China at it again! 🫢 #innovation

I sets his sights on a new venture — producing wine. With innovation in his roots and a passion for crafting the extraordinary, he hopes to grow a business that blends technology, tradition, and taste. “It’s time to uncork something new,” Musk says with a grin. 🍷🚀 Beautiful morning

Innovation distinguishes between a leader and a follower

🙋🏻‍♀️ *Top 10 Takeaways from the Must-Read Book:* "𝐓𝐇𝐄 𝐏𝐒𝐘𝐂𝐇𝐎𝐋𝐎𝐆𝐘 𝐎𝐅 𝐌𝐎𝐍𝐄𝐘" 🎰💰💸 𝐁𝐲 𝐌𝐨𝐫𝐠𝐚𝐧 𝐇𝐨𝐮𝐬𝐞𝐥 🔟 𝟏𝟎 𝐊𝐄𝐘 𝐓𝐀𝐊𝐄𝐀𝐖𝐀𝐘𝐒: 🔟 1️⃣ 0𝟏. 𝐖𝐞𝐚𝐥𝐭𝐡 𝐈𝐬 𝐍𝐨𝐭 𝐚 𝐍𝐮𝐦𝐛𝐞𝐫 - 𝐈𝐭'𝐬 𝐚 𝐅𝐞𝐞𝐥𝐢𝐧𝐠 𝐨𝐟 𝐅𝐫𝐞𝐞𝐝𝐨𝐦 𝐚𝐧𝐝 𝐂𝐨𝐧𝐭𝐫𝐨𝐥! 💠 𝐄𝐱𝐩𝐥𝐚𝐧𝐚𝐭𝐢𝐨𝐧: Wealth 💰 isn’t just about the numbers; it's about freedom, peace of mind 🧘🏻‍♀️, and the ability to control your time ⏳. True wealth is often invisible - it’s the income 💸 not spent, the luxury not flaunted 💃🏻. ✅ 𝐄𝐱𝐚𝐦𝐩𝐥𝐞: A middle-class individual 🧔🏻‍♂ who saves consistently and avoids lifestyle inflation 📈 can enjoy more flexibility than a high-earning executive living paycheck-to-paycheck 💸. 2️⃣ 0𝟐. 𝐓𝐢𝐦𝐞 ⏰ 𝐈𝐬 𝐭𝐡𝐞 𝐌𝐨𝐬𝐭 𝐏𝐨𝐰𝐞𝐫𝐟𝐮𝐥 𝐅𝐨𝐫𝐜𝐞 𝐢𝐧 𝐅𝐢𝐧𝐚𝐧𝐜𝐞! 💠 𝐄𝐱𝐩𝐥𝐚𝐧𝐚𝐭𝐢𝐨𝐧: Compounding 😵‍💫 works best over decades. Financial success 🎯 requires patience and consistency, not just high returns. ✅ 𝐄𝐱𝐚𝐦𝐩𝐥𝐞: Warren Buffett started investing at 10 and kept at it for over 80 years - this time horizon made him one of the richest people 🤑 in the world 🌎. 3️⃣ 0𝟑. 𝐑𝐢𝐬𝐤 🧗🏻‍♀️ 𝐈𝐬 𝐄𝐯𝐞𝐫𝐲𝐰𝐡𝐞𝐫𝐞 - 𝐔𝐧𝐝𝐞𝐫𝐬𝐭𝐚𝐧𝐝 𝐚𝐧𝐝 𝐑𝐞𝐬𝐩𝐞𝐜𝐭 𝐈𝐭! 💠 𝐄𝐱𝐩𝐥𝐚𝐧𝐚𝐭𝐢𝐨𝐧: Every financial decision involves risk 💹. What matters is managing that risk thoughtfully 😇, not avoiding it entirely. Emotions like fear can cloud judgment. ✅ 𝐄𝐱𝐚𝐦𝐩𝐥𝐞: A cautious business that preserved cash during COVID 🦠 was more likely to survive than one that over-leveraged expecting constant growth 📈. 4️⃣ 0𝟒. 𝐆𝐫𝐞𝐞𝐝 𝐚𝐧𝐝 𝐅𝐞𝐚𝐫 😨 𝐀𝐫𝐞 𝐭𝐡𝐞 𝐓𝐰𝐢𝐧 𝐕𝐢𝐥𝐥𝐚𝐢𝐧𝐬 𝐨𝐟 𝐖𝐞𝐚𝐥𝐭𝐡! 💠 𝐄𝐱𝐩𝐥𝐚𝐧𝐚𝐭𝐢𝐨𝐧: Greed makes us chase returns without understanding consequences; fear keeps us from taking reasonable risks. Balancing ♎ the two is crucial for long-term wealth. ✅ 𝐄𝐱𝐚𝐦𝐩𝐥𝐞: Many investors bought overvalued stocks out of greed and panic-sold during downturns out of fear - both extremes cost them wealth. 5️⃣ 0𝟓. 𝐇𝐚𝐩𝐩𝐢𝐧𝐞𝐬𝐬 𝐈𝐬 𝐍𝐨𝐭 𝐭𝐡𝐞 𝐒𝐚𝐦𝐞 𝐚𝐬 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 💰 𝐒𝐮𝐜𝐜𝐞𝐬𝐬! 💠 𝐄𝐱𝐩𝐥𝐚𝐧𝐚𝐭𝐢𝐨𝐧: Money can make life easier, but it doesn’t make it fulfilling. Relationships 🫂, autonomy, and purpose 🎯 are stronger predictors of happiness. ✅ 𝐄𝐱𝐚𝐦𝐩𝐥𝐞: Studies show people are happiest 😅 when they have meaningful relationships - not necessarily when they reach income milestones. 6️⃣ 0𝟔. 𝐘𝐨𝐮𝐫 𝐅𝐮𝐭𝐮𝐫𝐞 🔮𝐒𝐞𝐥𝐟 𝐈𝐬 𝐚 𝐒𝐭𝐫𝐚𝐧𝐠𝐞𝐫 - 𝐏𝐥𝐚𝐧 𝐰𝐢𝐭𝐡 𝐅𝐥𝐞𝐱𝐢𝐛𝐢𝐥𝐢𝐭𝐲! 💠 𝐄𝐱𝐩𝐥𝐚𝐧𝐚𝐭𝐢𝐨𝐧: What you value today 🗓️ may not be what you value in 10 or 20 years. Plan with room for evolution. ✅ 𝐄𝐱𝐚𝐦𝐩𝐥𝐞: Someone saving aggressively for early retirement might later choose to work longer in a purpose-driven 🎯 role. Your plan must be adjustable. 7️⃣ 0𝟕. 𝐋𝐮𝐜𝐤 𝐚𝐧𝐝 𝐑𝐢𝐬𝐤 𝐒𝐡𝐚𝐩𝐞 𝐄𝐯𝐞𝐫𝐲 𝐎𝐮𝐭𝐜𝐨𝐦𝐞 - 𝐌𝐨𝐫𝐞 𝐓𝐡𝐚𝐧 𝐖𝐞 𝐑𝐞𝐚𝐥𝐢𝐬𝐞! 