*XRP Ledger Chosen By Dubai Government To Power Real Estate Tokenization*

......the company has integrated its stack directly with DLD databases so that any on-chain transfer instantly updates the government ledger,

Updated: May 26, 2025
https://bitcoinist.com/xrp-ledger-dubai-real-estate-tokenization/

Dubai’s Land Department (DLD) *has switched on the Middle East’s first government-backed tokenization of property title deeds,* selecting the open-source XRP LEDGER (XRPL) as the settlement layer for a pilot expected to reshape how domestic real-estate assets are bought, sold and financed.

* BREAKING: Ripple announces Zand Bank and Mamo as its first blockchain-powered payments clients in the United Arab Emirates (UAE)*

*Ripple is a blockchain-based digital payment network and protocol that enables fast, secure, and low-cost cross-border transactions.*
This development comes after Ripple secured a license from the Dubai Financial Services Authority (DFSA) in March 2025, *enabling the company to manage end-to-end payments for its clients.*

*Key Partnership Details:*

- *Zand Bank*: A fully licensed digital bank in the UAE, Zand Bank will utilize Ripple's blockchain-enabled cross-border payments solution to enhance its digital asset services. *The bank plans to launch an AED-backed STABLECOIN to facilitate SMOOTHER transactions.*
- *Mamo*: A UAE-based fintech company, *Mamo will use Ripple's technology to simplify GLOBAL PAYMENT PROCESSES FOR BUSINESSES AND INDIVIDUALS, offering faster and more reliable cross-border payments.*

* BREAKING: Ripple announces Zand Bank and Mamo as its first blockchain-powered payments clients in the United Arab Emirates (UAE)*

*Ripple is a blockchain-based digital payment network and protocol that enables fast, secure, and low-cost cross-border transactions.*
This development comes after Ripple secured a license from the Dubai Financial Services Authority (DFSA) in March 2025, *enabling the company to manage end-to-end payments for its clients.*

*Key Partnership Details:*

- *Zand Bank*: A fully licensed digital bank in the UAE, Zand Bank will utilize Ripple's blockchain-enabled cross-border payments solution to enhance its digital asset services. *The bank plans to launch an AED-backed STABLECOIN to facilitate SMOOTHER transactions.*
- *Mamo*: A UAE-based fintech company, *Mamo will use Ripple's technology to simplify GLOBAL PAYMENT PROCESSES FOR BUSINESSES AND INDIVIDUALS, offering faster and more reliable cross-border payments.*

*JPMorgan Settles First Tokenized Treasury Transaction on Public Blockchain, Using Chainlink, Ondo Finance*

May 14, 2025
https://decrypt.co/319744/jpmorgan-settles-first-tokenized-treasury-transaction-on-public-blockchain-using-chainlink-ondo-finance?utm_source=telegram&utm_medium=social&utm_campaign=smt

The global bank on Wednesday settled a transaction involving tokenized U.S. Treasuries on Ondo Finance, using Chainlink to connect between private and public networks, according to a joint statement from the companies. The experiment marks the latest development in JPMorgan's decentralized finance project called Kinexys—a platform that aims to bridge the gap between traditional finance and decentralized (DeFi).

*Mastercard is partnering with payments processor Nuvei and crypto exchange OKX with its latest digital asset ambitions.*

Updated: April 29, 2025
https://decrypt.co/316745/mastercard-stablecoin-frenzy-new-crypto-payment?utm_source=telegram&utm_medium=social&utm_campaign=smt

.....the move will allow individuals to spend stablecoins as point of sales (POS), the payments giant announced Monday.

*"We believe in the potential of stablecoins to streamline payments and commerce across the value chain," Mastercard's Chief Product Officer Jorn Lambert said. "Unlocking this is core to how we navigate THE RAPIDLY CHANGING WORLD, GIVING PEOPLE AND BUSINESSES THE FREEDOM THEY WANT BY PROVIDING THE CHOICES THEY DESERVE."*

*Trump’s Tariffs, Global Market Chaos: Is This the New Black Monday?*

Monday, 07/04/2025
https://tinyurl.com/2cstqhno?tg=1744007220

Global markets went into freefall *as tariffs reignited fears of a full-blown trade war.*

Bill Ackman is calling for a 90-day ceasefire on tariffs to avoid lasting economic damage.

Crypto is caught in the crossfire, with Bitcoin and XRP plummeting as panic spreads.

Nigeria recognizes cryptocurrencies as capital assets according to new market regulations

Nigeria's new laws of stock market have begun declaring online currency such as Bitcoin as capital assets. This legislative change will help increase transparency and attract investments in internet finances.

President Bola Ahmed Tinubu has signed a new Investment and Security Act (ISA) by 2024, which cancels the old law established in 2007 (ISA No. 29).

The new law says all digital assets and related capital agreements will be considered as capital assets. It has also enabled SEC to control digital asset providers (VASPs), digital asset managers (DAOPs), and digital asset markets.

This means that any company dealing with digital assets must register with the SEC and follow its regulations. This step is crucial to eliminating scam services in the digital world, and boosting trust in blockchain innovations.

Director of SEC, Emomotimi Agama, praised the move, saying it would lead to increase in capital investments in digital assets.

Previously, Nigeria has started reacting with panic since internet currency started getting collected in 2015, after the fall of raw oil and Naira value.

Bitcoin and other internet currencies have become a refuge for many Nigerians, making Nigeria second in the world to hold internet currency, after America.

But the demand for internet finance has increased the number of Naira exchange and other fees. As a result, the Bank of Nigeria (CBN) has ordered banks to close all accounts related to internet currency.

Customers then return to business secretly, using direct transaction (P2P). Binance, one of the world's largest currency marketing companies, has changed its trends early, offering P2P services to Nigerian users.

President Tinubu as president ascends to power in mid 2023, he appointed Olayemi Cardoso as CBN governor, and the government has begun to slow down its position on internet currency, an indication that Nigeria is planning to change its way into digital affairs.

*JP Morgan* has been actively involved in the development and exploration of *stablecoins and cryptocurrencies.* The bank has been testing blockchain payments and is eyeing stablecoins, particularly those with federal insurance clarity.

JP Morgan views stablecoins as a scalable alternative to cryptocurrencies, designed to minimize price fluctuations.

The bank has also recognized the potential of stablecoins in driving institutional investment into the cryptocurrency market.

In terms of specific initiatives, JP Morgan has been working on deposit tokens, which are digital assets on a blockchain pegged to a paper currency and backed by high-quality liquid assets. *The bank has also been exploring the use of blockchain technology for cross-border payments and other financial transactions.*

Overall, JP Morgan's relationship with stablecoins and cryptocurrencies is one of exploration and innovation, as the bank seeks to leverage these technologies to improve financial services and stay ahead of the curve in the rapidly evolving fintech landscape.

Trump has launched his second presidency *with an unprecedented demonstration of executive power, using the world’s richest man "ELON MUSK" to dismantle swaths of the government, and said his supporters want even more.*

The Nation Newspaper
April 1st, 2025
https://thenationonlineng.net/im-not-joking-about-third-term-as-u-s-president-says-trump/

President Donald Trump yesterday repeated his suggestion he might seek a third term as United States president, which would defy the two-term limit stipulated in the United States’ Constitution.

In a yesterday morning phone call with NBC News, Trump said: *“I’m not joking,”* when asked to clarify a remark on seeking another term. He added: *“There are methods which you could do it.”*

*President Tinubu the Nigerian Blockchain/Crypto Messiah?*

Africa's largest crypto community blows hot on PBAT.

https://thenationonlineng.net/president-bola-ahmed-tinubu-are-you-the-crypto-messiah-nigeria-has-been-waiting-for-or-should-we-wait-for-another/

Latest: The U.S. Congress' opening priority for the crypto industry *is to quickly finish a STABLECOIN oversight bill, and the House of Representatives has released the text of its version on Wednesday,* following in the heels of a recent committee approval of its Senate counterpart.

Updated: March 27, 2025
https://www.coindesk.com/policy/2025/03/26/u-s-house-stablecoin-bill-goes-live-in-flurry-of-crypto-activity-on-capitol-hill

*.......many lawmakers involved in crypto efforts on Capitol Hill all appeared on Wednesday at the DC Blockchain Summit.*

*.......the Senate and House have both previously passed the resolution, The vote passed, with 70 Senators voting in support and 28 voting against. The previous Senate vote passed 70-27.*

The House version of stablecoin legislation was released publicly as another bill on crypto clarity was reintroduced and the Senate weighed its crypto Internal Revenue Service's efforts.

