] +234 806 940 3103: Using the police in civil matters is generally not permissible in Nigeria. According to Section 32(2) of the Police Act, "The Act prohibits the Police from arresting anyone based on a civil wrong or breach of contract." This means the police are not supposed to get involved in disputes that don't involve criminal activity. Police powers are limited to detecting and preventing crimes, apprehending suspects, preserving law and order, protecting lives and properties, and enforcing laws.
Civil disputes, including contract breaches or debt collection, don't fall under their jurisdiction.

*Key Points to Note:*

- *Police Role*: The police are not debt collectors or enforcers of civil contracts. Their primary duty is to handle criminal matters, not civil disputes.
- *Human Rights Protection*: Nigerian law protects individuals from arbitrary arrest and detention, aligning with the United Nations Declaration of Human Rights and the African Charter on Human Rights.
- *Consequences of Misuse*: Wrongful arrest and detention can lead to damages and lawsuits for malicious prosecution.
- *Legal Framework*: The Administration of Criminal Justice Act (ACJA) and the Police Act outline the guidelines for police actions, emphasizing the need for warrants, bail, and humane treatment of suspects

The Inspector General of Police (IGP) has also emphasized that the police have no business with civil matters, reinforcing this principle

I pray for you today that God Almighty will attend to every situation bothering your mind and it will become testimony, you will move from glory to glory and the mighty power of God for greatness will locate you anywhere you are. By God's authority and command, this day, week, month, and this year shall be the beginning of a new era of progress, success, joy, promotion, and victory in all areas of your life in the Mighty Name of Jesus Christ. (Amen).

*FOBCARES *

Aderonke Kale, who was a Nigerian army psychiatrist and the first female major-general in the Nigerian Army. She was also the first female major-general in West Africa.

Medical Background: She trained as a medical doctor at the University of Ibadan and specialized in psychiatry at the University of London.

Military Career: She joined the Nigerian Army in 1972 and became a colonel and deputy commander of the Nigerian Army Medical Corps by 1990. She was promoted to brigadier-general in 1990 and then to major-general in 1994.

Achievements: She was the first female to attain the rank of major-general in the Nigerian Army and West Africa. She also headed the Nigerian Army Medical Corps.

Retirement: She retired from the Nigerian Army in 1997.

Death: She passed away on November 8, 2023, at the age of 84.

In addition to her military service, she contributed to the growth of various professional organizations, including the Nigerian Medical Council, the West African College of Physicians, and the World Psychiatrists Association.

ANNOUNCEMENT!
OUR GLOBAL FIRE CRUSADE BEGINS!
JOIN THE FIRE, SHARE THE FIRE!
BECOME THE FIRE!
NOTHING CAN STAND THE FIRE!

5DAYS OF FURNACE OF ANSWERS

“Behold, I am against you, O destroying mountain [conqueror of nations], Who destroys the whole earth,” declares the Lord, “I will stretch out My hand against you, And roll you down from the [rugged] cliffs, And will make you a BURNT MOUNTAIN (extinct volcano).(Jeremiah.51:25)

Tomorrow on NSPPD FIRE ALTAR every mountain on your way shall become an extinct volcano! Termination and Extinction awaits every negativity! LET THE FIRE FALL.

PREPARE FOR•》•》
》•Fire That Births Revival
》•Fire That Gives A New Name
》•Fire That Eliminates Negativity
》•Fire That Melts Mountains
》•Fire That Rends The Heavens
》•Fire That Shifts Men In Destiny
》•Fire For The Emergence Of The New
》•Fire For Breaking Out & Breaking Forth

Covenant Week Of Fasting & Prayer From 6AM to 1PM
Come With Your Mantle
For Terminal and Stubborn challenges send to:
praywithpastorjerry@streamsofjoy.org
Or
Terminaldiseases@streamsofjoy.org
Grab Someone along that must be on the altar LIVE
Watch LIVE please. Atmospheres aren't easily recreated.

Declare With Me: LET THE FIRE FALL! LET FRESH FIRE FALL!

#NSPPD
#7amfireprayers

The presence of God is the only place where you’ll never grow weary

You see this Yul brother matter, na why I no dey put mouth for people wey don see each other nakedness matter.

After following May for yansh for long in the name of solidarity, he went behind to marry a single mother of two kids.

Comot mouth for other people yansh, if them check your own yansh small **** fit dey inside kwa.

Apuom