💠 𝐄𝐱𝐩𝐥𝐚𝐧𝐚𝐭𝐢𝐨𝐧: Success isn’t always about effort or intelligence 🧠. It’s often about timing, environment, or chance encounters. Similarly, failures can result from bad luck despite smart planning 📝. ✅ 𝐄𝐱𝐚𝐦𝐩𝐥𝐞: Bill Gates had early access to a computer at school 🏫 - an extremely rare opportunity in the 1960s. His peer 🎒, equally capable, never got that chance. 8️⃣ 0𝟖. 𝐒𝐚𝐯𝐞 𝐅𝐢𝐫𝐬𝐭, 𝐒𝐩𝐞𝐧𝐝 𝐖𝐡𝐚𝐭’𝐬 𝐋𝐞𝐟𝐭 - 𝐍𝐨𝐭 𝐭𝐡𝐞 𝐎𝐭𝐡𝐞𝐫 𝐖𝐚𝐲 𝐀𝐫𝐨𝐮𝐧𝐝! 💠 𝐄𝐱𝐩𝐥𝐚𝐧𝐚𝐭𝐢𝐨𝐧: Saving should not be a leftover. It must be a deliberate ⚙️ act that comes before expenses. This builds resilience. ✅ 𝐄𝐱𝐚𝐦𝐩𝐥𝐞: An individual who sets aside savings as an automated deduction 🏦 builds financial security without relying on willpower each month 🗓️. 9️⃣ 0𝟗. 𝐋𝐢𝐯𝐢𝐧𝐠 𝐁𝐞𝐥𝐨𝐰 𝐘𝐨𝐮𝐫 𝐌𝐞𝐚𝐧𝐬 𝐈𝐬 𝐚 𝐒𝐮𝐩𝐞𝐫𝐩𝐨𝐰𝐞𝐫 💪🏻! 💠 𝐄𝐱𝐩𝐥𝐚𝐧𝐚𝐭𝐢𝐨𝐧: The discipline 🤹🏻‍♀️ to spend less than you earn unlocks flexibility, reduces stress 😞, and allows wealth to accumulate quietly in the background. ✅ 𝐄𝐱𝐚𝐦𝐩𝐥𝐞: Those with simple lifestyles and strong savings can make life decisions—like career changes—without fear of financial instability. 🔟 𝟏𝟎. 𝐒𝐭𝐚𝐲 𝐂𝐮𝐫𝐢𝐨𝐮𝐬 - 𝐓𝐡𝐞 𝐁𝐞𝐬𝐭 𝐈𝐧𝐯𝐞𝐬𝐭𝐨𝐫𝐬 𝐀𝐫𝐞 𝐋𝐢𝐟𝐞𝐥𝐨𝐧𝐠 𝐋𝐞𝐚𝐫𝐧𝐞𝐫𝐬! 💠 𝐄𝐱𝐩𝐥𝐚𝐧𝐚𝐭𝐢𝐨𝐧: The financial world is constantly changing. Staying curious, reading 📚 broadly, and avoiding overconfidence are key 🗝️ to staying relevant and successful. ✅ 𝐄𝐱𝐚𝐦𝐩𝐥𝐞: Investors who adapted to digital trends 📈 or environmental shifts in the market had a major advantage over those who clung to outdated strategies. 🔰 𝐂𝐎𝐑𝐄 𝐂𝐎𝐍𝐂𝐄𝐏𝐓𝐒 𝐀𝐍𝐃 𝐅𝐑𝐀𝐌𝐄𝐖𝐎𝐑𝐊𝐒 𝐄𝐗𝐏𝐋𝐀𝐈𝐍𝐄𝐃: 🔰 0𝟏. 𝐄𝐧𝐨𝐮𝐠𝐡: 🔰 Understanding what “enough” means is essential to avoid overreaching and risking what you already have for what you don’t need. Housel borrows from philosophy and Stoicism to introduce the idea that happiness and security come from knowing when to stop chasing more. *“Enough is not too little. Enough is realizing that the opposite - an insatiable appetite for more - will push you to the point of regret.”* 🔰 0𝟐. 𝐂𝐨𝐧𝐟𝐨𝐮𝐧𝐝𝐢𝐧𝐠 𝐂𝐨𝐦𝐩𝐨𝐮𝐧𝐝𝐢𝐧𝐠: 🔰 Compounding isn't intuitive for most people, which is why they underestimate its power 💪🏻. The real magic 🪄 of wealth happens over time, not overnight. Warren Buffett's net worth was ~$81 billion when he was 65 - having started at 10. That’s the compounding curve in action. 🔰 0𝟑. 𝐒𝐚𝐯𝐞 𝐋𝐢𝐤𝐞 𝐚 𝐏𝐞𝐬𝐬𝐢𝐦𝐢𝐬𝐭, 𝐈𝐧𝐯𝐞𝐬𝐭 𝐋𝐢𝐤𝐞 𝐚𝐧 𝐎𝐩𝐭𝐢𝐦𝐢𝐬𝐭: 🔰 Save defensively for unexpected setbacks, but invest believing in long-term progress 🛣️. Build a margin of safety 🦺 but also trust that innovation, growth 📈, and recovery are part of the human story. 🔰 0𝟒. 𝐓𝐚𝐢𝐥𝐬 𝐃𝐫𝐢𝐯𝐞 𝐄𝐯𝐞𝐫𝐲𝐭𝐡𝐢𝐧𝐠: 🔰 Extreme events (positive or negative) have disproportionate impact. In investing, a handful of good decisions or lucky breaks can define a lifetime outcome. Bezos built Amazon, but it’s AWS and Prime that became the ‘tail events’ driving its true growth. 🔰 0𝟓. 𝐌𝐚𝐧 𝐢𝐧 𝐭𝐡𝐞 𝐂𝐚𝐫 𝐏𝐚𝐫𝐚𝐝𝐨𝐱: 🔰 Wealth flaunted rarely wins respect. *People admire the car, not the driver.* Real status comes from humility and freedom, not luxury branding. 🔰 0𝟔. 