Emmer, Steil and many other lawmakers involved in crypto efforts on Capitol Hill all appeared on Wednesday at the DC Blockchain Summit, a crypto policy event hosted by the Digital Chamber. Most of them shared hopes that the stablecoin effort would be completed by August.

As the conference wrapped up, the Senate prepared to vote for a second time on a Congressional Review Act resolution overturning the IRS' 2024 regulation governing decentralized finance (DeFi) brokers, *aimed at overturning the Internal Revenue Service's (IRS) reporting requirements for decentralized finance (DeFi) platforms.* This legislation would exempt DeFi protocols from the obligation to report user information in the same manner as traditional brokers.

Previously, the IRS mandated that DeFi brokers report the total proceeds from digital asset sales and provide customers with Form 1099, which includes collecting user transaction details such as names and addresses. *This move by the Senate seeks to alleviate the reporting burden on DeFi platforms, aligning them differently from conventional brokerage firms. The Senate and House have both previously passed the resolution, which U.S. President Donald Trump is expected to sign, but the Senate needed vote on it again due to a procedural rule requiring the House to vote first on tax-related issues.*

*The vote passed, with 70 Senators voting in support and 28 voting against. The previous Senate vote passed 70-27.*

In a statement, DeFi Education Fund Executive Director and Chief Legal Officer Amanda Tuminelli said the group "commends the bipartisan supermajority of Congressional leaders who voted in favor of the “DeFi Broker” CRA resolution, recognizing the severe and far-reaching consequences of the IRS’ misguided rulemaking."

*The US Senate is preparing to hold a final vote today March 27 to nullify the Internal Revenue Service's (IRS) broker reporting rule for DeFi.*

*Some of the above news updates were also gathered from Binance and Cryptoslate websites.*

*Quidax has indeed listed the compliant Nigerian naira (cNGN) stablecoin on its platform. This listing occurred on March 12, 2025, following a similar move by Busha, another provisionally licensed exchange.*

The cNGN stablecoin is actually issued by a consortium of Nigerian banks and fintech companies. cNGN Stablecoin can be swapped to WBNB, Binance Coin. *With this listing, users can now send, receive, and trade the cNGN Stablecoin with WBNB cryptocurrency and exchange it into a bank directly.*

WBNB stands for Wrapped Binance Coin. It's a wrapped version of the Binance Coin (BNB) that's pegged 1:1 to the original BNB token on the Binance Blockchain.

*Here are some notable blockchains that can work with Binance Smart Chain (BSC):*
1. Ethereum (ETH)
2. Binance Chain (BNB)
3. Cosmos (ATOM)
4. Polkadot (DOT)
5. Solana (SOL)
6. Polygon (MATIC)
7. Avalanche (AVAX)
8. Fantom (FTM)
9. Harmony (ONE)
10. OKC (OKT)

Additionally, Binance Smart Chain supports cross-chain bridges, enabling interoperability with other blockchains, such as
- Bitcoin (BTC)
- Litecoin (LTC)
- Dogecoin (DOGE)

These bridges allow for seamless transfers of assets between different blockchain networks.

*Blockchain and cryptocurrency are becoming a must for every home*

*Quidax has indeed listed the compliant Nigerian naira (cNGN) stablecoin on its platform. This listing occurred on March 12, 2025, following a similar move by Busha, another provisionally licensed exchange.*

The cNGN stablecoin is actually issued by a consortium of Nigerian banks and fintech companies. cNGN Stablecoin can be swapped to WBNB, Binance Coin. *With this listing, users can now send, receive, and trade the cNGN Stablecoin with WBNB cryptocurrency and exchange it into a bank directly.*

WBNB stands for Wrapped Binance Coin. It's a wrapped version of the Binance Coin (BNB) that's pegged 1:1 to the original BNB token on the Binance Blockchain.

*Here are some notable blockchains that can work with Binance Smart Chain (BSC):*
1. Ethereum (ETH)
2. Binance Chain (BNB)
3. Cosmos (ATOM)
4. Polkadot (DOT)
5. Solana (SOL)
6. Polygon (MATIC)
7. Avalanche (AVAX)
8. Fantom (FTM)
9. Harmony (ONE)
10. OKC (OKT)

Additionally, Binance Smart Chain supports cross-chain bridges, enabling interoperability with other blockchains, such as
- Bitcoin (BTC)
- Litecoin (LTC)
- Dogecoin (DOGE)

These bridges allow for seamless transfers of assets between different blockchain networks.

*Blockchain and cryptocurrency are becoming a must for every home*

*Firm to solve foreign subscription hassle with naira payment solution*

BusinessDay Newspaper
March 24, 2025
https://businessday.ng/technology/article/firm-to-solve-foreign-subscription-hassle-with-naira-payment-solution/

........Mercurie, a software-as-a-service (SaaS) company specialising in payment and subscription management to help African businesses manage and pay for GLOBAL DIGITAL SERVICES using their local currency.

*The International Monetary Fund (IMF) overhauls balance of payments standards to integrate Bitcoin and digital assets*

Updated: March 22 2025
https://www.cryptopolitan.com/imf-revises-standards-to-include-crypto/?utm_source=CPTelegram

The International Monetary Fund (IMF) *has updated its payment standards to incorporate cryptocurrencies.*

The BPM7 manual grouped digital assets according to whether or not they have a corresponding liability.

The IMF also acknowledged the complexity of staking and the essential role of validators in confirming transactions.

In the newly released seventh edition of its Balance of Payments Manual (BPM7), the agency introduces comprehensive guidelines for the first time, *integrating digital assets into GLOBAL statistical frameworks.*
*------------------------------------*
IMF is an international organization that aims to promote GLOBAL economic stability, secure financial stability, facilitate international trade, promote high employment and sustainable economic growth, and reduce poverty.

*The International Monetary Fund (IMF) has a total of 191 member countries. Here's a list of some of the member countries:*

- *Africa*: Algeria, Angola, Benin, Botswana, Burkina Faso, Burundi, Cameroon, Cape Verde, Central African Republic, Chad, Comoros, Côte d'Ivoire, Democratic Republic of the Congo, Djibouti, Egypt, Equatorial Guinea, Eritrea, Eswatini, Ethiopia, Gabon, Gambia, Ghana, Guinea, Guinea-Bissau, Kenya, Lesotho, Liberia, Libya, Madagascar, Malawi, Mali, Mauritania, Mauritius, Morocco, Mozambique, Namibia, Niger, *Nigeria,* Republic of the Congo, Rwanda, São Tomé and Principe, Senegal, Seychelles, Sierra Leone, Somalia, South Africa, South Sudan, Sudan, Tanzania, Togo, Tunisia, Uganda, Zambia, Zimbabwe
- *Asia*: Afghanistan, Armenia, Azerbaijan, Bangladesh, Bhutan, Brunei Darussalam, Cambodia, China, Cyprus, Georgia, India, Indonesia, Iran, Iraq, Israel, Japan, Jordan, Kazakhstan, North Korea, South Korea, Kuwait, Kyrgyzstan, Lao PDR, Lebanon, Malaysia, Maldives, Mongolia, Myanmar, Nepal, Oman, Pakistan, Palestine, Philippines, Qatar, Russia, Saudi Arabia, Singapore, Sri Lanka, Syria, Taiwan, Tajikistan, Thailand, Timor-Leste, Turkey, Turkmenistan, United Arab Emirates, Uzbekistan, Vietnam, Yemen
- *Europe*: Albania, Andorra, Austria, Belarus, Belgium, Bosnia and Herzegovina, Bulgaria, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Kosovo, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Moldova, Monaco, Montenegro, Netherlands, North Macedonia, Norway, Poland, Portugal, Romania, Russia, San Marino, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Turkey, Ukraine, United Kingdom
- *North America*: Antigua and Barbuda, Bahamas, Barbados, Belize, Canada, Costa Rica, Cuba, Dominica, Dominican Republic, El Salvador, Grenada, Guatemala, Haiti, Honduras, Jamaica, Mexico, Nicaragua, Panama, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Trinidad and Tobago, United States
- *Oceania*: Australia, Fiji, Kiribati, Marshall Islands, Micronesia, Nauru, New Zealand, Palau, Papua New Guinea, Samoa, Solomon Islands, Tonga, Tuvalu, Vanuatu
- *South America*: Argentina, Bolivia, Brazil, Chile, Colombia, Ecuador, Guyana, Paraguay, Peru, Suriname, Uruguay, Venezuela

* TODAY: Telegram founder Pavel Durov has returned to Dubai after months in France following a cybercrime investigation linked to the platform.*

Telegram has become a hub where people from many countries connect to discuss and explore opportunities for financial freedom.