𝐘𝐨𝐮’𝐫𝐞 𝐍𝐨𝐭 𝐀𝐥𝐨𝐧𝐞: 🔰 Everyone has different goals 🎯, timelines, and risk tolerance. What works for others might not work for you 🫵🏻. Avoid copying strategies blindly. 🔰 0𝟕. 𝐑𝐨𝐨𝐦 𝐟𝐨𝐫 𝐄𝐫𝐫𝐨𝐫: 🔰 A little 🤏🏻 margin of safety in decisions—be it financial, emotional, or career-related 🎓 - can make the difference between survival and collapse. "𝑻𝒉𝒆 𝑷𝒔𝒚𝒄𝒉𝒐𝒍𝒐𝒈𝒚 𝒐𝒇 𝑴𝒐𝒏𝒆𝒚 𝒊𝒔 𝒏𝒐𝒕 𝒋𝒖𝒔𝒕 𝒂 𝒃𝒐𝒐𝒌 𝒂𝒃𝒐𝒖𝒕 𝒎𝒐𝒏𝒆𝒚 - 𝒊𝒕’𝒔 𝒂 𝒎𝒊𝒓𝒓𝒐𝒓 𝒕𝒉𝒂𝒕 𝒔𝒉𝒐𝒘𝒔 𝒉𝒐𝒘 𝒚𝒐𝒖𝒓 𝒃𝒆𝒍𝒊𝒆𝒇𝒔, 𝒉𝒂𝒃𝒊𝒕𝒔, 𝒂𝒏𝒅 𝒊𝒏𝒔𝒆𝒄𝒖𝒓𝒊𝒕𝒊𝒆𝒔 𝒔𝒉𝒂𝒑𝒆 𝒚𝒐𝒖𝒓 𝒘𝒆𝒂𝒍𝒕𝒉 𝒇𝒂𝒓 𝒎𝒐𝒓𝒆 𝒕𝒉𝒂𝒏 𝒏𝒖𝒎𝒃𝒆𝒓𝒔 𝒆𝒗𝒆𝒓 𝒄𝒐𝒖𝒍𝒅.” Thank 🙏🏻 for reading so far, please share with your loved ones! 💁🏻‍♀️ *For more such content, follow us on:* https://whatsapp.com/channel/0029Va4cUYi7tkjAQFo0RW00

*Chinese e-commerce giant JD.com is stepping into the STABLECOIN arena, with founder Liu Qiangdong revealing plans for a GLOBAL LICENSING push aimed at cross-border payments.* https://cointelegraph.com/news/jdcom-stablecoin-global-licensing-genius-act The announcement, made during a media briefing in Beijing on Tuesday, *came as the US Senate passed the Guiding and Establishing National Innovation for US STABLECOINS,* or GENIUS Act, a landmark bill establishing federal guardrails for stablecoins. “We hope to apply for our STABLECOIN license *in all major sovereign currency countries in the WORLD,”* Liu said. He outlined that the stablecoin would be used to enable faster, cheaper global transactions. *“We can reduce payment costs by 90% and deliver within 10 seconds,”* he claimed, contrasting this with the traditional SWIFT system’s two-to-four-day settlement window. JD.com, also known as Jingdong, is an online Chinese shopping platform where you can buy various products, such as: - Electronics (phones, laptops, etc.) - Home appliances - Fashion items (clothing, shoes, etc.) - Groceries - And many more! *Key features:* 1. *Direct sales*: sells products directly to customers, often with fast shipping. 2. *Wide product range*: They offer a vast selection of products from various brands. 3. *Logistics*: has its own logistics network, which enables fast and efficient delivery. *In short*, is a popular online shopping platform in China, offering a wide range of products with convenient delivery options.

*SOME NIGERIAN NEWSPAPER HEADLINES+, 18/06/2025* NEMA deploys relief items to Benue as attacks displace 6,527 Tinubu’s visit: Benue declares Wednesday work-free day Benue bloodshed: Gov, Assembly at odds as SGF, ex-generals move in Nigeria imports N1.2tn crude as local output stumbles FG to link credit scores to NIN in sweeping credit reform drive Lebara Nigeria rolls out 0724 phone number NLC threatens showdown as FCT teachers strike nears 90 days Truck drivers suspend strike, begin talks with LASG UTME: 11 CBT centres, fingerprint cheats face sanctions Naira depreciates to N1,598/$ in parallel market Trump extends TikTok deadline for third time Pope Leo to revive papal holidays abandoned by Francis China will roll out measures on market access, inspection – Yan Yuqing FG to evacuate Nigerians from Israel, Iran as crisis escalates --------------------------- *DID YOU KNOW?* * Located in the heart of ancient Rome, the Colosseum is one of Italy’s most visited tourist attractions. Dating back to around 80 A.D., this structure remains the largest amphitheater in the world. * In Oman, personal income including income from capital gains, wealth, death, or property, is not taxed. --------------------------- Tinubu orders speedy execution of approved projects Tinubu commissions Abuja’s first Bus terminal Tinubu unveils INEC HQ project as Wike promises 2027 completion N’Assembly transmits tax reform bills to Tinubu Yelewata killings: Senate leadership to accompany Tinubu to Benue Wednesday Senate screens Tinubu’s 17 nominees for key Rivers agencies Senate to screen nominees for South West Development Commission Wednesday Reps probe ₦1.12tr anchor borrowers fund, seek accountability from NIRSAL, BOI My presidential ambition in cooler, says Kalu EFCC re-arraigns Bauchi accountant-general over N1.4bn fraud EFCC to release more recovered funds to NDDC NAF deploys more fighter jets to North Central COAS to media: Avoid reportage that compromises national security Police interrogate Adefarasin over ‘illegal’ possession of weapon, driving unlicensed vehicle Police Inspectors Lament Delayed Promotion, Appeal To IGP, PSC CBN halts dividends, bonuses for select banks in new stability measures CrediCorp: Loan defaulters risk losing passport, rent access — FG FG launches sensitisation campaign for LG proof of address system ECN DG/CEO leads strategic visit to Schneider Electric net zero complex in France PenCom engages NPAN over N720m pension arrears CAC reviews service fees Nigeria records spike in Lassa Fever cases as death toll hits 143 World-class aerodrome lighting system installed at Gateway Airport NEMA, NEDC intervene after windstorm displaces 1,800 in Taraba FRSC warns against unofficial payments of fines FG unveils new CNG pricing structure to promote cleaner energy FG backs free press, urges media to guard democracy No pilgrimage to Israel until crisis is resolved- NCPC UK varsity engages PTDF to expand scholarships OOU faces backlash over ‘no bra, no entry’ during examination Ogun poly students risk sanctions for assaulting lady Obasanjo to governors: create incentives to curb medical brain drain NEYGA slams Ezekwesili over defence of Natasha, demands proof of allegations Nigeria ranks third as African startups hit $1bn Delayed loans at six banks top $3.5bn – Report Fuel distribution scheme will create jobs, says Dangote refinery Tax bills open new opportunities for professionals – CITN President Anambra market leaders deny alleged connivance with NAFDAC to extort traders Brewery workers demand unpaid entitlements in Abia Labour Party mocks Tinubu over APC’s infighting in N-East Ekiti