*How Nigeria and developing countries can leverage cryptonomics*
The Nation Newspaper
March 17, 2025
https://thenationonlineng.net/how-nigeria-and-developing-countries-can-leverage-cryptonomics/

In an age where financial systems *ARE RAPIDLY EVOLVING,* developing countries like Nigeria find themselves at a critical crossroads. *Burdened by crippling national debts,* stagnating economic growth, and inflationary pressures, these nations are increasingly looking for innovative solutions to break the cycle of dependency and rebuild their economies. *By harnessing the transformative power of decentralized finance (DeFi), blockchain technology, and digital currencies, developing nations can SHIFT FROM TRADITIONAL, DEBT-LADEN GROWTH models to one that is sustainable, transparent, and inclusive.

*US will use STABLECOINS to ensure dollar hegemony — United States Treasury Secretary, Scott Bessent*

March 7, 2025
https://cointelegraph.com/news/us-stablecoins-ensure-dollar-hegemony-scott-bessent

*"We are going to put a lot of thought into the STABLECOIN regime, and as President Trump has directed, we are going to keep the US-Dollar the dominant reserve currency in the world, and we will use STABLECOINS to do that."*

*The United States Department of Housing and Urban Development is looking into the likelihood of dipping its feet in the rivers of the cryptocurrency industry. According to meeting recordings and materials, the agency may be looking at a trial run with a crypto experiment across the federal government.*

https://www.cryptopolitan.com/united-states-housing-agency-crypto/?utm_source=CPTelegram

One of the staff mentioned that the move might just introduce another unregulated security into the housing market, noting that it had happened in the past.

Meanwhile, the discussion at the HUD has been centered around the development and *use of a stablecoin, a kind of token often pegged to a real life fiat currency like the US dollar,* which reduces its price swings. However, *there had been cases where some of these tokens depegged, dropping drastically*

[3/6, 12:32] Prince Bakare Emmanuel: *US President Donald Trump, who has multiple ties to the crypto industry, will host the sector’s top players at a White House summit on Friday, as the field enjoys renewed momentum following his election.*

Punch Newspaper
6th March 2025
https://punchng.com/trump-to-welcome-crypto-elite-at-white-house/
*Trump has waded into the space personally as well, PARTNERING with exchange platform World Liberty Financial and launching his own “Trump” memecoin in January as his wife Melania did the same — moves that have prompted conflict of interest accusations.*

The president’s “crypto czar,” Silicon Valley investor David Sacks, will convene prominent founders, CEOs, and investors with members of a Trump working group to craft policies *aimed at accelerating crypto growth and providing the legitimacy the industry has long wanted.*
[3/6, 16:16] Prince Bakare Emmanuel: *Trump advisers start mapping out a plan for a national crypto reserve*

*Contents*
1. White House team counts up government-owned crypto
2. Why people are concerned about Trump’s crypto plans

Updated: March 6 2025
https://www.cryptopolitan.com/trump-advisers-start-mapping-out-a-plan-for-a-national-crypto-reserve/?utm_source=CPTelegram

*Coinbase makes another effort to launch tokenized securities in the US stock market*

*“We have the House, the Senate, and the Executive all fully excited and aligned on this.”*

Updated: March 6 2025
https://www.cryptopolitan.com/coinbase-makes-another-effort-to-launch-tokenized-securities-in-the-us-stock-market/?utm_source=CPTelegram

*In this post:*
Coinbase is reviving its plan to launch tokenized securities in the U.S. stock market, taking advantage of shifting regulations and a more crypto-friendly government.

The company’s legal victory against the SEC has cleared the way for new products, including security tokens, expanded derivatives trading, and decentralized exchange integrations.

Coinbase is *focusing on STABLECOIN PAYMENTS, GLOBAL EXPANSION, and regulatory clarity,* securing new licenses in Argentina and the UK while pushing for clear crypto laws in the U.S.

The company believes the current Congress is the most pro-crypto ever, with Trump pushing to make the US the “crypto capital of the world.” Brian said, *“We have the House, the Senate, and the Executive all fully excited and aligned on this.”*

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*The US White House will host its first-ever Crypto Summit on March 7.*

https://www.cryptopolitan.com/white-house-crypto-summit-next/?utm_source=CPTelegram

The event will feature CEOs, investors, and members of the Presidential working group on Digital Assets.

Participants include Crypto Czar, David Sacks and Bo Hines.

The White House highlighted plans to introduce a clear regulatory framework for the crypto industry *while supporting innovation and promoting economic LIBERTY.* The Summit aligned with Trump’s Executive Order 14178, signed in his first week in office, which outlined his administration’s commitment to the “responsible growth and use of digital assets…across all sectors of the economy.” The order also directed federal agencies to prioritize policies encouraging crypto adoption while addressing fraud and money laundering risks.

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*Nigeria reaffirms commitment to Global Economic Stability at G20 meeting*

The Nation Newspaper
February 28, 2025
https://thenationonlineng.net/nigeria-reaffirms-commitment-to-global-economic-stability-at-g20-meeting/

........made this pledge during a meeting with international financial leaders at the G20 Finance Ministers and Central Bank Governors Meeting in Cape Town, South Africa.
*-------------------------------*
*The G20 consists of 20 member countries, including:*
- Argentina
- Australia
- Brazil
- Canada
- China
- France
- Germany
- India
- Indonesia
- Italy
- Japan
- Mexico
- Russia
- Saudi Arabia
- South Africa
- South Korea
- Turkey
- United Kingdom
- United States
- European Union (represented by the President of the European Commission and the President of the European Council)

*US Senate Banking Committee Hearing on the Framework of Digital Assets: A Comprehensive Overview*

Published: February 27, 2025
https://medium.com/roymavila/the-senate-banking-committee-hearing-on-the-framework-of-digital-assets-a-comprehensive-overview-a226cc22d1d3

*LIVE VIDEO:* https://youtu.be/C7iZ2lgoKCY?si=pQ9cb01dOTBv-Wuo

*STABLECOIN REGULATION:* Stablecoins were identified as a *key area for IMMEDIATE LEGISLATIVE ACTION.* Their potential was widely recognized to enhance financial inclusion, streamline payments, and strengthen the U.S. dollar’s status as the world’s reserve currency. However, concerns about AML compliance, privacy, and systemic risks must be addressed.

*Market Structure and Jurisdictional Clarity:* The hearing highlighted the need for clear rules determining whether digital assets are securities or commodities. This clarity is essential for providing a predictable regulatory environment and ensuring market participants can operate confidently.

Zim Masari, Chief Legal Officer at Lightspark: Masari focused on the potential of stablecoins to revolutionize payments by enabling instant, low-cost transactions. She stressed the importance of robust reserve requirements, redemption guarantees, and a competitive landscape for stablecoin issuers.

Masari also highlighted the need for strong anti-money laundering (AML) and privacy protections to address risks associated with digital assets.

Tim Massad, Former Chair of the CFTC: Massad provided a critical perspective on the Genius Act, arguing that it falls short in several areas, including reserve requirements, bankruptcy protections, and enforcement mechanisms. He called for stronger credential standards for stablecoin issuers and a dedicated resolution process to ensure consumers can quickly recover their funds in the event of an issuer’s failure. Massad also cautioned against rushing to rewrite securities laws, advocating for a phased approach to market structure legislation.

*Key Themes and Takeaways*
Consumer Protection: Witnesses and lawmakers AGREED that consumer protection must be at the heart of any regulatory framework. This includes ensuring transparency, safeguarding against fraud, and providing recourse for consumers during losses.