gov poll: Oyebanji’ll face primary despite endorsements — APC Adamawa APC denies endorsing Ribadu for 2027 election LG poll: Sanwo-Olu rallies support for 433 APC candidates We’re open to credible investors, Aiyedatiwa tells Czech Republic Okpebholo studies A’Ibom, Rivers models to end Edo flooding Uzodimma apologises for postponing state address Obasanjo, Yahaya unveil ultra-modern processing factory in Gombe Benue Assembly recalls six lawmakers, seven suspended pending apology Renewed herdsmen attacks: Benue Assembly urges Alia to fully enforce anti-open grazing law Lagos Assembly adopts recommendations on e-GIS bill Lagos innovation bill targets startups, varsities Ogun tackles plastic pollution with waste-for-cash initiative Gombe Residents Kick As Police Ban Motorcycles Two cultists linked to Rivers DPO’s death in police custody Police arrest 14 suspected cultists, foil kidnapping in Ogun Six suspected cultists arrested after initiation ceremony in Anambra --------------------------- *TODAY IN HISTORY* * On this day in 1948, the LP record was introduced. The 33⅓ rpm microgroove vinyl Long Playing record developed by Columbia Records soon became the music industry’s standard medium. It allowed for a total playing time of 20 minutes per side. --------------------------- Never think that you’re not good enough. – Anthony Trollope Good morning *Compiled by Hon. Osuji George [email protected], +234-8122200446*

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*THE RESTORER'S DAILY GUIDE* DATE: SUNDAY 15TH JUNE 2025 THEME: *PRAY FOR ISRAEL* MEMORIZE Psalms 122:6 Pray for the peace of Jerusalem: they shall prosper that love thee. READ Isaiah 62:1-7 For Zion's sake will I not hold my peace, and for Jerusalem's sake I will not rest, until the righteousness thereof go forth as brightness, and the salvation thereof as a lamp that burneth. And the Gentiles shall see thy righteousness, and all kings thy glory: and thou shalt be called by a new name, which the mouth of the LORD shall name. Thou shalt also be a crown of glory in the hand of the LORD, and a royal diadem in the hand of thy God. Thou shalt no more be termed Forsaken; neither shall thy land any more be termed Desolate: but thou shalt be called Hephzibah, and thy land Beulah: for the LORD delighteth in thee, and thy land shall be married. For as a young man marrieth a virgin, so shall thy sons marry thee: and as the bridegroom rejoiceth over the bride, so shall thy God rejoice over thee. I have set watchmen upon thy walls, O Jerusalem, which shall never hold their peace day nor night: ye that make mention of the LORD, keep not silence, And give him no rest, till he establish, and till he make Jerusalem a praise in the earth. THOUGHT FOR THE DAY *Whatever happens to Israel affects the whole world.* MESSAGE God's own people; the Israelites are undoubtedly and arguably the most embattled people in all of human history. They have fought battles from the beginning of their existence as a nation since their exit from their iron masters in Egypt. They never truly had peace in their supposed promise land. All through to the genocidal holocaust by the nazis. In it all, they have managed by God's mercy and word of oath to emerge as a strong and enviable democratic nation in the Middle East and around the world. Today, much more than any other time, they face the greatest threats of annihilation by their avowed enemies. We need to pray for Israel. If you are reading this devotional guide, then God is calling you to stand with Israel as an intercessor. There are at least five reasons why we should stand with Israel in prayers. 1. They gave us the Bible; God's Holy Book that has brought restoration and great changes to the whole world. All the inspired writers of the Bible are Jewish people. And more than eighty percent of Bible scenes are Jewish. 2. They gave us the Saviour. Jesus Christ our Lord and Saviour came to the earth as a Jew and through the Jewish people. 3. They gave us some of the best technologies in the world. More than ninety percent of the technologies and innovation in today's world are products of the Jewish people. 4. Those who love them prosper. God promised to bless those who bless them and to curse those who curse them. And in today's memory verse, it says; they shall prosper that love her. 5. Israel has produced more men that have shaped and changed the world than probably any other nations on earth. Apart from Bible figures like Abraham, Isaac and Jacob, Moses, Joseph, Daniel, King David, The Lord Jesus Christ and His disciples, Paul the Apostle, we also have the likes of Albert Einstein, Mike Zuckerberg, and many others who positively impacted the world with their innovations. Beloved, we cannot ignore a people so vitally consequential like the Jewish people. One of the smallest nations on earth yet so powerful that the whole world shakes when they speak, because of God's covenant with them through their fathers; Father Abraham, Isaac and Jacob. Israel is a land that enjoys divine attention perpetually. The Bible describes the land of Israel with these words; Deuteronomy 11:12 "A land which the LORD thy God careth for: the eyes of the LORD thy God are always upon it, from the beginning of the year even unto the end of the year." *We cannot ignore a people that God is so passionately concerned about...* *Whatever happens to Israel affects the whole world.* ACTION STEPS 1. Pray for Israel today, Pray for her peace. 2. Pray for peace in the entire middle east. 3. Pray that you will be ready at all times for the rapture of the church in Christ Jesus. REMEMBER *Whatever happens to Israel affects the whole world.