*International Competitiveness:*
The lack of regulatory clarity in the U.S. has driven innovation and investment offshore, with jurisdictions like the EU and UK taking the lead in establishing comprehensive frameworks. Witnesses urged Congress to act swiftly to reclaim the U.S.’s position as a global leader in digital assets.

*The United States Securities and Exchange Commission (SEC) Approves Yield-Bearing STABLECOIN as Crypto Regulations Evolves*

Updated: Thursday, 20/02/202
https://tinyurl.com/2dbwcq3r?tg=1740086563

The newly approved stablecoin, YLDs, is issued by Figure Markets and will reportedly invest in US treasuries and commercial paper.
Trump administration’s executive order on digital assets supports THE GROWTH OF DOLLAR-BACKED STABLECOINS.

......the SEC approved securities from Figure Certificate Co., allowing the company to offer a yield-bearing stablecoin known as YLDs. Unlike traditional stablecoins, which earn issuers revenue but provide no direct returns to holders, YLDs will generate yield by investing reserves in securities such as U.S. Treasuries and commercial paper.

The SEC has classified YLDs stablecoins as “certificates,” making them subject to securities regulations. This sets them apart from other major stablecoins like Tether’s USDT, which does not offer yield to users despite earning billions in reserve income.

*FG targets full digital business registration, 35% non-oil export by 2030*

BusinessDay Newspaper
February 19, 2025
https://businessday.ng/news/article/fg-targets-full-digital-business-registration-35-non-oil-export-by-2030/

*The federal government on Wednesday, SAID THE ONGOING SHIFT TO DIGITAL TRADE, under the African Continental Free Trade Area (AfCFTA), presents an enormous opportunity for Nigeria, targeting full digital business registration and increase in non-oil export to 35%, by 2030.*

.......Africa’s e-commerce projected to hit $180b

*cNGN: Nigeria’s First REGULATED STABLECOIN Explained*

BusinessDay Newspaper
February 20, 2025
https://businessday.ng/technology/article/cngn-nigerias-first-regulated-stablecoin-explained/

*......cNGN, meaning Compliant Naira, is a STABLECOIN that is pegged 1:1 to the Nigerian Naira. This means that 1 cNGN always equals 1 Naira, making it a stable digital representation of Nigeria's currency*

*cNGN was developed by the Africa STABLECOIN Consortium (ASC), a partnership of Nigerian banks, fintech firms, and blockchain companies.*

*Key Features of cNGN Stablecoin:*

Regulated – *Issued under Nigeria’s financial regulations.*

*A Step Toward Crypto-Friendly Regulation*

Blockchain-based – *Works on decentralised financial platforms.*

Cardex, *a cryptocurrency platform, HAS LAUNCHED A NEW CRYPTOCURRENCY ATM CARD IN NIGERIA,* aiming to curb fraud and enhance security for digital asset transactions.

Punch Newspaper
18th February 2025
https://punchng.com/firm-unveils-payment-card-to-tackle-crypto-fraud/

*The company also highlighted the increasing role of STABLECOINS—digital assets pegged to paper currencies—stating that their adoption is growing in economies grappling with inflation and currency volatility.*

*“With the introduction of Cardex, Nigeria is poised to lead in the integration of regulated STABLECOIN AND CRYPTOCURRENCY SOLUTIONS,”*

*Ten things to know about cNGN, Nigeria’s STABLECOIN*

BusinessDay Newspaper
February 17, 2025
https://businessday.ng/technology/article/ten-things-to-know-about-cngn-nigerias-stablecoin/

*...…...cNGN is Nigeria’s STABLECOIN, designed to maintain a fixed value, making it practical for payments, remittances, and trading. STABLECOINS like cNGN operate with stability, ensuring swift and low-cost transactions via blockchain technology.*


*.........over 66.1 million cNGN has been minted, held by 20 wallet addresses, with 74 on-chain transactions recorded. Currently, cNGN is only available on one cryptocurrency exchange — Busha. Expanding its adoption will require increased education and publicity.*

1, How cNGN is created
2, It is a cryptocurrency
3, It is privately managed
4, cNGN is different from e-naira
5, cNGN is available already
6, cNGN reduces dependence on US-Dollar
7, It has benefits for businesses
8, It will improve financial inclusion
9, It should have launched since last year
10, It is not the only naira-backed stablecoin

*It is launching on quite a few blockchains:* Assetchain, Bantu, Base, Binance, Ethereum, Polygon, and TRON. Bantu is the primary blockchain for issuance with a balance of Naira 66 million ($44,000) across them all.

BENEFITS OF CYBERSECURITY TO THE HUMAN RACE

Cybersecurity plays a crucial role in protecting individuals, businesses, and entire nations from cyber threats. Here are some key benefits of cybersecurity to the human race:

1. PROTECTION OF PERSONAL DATA
Cybersecurity safeguards sensitive personal information, such as banking details, social security numbers, and medical records, preventing identity theft and fraud.

2. PREVENTION OF CYBER CRIMES
With strong cybersecurity measures, individuals and organizations are protected from cyberattacks like hacking, phishing, and ransomware, reducing financial and data losses.

3. SAFEGUARDING CRITICAL INFRASTRUCTURE
Cybersecurity ensures the safety of essential services such as power grids, hospitals, financial institutions, and communication networks from cyber threats that could disrupt society.

4. ENHANCING PRIVACY AND FREEDOM
It helps individuals maintain their privacy by preventing unauthorized access to personal conversations, online activities, and confidential information.

5. ECONOMIC STABILITY
Cybersecurity supports economic growth by protecting businesses from financial losses due to cyberattacks, ensuring customer trust, and preventing corporate espionage.

6. ENSURING NATIONAL SECURITY
Governments use cybersecurity to defend against cyber warfare, espionage, and terrorist attacks that could compromise a country’s security and stability.

7. SECURE ONLINE TRANSACTIONS
It enables safe e-commerce, online banking, and digital payments by protecting transactions from fraudsters and hackers.

8. PROTECTION AGAINST MISINFORMATION
Cybersecurity helps combat fake news, misinformation, and propaganda that could influence public opinion and destabilize societies.

9. SAFER DIGITAL EXPERIENCE FOR CHILDREN
Cybersecurity measures protect children from online predators, cyberbullying, and harmful content, ensuring a safer digital space for young users.

10. ADVANCEMENT IN TECHNOLOGY AND INNOVATION
By securing digital assets and intellectual property, cybersecurity fosters technological advancements and encourages businesses and individuals to innovate without fear of cyber threats.

In an increasingly digital world, cybersecurity is essential for maintaining trust, safety, and progress for the human race.
Read more

BENEFITS OF CYBERSECURITY TO THE HUMAN RACE

Cybersecurity plays a crucial role in protecting individuals, businesses, and entire nations from cyber threats. Here are some key benefits of cybersecurity to the human race:

1. PROTECTION OF PERSONAL DATA
Cybersecurity safeguards sensitive personal information, such as banking details, social security numbers, and medical records, preventing identity theft and fraud.

2. PREVENTION OF CYBER CRIMES
With strong cybersecurity measures, individuals and organizations are protected from cyberattacks like hacking, phishing, and ransomware, reducing financial and data losses.

3. SAFEGUARDING CRITICAL INFRASTRUCTURE
Cybersecurity ensures the safety of essential services such as power grids, hospitals, financial institutions, and communication networks from cyber threats that could disrupt society.

4. ENHANCING PRIVACY AND FREEDOM
It helps individuals maintain their privacy by preventing unauthorized access to personal conversations, online activities, and confidential information.

5. ECONOMIC STABILITY
Cybersecurity supports economic growth by protecting businesses from financial losses due to cyberattacks, ensuring customer trust, and preventing corporate espionage.

6. ENSURING NATIONAL SECURITY
Governments use cybersecurity to defend against cyber warfare, espionage, and terrorist attacks that could compromise a country’s security and stability.

7. SECURE ONLINE TRANSACTIONS
It enables safe e-commerce, online banking, and digital payments by protecting transactions from fraudsters and hackers.

8. PROTECTION AGAINST MISINFORMATION
Cybersecurity helps combat fake news, misinformation, and propaganda that could influence public opinion and destabilize societies.

9. SAFER DIGITAL EXPERIENCE FOR CHILDREN
Cybersecurity measures protect children from online predators, cyberbullying, and harmful content, ensuring a safer digital space for young users.

10. ADVANCEMENT IN TECHNOLOGY AND INNOVATION
By securing digital assets and intellectual property, cybersecurity fosters technological advancements and encourages businesses and individuals to innovate without fear of cyber threats.

In an increasingly digital world, cybersecurity is essential for maintaining trust, safety, and progress for the human race.

The history of machine learning (ML) dates back to the mid-20th century when the concept of computers mimicking human learning was first explored. Here’s a brief timeline of key milestones in ML development:

1940s - 1950s: Foundations of Artificial Intelligence (AI) and ML

1943: Warren McCulloch and Walter Pitts proposed the first mathematical model of an artificial neuron, laying the foundation for neural networks.

1950: Alan Turing introduced the Turing Test in his paper Computing Machinery and Intelligence, proposing a criterion for machine intelligence.

1951: Marvin Minsky and Dean Edmonds built the first artificial neural network-based computer, the SNARC.

1952: Arthur Samuel developed the first ML program—a self-learning checkers game.

1957 - 1970s: Early ML Algorithms

1957: Frank Rosenblatt developed the Perceptron, the first model for learning based on a simple neural network.

1967: The nearest neighbor algorithm was introduced, an early method for pattern recognition.

1970s: The AI and ML field faced setbacks due to limited computing power and the AI Winter, a period of reduced funding and interest.

1980s - 1990s: ML Resurgence

1980s: Backpropagation was rediscovered, allowing neural networks to be trained more effectively.

1986: Geoffrey Hinton and others improved deep learning techniques with multi-layer neural networks.

1990s: ML shifted from knowledge-based AI (rule-based systems) to data-driven approaches, with the rise of support vector machines (SVMs), decision trees, and Bayesian networks.

2000s - 2010s: The Rise of Big Data and Deep Learning

2006: Geoffrey Hinton and his team developed deep belief networks (DBNs), revitalizing deep learning.

2010: IBM’s Watson defeated human champions in Jeopardy!, showcasing ML's capabilities.

2012: A deep learning model using convolutional neural networks (CNNs) won the ImageNet competition, revolutionizing computer vision.

2014: Generative adversarial networks (GANs) were introduced by Ian Goodfellow, enabling realistic AI-generated images.

2020s - Present: AI Domination

2017: Google's Transformer model architecture led to advancements in natural language processing (NLP), resulting in models like BERT and GPT.

2020s: ML has become integral to industries like healthcare, finance, and automation. Models like GPT-4 and DALL·E showcase advancements in language and image generation.

Future of Machine Learning

ML continues to evolve with innovations in explainable AI, quantum computing, and autonomous systems. The focus is now on making ML models more efficient, interpretable, and ethical.

Would you like a deep dive into any specific era or technology?

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PRINCIPAL EXECUTIVE OFFICER at IBARAPA NORTH LOCAL GOVERNMENT
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BASIT MUYIWA OGUNDELE added a photo
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Kindly circulate, please. Someone might need this. It is *100% free,* both feeding and accommodation.

Please, seize the opportunity which may come but once.

https://leventisfoundation.org.ng/

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BASIT MUYIWA OGUNDELE shared EBUKA CHRISTOPHER SAMUEL 's reel
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BASIT MUYIWA OGUNDELE
2025-02-02 09:32:05 - Translate -
Artificial intelligence (AI) is one of the most transformative technologies of our time, offering immense potential to revolutionize industries, solve complex problems, and enhance daily life. Its power lies in its ability to analyze vast amounts of data, learn patterns, and make predictions or decisions that improve over time. Here are some key aspects of AI's power:

1. AUTOMATION AND EFFICIENCY
AI can perform repetitive and mundane tasks, freeing up human workers to focus on creative and strategic endeavors.

In industries like manufacturing, AI-powered robots enhance productivity and reduce errors.

2. PERSONALIZATION
AI tailors user experiences in real-time, from personalized recommendations on streaming platforms to customized marketing strategies.

3. DATA-DRIVEN DECISION MAKING
AI excels at processing and analyzing big data, providing insights that inform better decision-making across sectors such as finance, healthcare, and logistics.

4. HEALTHCARE BREAKTHROUGHS
AI assists in diagnosing diseases, developing drugs, and creating personalized treatment plans, improving patient outcomes.

Tools like AI-powered imaging detect illnesses like cancer earlier than traditional methods.


5. NATURAL LANGUAGE PROCESSING (NLP)
AI systems like chatbots, virtual assistants, and language models (e.g., ChatGPT) enable seamless communication between humans and machines.

6. AUTONOMOUS SYSTEMS
Self-driving cars, drones, and robots use AI to navigate and make decisions without human intervention, reshaping industries like transportation and logistics.

7. SCIENTIFIC DISCOVERY
AI accelerates research by simulating experiments, analyzing data, and identifying patterns that lead to new discoveries in fields like climate science and biology.

Challenges and Ethical Considerations

While AI holds incredible promise, it also poses challenges such as:

* Bias in algorithms
* Job displacement
* Privacy concerns
* Ethical dilemmas in decision- making

Harnessing AI responsibly requires robust governance, transparency, and collaboration between governments, organizations, and communities.

What specific aspects of AI are you most interested in exploring?

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I'm a physically challenged somebody graduated from the Polytechnic Ibadan in the year 2009 and currently a Principal Executive Officer in one of the Local Government, Oyo State and blessed with wife and children.
26 Posts
4 Photos
0 Videos
PRINCIPAL EXECUTIVE OFFICER at IBARAPA NORTH LOCAL GOVERNMENT
Lives in OYO STATE
From AYETE
Studied NATIONAL DIPLOMA at THE POLYTECHNIC, IBADAN
Class of LOWER CREDIT
Married
17/03/1980
Followed by 63 people
Search
Search
PhotosManage
Friends 64Manage
Top News
EMMANUEL THOMPSON
Magdalene David
EBUKA CHRISTOPHER SAMUEL
Ntui Kiren
Adenike Ojo
IDRIS ABOLORE ADENIYI
Oluwasegun Simeon
TAIWO YUSUF
Olaniyi Ayoola
Adeyemi Adedayo
Nwakaego Ibeawuchi
Christian James
Blessing Ogbebor
Ann Abraham
Peter Thompson
Uyoyo Prudent
Ime Ekpo
Omolola Adeniji-Adele
REGINA EDEM
Groups
Gada Chat PioneersGada Chat Pioneers
RantHq on GadaRantHq on Gada
Gada top 1Gada top 1
Events
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© 2025 Welcome to Gada
English
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What is on your mind? #Hashtag.. @Mention.. Link..
Recent Updates
BASIT MUYIWA OGUNDELE added a photo
2025-02-13 20:38:29 - Translate -
Kindly circulate, please. Someone might need this. It is *100% free,* both feeding and accommodation.

Please, seize the opportunity which may come but once.

https://leventisfoundation.org.ng/

1 Comments 47 Views 0 Reviews
BASIT MUYIWA OGUNDELE shared EBUKA CHRISTOPHER SAMUEL 's reel
2025-02-02 09:36:20 - Translate -
EBUKA CHRISTOPHER SAMUEL added reel
2025-02-02 06:33:45 - Translate -
0 Comments 83 Views 0 Reviews
BASIT MUYIWA OGUNDELE
2025-02-02 09:32:05 - Translate -
Artificial intelligence (AI) is one of the most transformative technologies of our time, offering immense potential to revolutionize industries, solve complex problems, and enhance daily life. Its power lies in its ability to analyze vast amounts of data, learn patterns, and make predictions or decisions that improve over time. Here are some key aspects of AI's power:

1. AUTOMATION AND EFFICIENCY
AI can perform repetitive and mundane tasks, freeing up human workers to focus on creative and strategic endeavors.

In industries like manufacturing, AI-powered robots enhance productivity and reduce errors.

2. PERSONALIZATION
AI tailors user experiences in real-time, from personalized recommendations on streaming platforms to customized marketing strategies.

3. DATA-DRIVEN DECISION MAKING
AI excels at processing and analyzing big data, providing insights that inform better decision-making across sectors such as finance, healthcare, and logistics.

4. HEALTHCARE BREAKTHROUGHS
AI assists in diagnosing diseases, developing drugs, and creating personalized treatment plans, improving patient outcomes.