* PRAYERS Dear heavenly Father, Thank you for today's devotional guide. We ask today for your mercy upon Israel as you remember your sacred covenant with Father Abraham, Isaac and Jacob. We decree peace and tranquility in Israel and in the entire middle east in Jesus name. Amen. AUTHOR: JEDIDIAH DAVID DAILY READING: Deuteronomy 28-29; Psalms 122-123; Matthew 24-25; HYMN 1 Guide me, O Thou great Jehovah, Pilgrim through this barren land; I am weak, but Thou art mighty; Hold me with Thy powerful hand Bread of heaven, Feed me till I want no more. 2 Open now the crystal fountain, Whence the healing waters flow; Let the fiery, cloudy pillar, Lead me all my journey through: Strong Deliverer, Be Thou still my strength and shield. 3 When I tread the verge of Jordan, Bid my anxious fears subside; Bear me through the swelling current, Land me safe on Canaan’s side: Songs of praises I will ever give to Thee! PLEASE SHARE

*Bond issuance* is when an entity *(like a government, company, or organization)* borrows money from investors *by issuing a bond.* *🌏BOND ISSUANCE AND BLOCKCHAIN/STABLECOINS INTERSECT IN SEVERAL WAYS, AND IT STANDS AS AN AREA OF INNOVATION, EXPLORING NEW WAYS TO RAISE CAPITAL, MANAGE DEBT, AND FACILITATE TRANSACTIONS* Here's a simplified breakdown: - *What is a bond?*: A bond is like an *IOU.* The entity borrows money from investors and promises to repay them with interest. - *How does it work?*: The entity issues bonds to raise funds for various purposes (e.g., projects, expansion, or debt refinancing). Investors buy these bonds, essentially lending money to the entity. - *Investor benefits*: Investors receive regular interest payments and get their principal amount back when the bond matures. - *Entity benefits*: The entity raises capital for its needs and agrees to repay the borrowed amount with interest. *Bond issuance and blockchain/stablecoins* - *Tokenized bonds*: Blockchain technology allows for the creation of tokenized bonds, where bonds are represented as digital assets on a blockchain. This can increase transparency, efficiency, and accessibility in bond markets. - *Stablecoins as a payment method*: Stablecoins, which are cryptocurrencies pegged to a stable asset (like the US dollar), can be used to facilitate transactions related to bond issuance, such as payments or settlements. - *Blockchain-based bond issuance platforms*: Some platforms use blockchain to issue, manage, and trade bonds, potentially reducing costs and increasing efficiency. - *Increased transparency and security*: Blockchain technology can provide a secure and transparent record of bond ownership, transactions, and payments, reducing the risk of errors or tampering.

As an African Nigerian in particular we shall lead in global innovation just coming from lunching of an app by a Nigerian, embrace technology or get lost

Born on These 4 Dates? You're Destined for Wealth Numerology analyzes an individual’s behavior, characteristics, and career choices based on their birth date. The Life Path Number, derived from adding the digits of your birth date, plays a significant role in this analysis. Life Path Number 1 individuals are often seen as special, achieving notable success in both life and career. Lucky Birth Dates People born on the 1st, 10th, 19th, or 28th of any month have a Life Path Number of 1. This number is associated with the Sun’s energy, symbolizing confidence, leadership, and creativity. Those born on these dates are natural leaders. These individuals are confident, independent thinkers who draw others in with their unique personalities, leaving a lasting impression wherever they go. They embrace challenges and turn them into opportunities for success. However, their strong personalities can sometimes lead to stubbornness and arrogance. They may believe their way is the only correct way, occasionally overlooking the advice of others. Despite this, they have pure hearts and are always willing to help those in need. Their creativity often leads them to success in fields like art, writing, and other creative professions. Friendships and Relationships Life Path Number 1 individuals are loyal and respectful partners. While they deeply value their loved ones, they also cherish their independence within relationships. They expect mutual respect and understanding from their partners. However, their strong-willed nature, coupled with occasional stubbornness, may lead to conflicts. Maintaining balance and open communication is essential for a successful love life. Career Choices With ambitious goals, those with Life Path Number 1 are determined to achieve them. Careers that emphasize leadership, innovation, and independence are ideal. They excel in fields such as business, management, marketing, advertising, art, writing, and technology. Health While energetic and active, their dedication to their pursuits can lead to stress and fatigue. Practicing yoga, meditation, and regular exercise can help them maintain mental clarity. Their busy schedules might sometimes cause irregular eating habits, so it’s important for them to maintain a balanced diet and a healthy, active lifestyle.

🌍 BREAKING MEDICAL NEWS! 🌍 Researchers in Australia have reportedly discovered a cure for HIV/AIDS — a breakthrough that could change millions of lives globally! 🧬💉 But here's the twist: ⚠️ Something similar was discovered years ago in Africa, yet it was ignored... Why? Was it the location? The politics? The prejudice? Now that it's gaining recognition from the West, the world is finally ready to listen. 🔥 It's time we start valuing African innovations just as loudly as we celebrate others. 💡 Talent has no continent. 💛 Let’s give credit where it’s due — and respect the minds behind the cure, no matter where they come from. 📢 Share this if you believe every discovery deserves a global stage — not just when it comes from the 'right' place. #HIVCure #MedicalBreakthrough #AfricaMatters #GlobalHealth #ScienceForAll #EndTheBias