Tools like AI-powered imaging detect illnesses like cancer earlier than traditional methods.


5. NATURAL LANGUAGE PROCESSING (NLP)
AI systems like chatbots, virtual assistants, and language models (e.g., ChatGPT) enable seamless communication between humans and machines.

6. AUTONOMOUS SYSTEMS
Self-driving cars, drones, and robots use AI to navigate and make decisions without human intervention, reshaping industries like transportation and logistics.

7. SCIENTIFIC DISCOVERY
AI accelerates research by simulating experiments, analyzing data, and identifying patterns that lead to new discoveries in fields like climate science and biology.

Challenges and Ethical Considerations

While AI holds incredible promise, it also poses challenges such as:

* Bias in algorithms
* Job displacement
* Privacy concerns
* Ethical dilemmas in decision- making

Harnessing AI responsibly requires robust governance, transparency, and collaboration between governments, organizations, and communities.

What specific aspects of AI are you most interested in exploring?

Kindly circulate, please. Someone might need this. It is *100% free,* both feeding and accommodation.

Please, seize the opportunity which may come but once.

https://leventisfoundation.org.ng/

Artificial intelligence (AI) is one of the most transformative technologies of our time, offering immense potential to revolutionize industries, solve complex problems, and enhance daily life. Its power lies in its ability to analyze vast amounts of data, learn patterns, and make predictions or decisions that improve over time. Here are some key aspects of AI's power:

1. AUTOMATION AND EFFICIENCY
AI can perform repetitive and mundane tasks, freeing up human workers to focus on creative and strategic endeavors.

In industries like manufacturing, AI-powered robots enhance productivity and reduce errors.

2. PERSONALIZATION
AI tailors user experiences in real-time, from personalized recommendations on streaming platforms to customized marketing strategies.

3. DATA-DRIVEN DECISION MAKING
AI excels at processing and analyzing big data, providing insights that inform better decision-making across sectors such as finance, healthcare, and logistics.

4. HEALTHCARE BREAKTHROUGHS
AI assists in diagnosing diseases, developing drugs, and creating personalized treatment plans, improving patient outcomes.

Tools like AI-powered imaging detect illnesses like cancer earlier than traditional methods.


5. NATURAL LANGUAGE PROCESSING (NLP)
AI systems like chatbots, virtual assistants, and language models (e.g., ChatGPT) enable seamless communication between humans and machines.

6. AUTONOMOUS SYSTEMS
Self-driving cars, drones, and robots use AI to navigate and make decisions without human intervention, reshaping industries like transportation and logistics.

7. SCIENTIFIC DISCOVERY
AI accelerates research by simulating experiments, analyzing data, and identifying patterns that lead to new discoveries in fields like climate science and biology.

Challenges and Ethical Considerations

While AI holds incredible promise, it also poses challenges such as:

* Bias in algorithms
* Job displacement
* Privacy concerns
* Ethical dilemmas in decision- making

Harnessing AI responsibly requires robust governance, transparency, and collaboration between governments, organizations, and communities.

What specific aspects of AI are you most interested in exploring?

GADA yourself, register on GADA and be Gadaring your wealth

YOUR KINDNESS CAN CHANGE MY LIFE

A HUMBLE REQUEST FOR SUPPORT

Hello everyone,
My name is BASIT MUYIWA OGUNDELE, and I am reaching out to you with hope in my heart. As a physically challenged individual, I’ve faced many challenges in life, but today, I need your compassionate support to overcome an urgent financial situation.

I have been living with lower limbs disability since my birth, and while I’ve always done my best to remain strong and independent, recent circumstances have made it difficult for me to manage on my own.
Currently, I am struggling with my financial needs, like covering medical expenses, obtaining mobility aids, paying rent and meeting daily living costs.

Despite my efforts to secure assistance, I am reaching the limits of my resources. That’s why I’m humbly asking for your support to help me get through this challenging time and improve my quality of life.

How Your Support Will Help:
The funds I am raising will go directly toward:

1. Purchasing a wheelchair and assistive device.

2. Covering medical treatments and therapy.

3. Paying rent, utility bills, children's school fees and other daily living costs.

These funds will bring much-needed relief and allow me to focus on rebuilding my life.

How You Can Help: If you’re able to contribute, no matter how small, it would make a world of difference to me. You can donate via Bank Details:
Account Name:- OGUNDELE BASIT MUYIWA
Bank Name:- WEMA BANK
Account Number:- 0246347659

If you’re unable to donate, sharing my post with your friends and families on network would mean so much to me. Every share and contribution brings me closer to achieving this goal.

Thank you for taking the time to read my story. Your support—whether through a donation, a share, or simply kind words—means more to me than I can express. Together, we can make a meaningful difference.

With gratitude,
*OGUNDELE BASIT MUYIWA*

*LESSON OF THE DAY*
*WHO IS THE BOSS?*

The organs of the human body gathered to discuss who is the boss?.

The heart said: *it's me because I circulate blood.*

The brain said: *No, it's me, because I control everything.*

The liver said: *No, it's me, because I nourish the body.*

The lungs said: *It's us because we manage breathing.*

And the anus started laughing and said: *You're all nonsense. I'm the boss.*

*EVERYONE LAUGHED AT HIM.*

Then the anus decided to shut down for 7 days..

*The brain went crazy.*
*The liver started swelling..*
*The heart began failing,*
*The lungs went into distress*

Then everyone came to apologize to the anus, begging it to open up again...

MORAL.. *WE COMPLEMENT EACH OTHER IN LIFE, LET'S NOT UNDERESTIMATE OR NEGLECT ANYONE..*

With this message, I remind all members that we need each other. No one is more precious than the others...

Don't neglect any member, neither in society nor in life, because no one is useless.

LET'S LOVE EACH OTHER.

**YOUR KINDNESS CAN CHANGE MY LIFE*

_A HUMBLE REQUEST FOR SUPPORT_

Hello everyone,
My name is BASIT MUYIWA OGUNDELE, and I am reaching out to you with hope in my heart. As a physically challenged individual, I’ve faced many challenges in life, but today, I need your compassionate support to overcome an urgent financial situation.

I have been living with lower limbs disability since my birth, and while I’ve always done my best to remain strong and independent, recent circumstances have made it difficult for me to manage on my own.
Currently, I am struggling with my financial needs, like covering medical expenses, obtaining mobility aids, paying rent and meeting daily living costs.

Despite my efforts to secure assistance, I am reaching the limits of my resources. That’s why I’m humbly asking for your support to help me get through this challenging time and improve my quality of life.

How Your Support Will Help:
The funds I am raising will go directly toward:

1. Purchasing a wheelchair and assistive device.

2. Covering medical treatments and therapy.

3. Paying rent, utility bills, children's school fees and other daily living costs.

These funds will bring much-needed relief and allow me to focus on rebuilding my life.

How You Can Help: If you’re able to contribute, no matter how small, it would make a world of difference to me. You can donate via Bank Details:
Account Name:- OGUNDELE BASIT MUYIWA
Bank Name:- WEMA BANK
Account Number:- 0246347659

If you’re unable to donate, sharing my post with your friends and families on network would mean so much to me. Every share and contribution brings me closer to achieving this goal.

Thank you for taking the time to read my story. Your support—whether through a donation, a share, or simply kind words—means more to me than I can express. Together, we can make a meaningful difference.

With gratitude,
*OGUNDELE BASIT MUYIWA*

YOUR KINDNESS CAN CHANGE MY LIFE: A HUMBLE REQUEST FOR SUPPORT

Hello everyone,
My name is BASIT MUYIWA OGUNDELE, and I am reaching out to you with hope in my heart. As a physically challenged individual, I’ve faced many challenges in life, but today, I need your compassionate support to overcome an urgent financial situation.

I have been living with lower limbs disability since my birth, and while I’ve always done my best to remain strong and independent, recent circumstances have made it difficult for me to manage on my own.
Currently, I am struggling with my financial needs, like covering medical expenses, obtaining mobility aids, paying rent and meeting daily living costs.

Despite my efforts to secure assistance, I am reaching the limits of my resources. That’s why I’m humbly asking for your support to help me get through this challenging time and improve my quality of life.

How Your Support Will Help:
The funds I am raising will go directly toward:

1. Purchasing a wheelchair and assistive device.

2. Covering medical treatments and therapy.

3. Paying rent, utility bills, children's school fees and other daily living costs.

These funds will bring much-needed relief and allow me to focus on rebuilding my life.

How You Can Help: If you’re able to contribute, no matter how small, it would make a world of difference to me. You can donate via Bank Details:
Account Name:- OGUNDELE BASIT MUYIWA
Bank Name:- WEMA BANK
Account Number:- 0246347659

If you’re unable to donate, sharing my post with your friends and families on network would mean so much to me. Every share and contribution brings me closer to achieving this goal.

Thank you for taking the time to read my story. Your support—whether through a donation, a share, or simply kind words—means more to me than I can express. Together, we can make a meaningful difference.

With gratitude,
OGUNDELE BASIT MUYIWA

YOUR KINDNESS CAN CHANGE MY LIFE: A HUMBLE REQUEST FOR SUPPORT

Hello everyone,
My name is BASIT MUYIWA OGUNDELE, and I am reaching out to you with hope in my heart. As a physically challenged individual, I’ve faced many challenges in life, but today, I need your compassionate support to overcome an urgent financial situation.

I have been living with lower limbs disability since my birth, and while I’ve always done my best to remain strong and independent, recent circumstances have made it difficult for me to manage on my own.
Currently, I am struggling with my financial needs, like covering medical expenses, obtaining mobility aids, paying rent and meeting daily living costs.

Despite my efforts to secure assistance, I am reaching the limits of my resources. That’s why I’m humbly asking for your support to help me get through this challenging time and improve my quality of life.

How Your Support Will Help:
The funds I am raising will go directly toward:

1. Purchasing a wheelchair and assistive device.

2. Covering medical treatments and therapy.

3. Paying rent, utility bills, children's school fees and other daily living costs.

These funds will bring much-needed relief and allow me to focus on rebuilding my life.

How You Can Help: If you’re able to contribute, no matter how small, it would make a world of difference to me. You can donate via Bank Details:
Account Name:- OGUNDELE BASIT MUYIWA
Bank Name:- WEMA BANK
Account Number:- 0246347659

If you’re unable to donate, sharing my post with your friends and families on network would mean so much to me. Every share and contribution brings me closer to achieving this goal.

Thank you for taking the time to read my story. Your support—whether through a donation, a share, or simply kind words—means more to me than I can express. Together, we can make a meaningful difference.

With gratitude,
*OGUNDELE BASIT MUYIWA*

Artificial intelligence (AI) is one of the most transformative technologies of our time, offering immense potential to revolutionize industries, solve complex problems, and enhance daily life. Its power lies in its ability to analyze vast amounts of data, learn patterns, and make predictions or decisions that improve over time. Here are some key aspects of AI's power:
1. Automation and Efficiency

AI can perform repetitive and mundane tasks, freeing up human workers to focus on creative and strategic endeavors.

In industries like manufacturing, AI-powered robots enhance productivity and reduce errors.

2. Personalization

AI tailors user experiences in real-time, from personalized recommendations on streaming platforms to customized marketing strategies.

3. Data-Driven Decision Making

AI excels at processing and analyzing big data, providing insights that inform better decision-making across sectors such as finance, healthcare, and logistics.

4. Healthcare Breakthroughs

AI assists in diagnosing diseases, developing drugs, and creating personalized treatment plans, improving patient outcomes.

Tools like AI-powered imaging detect illnesses like cancer earlier than traditional methods.

5. Natural Language Processing (NLP)

AI systems like chatbots, virtual assistants, and language models (e.g., ChatGPT) enable seamless communication between humans and machines.

6. Autonomous Systems

Self-driving cars, drones, and robots use AI to navigate and make decisions without human intervention, reshaping industries like transportation and logistics.

7. Scientific Discovery

AI accelerates research by simulating experiments, analyzing data, and identifying patterns that lead to new discoveries in fields like climate science and biology.

Challenges and Ethical Considerations

While AI holds incredible promise, it also poses challenges such as:

* Bias in algorithms

* Job displacement

* Privacy concerns

* Ethical dilemmas in decision-making

Harnessing AI responsibly requires robust governance, transparency, and collaboration between governments, organizations, and communities.

What specific aspects of AI are you most interested in exploring?

Artificial intelligence (AI) is one of the most transformative technologies of our time, offering immense potential to revolutionize industries, solve complex problems, and enhance daily life. Its power lies in its ability to analyze vast amounts of data, learn patterns, and make predictions or decisions that improve over time. Here are some key aspects of AI's power:
1. Automation and Efficiency

AI can perform repetitive and mundane tasks, freeing up human workers to focus on creative and strategic endeavors.

In industries like manufacturing, AI-powered robots enhance productivity and reduce errors.

2. Personalization

AI tailors user experiences in real-time, from personalized recommendations on streaming platforms to customized marketing strategies.

3. Data-Driven Decision Making

AI excels at processing and analyzing big data, providing insights that inform better decision-making across sectors such as finance, healthcare, and logistics.

4. Healthcare Breakthroughs

AI assists in diagnosing diseases, developing drugs, and creating personalized treatment plans, improving patient outcomes.

Tools like AI-powered imaging detect illnesses like cancer earlier than traditional methods.

5. Natural Language Processing (NLP)

AI systems like chatbots, virtual assistants, and language models (e.g., ChatGPT) enable seamless communication between humans and machines.

6. Autonomous Systems

Self-driving cars, drones, and robots use AI to navigate and make decisions without human intervention, reshaping industries like transportation and logistics.

7. Scientific Discovery

AI accelerates research by simulating experiments, analyzing data, and identifying patterns that lead to new discoveries in fields like climate science and biology.

Challenges and Ethical Considerations

While AI holds incredible promise, it also poses challenges such as:

* Bias in algorithms

* Job displacement

* Privacy concerns

* Ethical dilemmas in decision-making


Harnessing AI responsibly requires robust governance, transparency, and collaboration between governments, organizations, and communities.

What specific aspects of AI are you most interested in exploring?

CAREER OPPORTUNITIES IN CYBER SECURITY


Cyber security is the protection of Internetconnected systems like:- hardware, software and data from cyber threats.

A good cyber security can protect one against malicious attacks designed to access, alter, delete, destroy an organization systems and sensitive data.



CAREER OPPORTUNITIES IN CYBER SECURITY

+ Chief Information Security Officer

+ Chief Security Officer

+ Security Engineer

+ Security Architects

+ Security Analyst

+ Penetration Tester

+ Threats Hunters

+ Security Consultants

+ Data Protection Officer

+ Cloud Security Architects

+ Security Operations Manager

+ Security Investigators

+ Cryptographers

+ Security Administrators

BACKGROUND/HISTORY OF ARTIFICIAL INTELLIGENCE

The background of Artificial Intelligence (AI) encompasses various disciplines and developments. Here's a concise overview:

Philosophical Roots: Ancient Greek philosophers contemplated the nature of thought and reasoning, laying early foundations for the concept of artificial beings with intelligence.

Mathematical Logic (19th Century): Mathematical developments by logicians like George Boole provided a formal basis for symbolic reasoning, a crucial element in AI.

Computational Theory (20th Century): Alan Turing's work on computation and the Turing machine laid the groundwork for understanding what computers could achieve, influencing AI development.

Cybernetics (1940s-1950s): Pioneers like Norbert Wiener explored the parallels between human and machine control systems, influencing early AI researchers.

Dartmouth Conference (1956): AI as a field emerged with the Dartmouth Conference, where researchers envisioned creating machines capable of human-like intelligence.

Symbolic AI (1950s-1960s): Early AI focused on symbolic reasoning, using symbols and rules to represent knowledge and solve problems.

Connectionism (1980s): The idea of simulating neural networks and learning from data gained traction, leading to the development of connectionist models.

AI Winters (1970s-1980s): Limited progress and unmet expectations led to periods known as AI winters, where funding and interest in AI dwindled.

Machine Learning Resurgence (1990s-2000s): Advances in machine learning, particularly with statistical and probabilistic methods, rejuvenated AI research.

Big Data and Deep Learning (2010s): The availability of vast datasets and increased computing power fueled breakthroughs in deep learning, transforming AI applications.Understanding the background of AI involves recognizing the interdisciplinary nature of its roots, spanning philosophy, mathematics, computer science, and cognitive science. This rich history has shaped the diverse approaches and methodologies within the field.

TYPES OF ARTIFICIAL INTELLIGENCE

Artificial Intelligence (AI) can be broadly categorized into three main types:-
1. Narrow or Weak AI
2. General or Strong AI
3. Artificial Super Intelligence

Narrow or Weak AI:- Definition: AI systems designed and trained for a specific task. Example: Virtual assistants like Siri or Alexa, image recognition software, and chatbots fall under narrow AI.

General or Strong AI:- Definition: AI systems with the ability to understand, learn, and apply knowledge across a wide range of tasks, similar to human intelligence. Example: True general AI does not currently exist, and its development remains a theoretical goal.

Artificial Super Intelligence (ASI):- Definition: An advanced form of AI surpassing human intelligence in every aspect. Example: Hypothetical and often discussed in the context of potential future advancements. It raises ethical and existential considerations. These categories can also be viewed in terms of AI capabilities:

Reactive Machines:- Follow predefined rules and respond to specific inputs. Limited to the programmed knowledge and lack learning capabilities.

Limited Memory:- Can learn from historical data to make better decisions. Common in applications like self-driving cars.Theory of Mind (ToM): Theoretical AI that could understand human emotions, beliefs, intentions, and apply this understanding to interact more naturally.

Self-Aware AI:- A level of AI that has consciousness and self-awareness, understanding its own state and existence. As of now, most AI applications fall under narrow or weak AI, with ongoing research aiming to advance the field toward the development of more sophisticated AI systems.

APPLICATIONS OF ARTIFICIAL INTELLIGENCE

Artificial Intelligence (AI) finds applications across various industries, enhancing efficiency and enabling new capabilities. Here are some key areas of AI application:

HEALTHCARE:
1. Diagnostic Assistance: AI assists in medical image analysis for conditions like cancer.
2. Drug Discovery: Accelerates drug development through pattern recognition and data analysis.
3. Personalized Medicine: Tailors treatment plans based on individual patient data.

FINANCE:
1. Algorithmic Trading: AI analyzes market trends for automated trading decisions.
2. Fraud Detection: Identifies unusual patterns and activities to prevent fraudulent transactions.
3. Customer Service: Chatbots and virtual assistants handle routine queries and tasks.

TRANSPORTATION:
1. Self-Driving Cars: AI processes real-time data to navigate and make driving decisions.
2. Traffic Management: AI optimizes traffic flow and reduces congestion.

EDUCATION:
1. Adaptive Learning Systems: Personalize learning experiences based on individual student progress.
2. Automated Grading: AI assesses and grades assignments, saving time for educators.

RETAIL:
1. Recommendation Systems: AI suggests products based on customer preferences and behavior.
2. Inventory Management: Predictive analytics optimize stock levels and reduce wastage.

MARKETING AND ADVERTISING:
1. Targeted Advertising: AI analyzes user behavior to deliver personalized ads.
2. Predictive Analytics: Forecasts market trends and customer behavior for strategic planning.

CYBER-SECURITY:
1. Threat Detection: AI identifies and responds to cybersecurity threats in real-time.
2. Anomaly Detection: Monitors network behavior to detect unusual activities.

MANUFACTURING:
1. Predictive Maintenance: AI analyzes sensor data to predict equipment failures.
2. Quality Control: Computer vision systems inspect products for defects.

HUMAN RESOURCES:
1. Recruitment: AI automates candidate screening and identifies potential hires.
2. Employee Engagement: Analyzes employee data for insights into satisfaction and performance.

NATURAL LANGUAGE PROCESSING (NLP):
1. Chatbots and Virtual Assistants: Understand and respond to human language in customer support and information retrieval.

These applications showcase the versatility of AI, impacting diverse aspects of society and business by automating tasks, improving decision-making, and providing innovative solutions.

MERITS OR ADVANTAGES OF ARTIFICIAL INTELLIGENCE

The advantages of Artificial Intelligence (AI) include:
(a) Efficiency Improvement: AI automates repetitive tasks, enhancing productivity and efficiency in various industries.

(b) 24/7 Availability: AI systems can operate continuously without fatigue, providing round-the-clock services.

(c) Data Analysis: AI processes large volumes of data quickly, extracting meaningful insights and patterns.

(d) Precision and Accuracy: AI systems can perform tasks with high precision and accuracy, minimizing errors.

(e) Cost Reduction: Automation through AI can lead to cost savings by reducing the need for human labor in certain tasks.

(f) Task Automation: AI automates mundane and routine tasks, allowing humans to focus on more complex and creative aspects.

(g) Problem Solving: AI can analyze complex problems and provide solutions based on data and patterns.

(h) Personalization: AI enables personalized user experiences in applications like recommendation systems and targeted advertising.

(i) Medical Advances: AI aids in medical diagnosis, drug discovery, and personalized treatment plans, improving healthcare outcomes.

(j) Innovation Acceleration: AI drives innovation by enabling the development of new technologies and solutions.

(k) Risk Mitigation: In industries such as finance, AI helps in risk assessment and fraud detection, reducing financial risks.

(l) Language Processing: NLP applications in AI facilitate natural language understanding, improving communication with machines.

(m) Predictive Analytics: AI models predict future trends and behaviors, aiding in strategic planning and decision-making.

(n) Autonomous Systems: AI enables the development of autonomous vehicles and drones, enhancing transportation and logistics.

(o) Enhanced Customer Service: Chatbots and virtual assistants powered by AI provide instant and efficient customer support.

While these advantages are significant, it's essential to consider ethical considerations, potential job displacement, and the responsible development and use of AI to address challenges and concerns associated with its deployment.

DEMERITS OR DISADVANTAGES OF ARTIFICIAL INTELLIGENCE

The disadvantages of Artificial Intelligence (AI) include:
(a) Job Displacement: Automation through AI can lead to job losses in certain industries, potentially creating unemployment.

(b) Bias and Fairness Concerns: AI systems may inherit biases present in training data, leading to unfair or discriminatory outcomes, especially in areas like hiring and decision-making.

(c) Ethical Dilemmas: AI raises ethical concerns, such as the use of autonomous weapons, invasion of privacy, and the responsibility for AI-driven decisions.

(d) Security Risks: AI systems can be vulnerable to cyber-attacks, and malicious use of AI poses risks such as deep fake technology for misinformation.

(e) Lack of Creativity and Intuition: AI lacks true creativity and intuition, struggling with tasks that require a deep understanding of human emotions or abstract concepts.

(f) High Initial Costs: Implementing AI systems can be expensive, limiting access to certain technologies, particularly for smaller businesses.

(g) Data Privacy Issues: The collection and use of vast amounts of personal data for AI applications raise concerns about privacy and data security.

(h) Dependency on Data Quality: The effectiveness of AI relies heavily on the quality and representativeness of training data, which can lead to biased outcomes if not appropriately addressed.

(i) Complexity and Lack of Transparency: Some AI models, especially deep learning models, can be complex and challenging to interpret, leading to a lack of transparency in decision-making.

(j) Human Interaction Challenges: Human-machine interaction can be challenging, especially in situations that require emotional intelligence and nuanced understanding.

(k) Over-Reliance on Technology: Excessive dependence on AI may lead to a loss of critical skills and decision-making capabilities among humans.

(l) Limited Understanding: AI lacks true comprehension and consciousness, often providing answers without a genuine understanding of the context.

(m) Social Impact: The widespread use of AI may exacerbate social inequalities if access to AI technologies and benefits is not evenly distributed.

(n) Regulatory Challenges: The rapid advancement of AI technology poses challenges for regulatory frameworks to keep pace and address potential risks adequately.

Balancing the advantages of AI with these disadvantages requires careful consideration, ethical guidelines, and ongoing efforts to address emerging challenges.

The richest man in China said: "If you put bananas and money in front of monkeys, the monkeys will choose the bananas because they don’t know that money can buy many bananas. In fact,
If you offer WORK and BUSINESS to people, they will choose to WORK because most people don’t know that a BUSINESS can generate more MONEY than a salary. One of the reasons why the poor are poor is because they are not trained to recognize business opportunities. They spend a lot of time in school, and what they learn in school is to work for a salary instead of working for themselves. Profits are better than salaries because salaries can allow you to make a living, but profits can generate you a fortune." May God bless you financially in this new year