Ten Books To Help You Prosper Financially and Mentally in 2025 1. Turn ChatGPT into a Cash Machine by Eric Mallon. Summary: This book gives seven simple but provably workable ways to make passive income from AI. 2. How to Get Rich Before 30 by A. B. Stanley. Summary: Mr. Stanley teaches how to have a wealth mindset, which opens your eyes to investable opportunities people miss due to a poverty mindset. Although the book is targeted at young adults, the insights are applicable to almost all age categories. 3. The Total Money Makeover by David Ramsay. Summary: He corrects wrong notions about money that most people pick up over time. Mr. Ramsay also has a radio show that airs Monday through Friday from 2–5 PM ET and is watchable live on YouTube. 4. The 80/20 Principle: Achieve More with Less, by Richard Koch. Summary: This is a time management book, which helps you put first things first, and by utilising your time and resources more effectively, Mr. Koch enables you to increase your productivity. 5. Rich Dad Poor Dad, by Robert Kiyosaki. Summary: This book teaches you to differentiate between tangible assets and liabilities that you think are assets. It also teaches practical ways to get cash flow. Mr. Kiyosaki also addresses wrong assumptions that lower income earners teach their offspring about wealth. 6. The Algebra of Wealth: A Simple Formula for Success, by Scott Galloway. Summary: There is no better book to read in 2025 if your focus is to learn the cold, hard facts of how to profit from the financial markets with as little capital as possible. 7. Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth, By T Harv Eker. Summary: This volume focuses on the "mental attitudes that facilitate wealth.” Eker tells you how poor people program their kids to be inadequate and how to undo that programming and redirect your mind towards wealth creation. 8. Think and Grow Rich, by Napoleon Hill. Summary: Mr. Hill outlines a program that trains your subconscious mind to attract wealth. It is a thirteen-step program that has, over the years, helped many people of renown achieve success in various aspects of life. It is a total program designed to help you improve the quality of your life. 9. The Wealth Choice: Success Secrets of Black Millionaires, by Dennis Kimbro. Summary: This book is unique because, although the author is a successful entrepreneur, it is not about him. It features his interviews with some of the most successful Black entrepreneurs worldwide, who give insights into how they broke the glass ceiling and created wealth for themselves and others. 10. The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness, by Morgan Housel. Summary: Mr. Housel uses short stories to change the reader's perceptions about money. In 2025, focus on acquiring assets rather than showcasing your flashy lifestyle. Don’t buy and flash the latest Land Rover when you are not a landlord. Don’t flaunt flying in first class when you don’t even have your first business. Use your old iPhone so you can buy new stocks. Assets will give you access and help you assess better places and faces. Reno Omokri Gospeller. Deep Thinker. #TableShaker. Ruffler of the Feathers of Obidents. #1 Bestselling author of Facts Versus Fiction: The True Story of the Jonathan Years. Hodophile. Hollywood Magazine Humanitarian of the Year, 2019. Business Insider Influencer of the Year 2022. 21st Most Talked About Person in Africa, 2024. Pls like, share and comment

Building wealth isn’t just for high earners. With the right mindset and strategies, anyone can grow their finances—even on a low income. Steps to Build Wealth on a Low Income: Master Budgeting: Know where every dollar goes and eliminate wasteful spending. Automate Savings: Even $5 a week adds up over time. The key is consistency. Take Advantage of Free Resources: Use free courses, blogs, and podcasts to learn about personal finance. Invest in Yourself: Learn skills that can boost your earning potential. Explore Side Hustles: Freelancing, selling handmade goods, or tutoring can provide extra income. Leverage Compound Interest: Start investing, even if it’s a small amount. Time is your best ally. Remember: Wealth-building is a journey, not a destination. Focus on progress, not perfection, and watch how small actions compound over time. #WealthOnALowIncome #SmartMoneyMoves #FinancialFreedom #SaveMoney #InvestingTips #SideHustle

Think about the last time you accomplished something meaningful. Did it happen by accident, or did you have a clear plan? The same principle applies to your finances—setting financial goals is the foundation of success. Why Set Financial Goals? Gives you direction and purpose. Helps you focus your resources. Motivates you to stick to your budget and save. How to Set Smart Financial Goals: Be Specific: Instead of saying, “I want to save money,” set a goal like, “I’ll save $10,000 in 12 months.” Make it Measurable: Track your progress regularly to stay motivated. Ensure It’s Achievable: Be realistic based on your income and expenses. Set a Timeline: Deadlines create urgency and help you stay on track. Break It Down: Divide big goals into smaller, manageable milestones. Pro Tip: Write down your goals and review them often. The clearer your goals are, the more likely you are to achieve them. Hashtags: #FinancialGoals #SmartMoneyMoves #MoneyManagement #WealthBuilding #BudgetingTips #SuccessMindset 3. Saving vs. Investing: Which Should You Focus On? Saving and investing are both essential to building wealth, but they serve different purposes. So, how do you know when to save and when to invest? When to Save: You’re building an emergency fund (3–6 months of living expenses). You’re saving for short-term goals like a vacation or down payment. You want easy access to your money without the risk of loss. When to Invest: You’re aiming for long-term growth (5+ years). You’re comfortable with some level of risk. You want your money to grow faster than inflation. Key Differences: Savings: Low risk, low reward. Best for safety and liquidity. Investing: Higher risk, higher potential reward. Best for building wealth over time. Pro Tip: Strike a balance. Build your savings first, then start investing to grow your money. Both are essential to your financial health. #SavingVsInvesting #SmartMoneyMoves #FinancialFreedom #WealthBuilding #PersonalFinance #InvestingTips

Investing can feel intimidating, especially if you’re just starting out. But the truth is, you don’t need to be a financial expert to begin building wealth. You just need the right mindset and tools. Why Should You Invest? Investing allows your money to grow over time, thanks to compound interest. It’s one of the best ways to beat inflation and build long-term wealth. How to Start Investing: Set Financial Goals: What are you investing for—retirement, a house, or financial freedom? Your goals will guide your strategy. Understand Your Risk Tolerance: Are you comfortable with high-risk, high-reward investments like stocks, or do you prefer safer options like bonds? Start Small: Begin with an amount you’re comfortable losing. Even $50 a month can grow significantly over time. Diversify Your Portfolio: Don’t put all your money into one investment. Spread it across different asset classes, like stocks, ETFs, and real estate. Use Robo-Advisors: Platforms like Betterment and Wealthfront make investing easy for beginners by creating and managing portfolios for you. Educate Yourself: Read books, listen to podcasts, and follow credible investment blogs to deepen your knowledge. Pro Tip: The earlier you start, the more time your money has to grow. Don’t wait—start investing today! #InvestingForBeginners #SmartMoneyMoves #FinancialFreedom #CompoundInterest #WealthBuilding

3 things you must do if you want to become successful in life. 1 Change your mindset. You don't get in what you want, you get what you are. 2 Intentionally practice OQP. Only quality people. Surround yourself with people with positive mental attitude. 3 Develop your communication skills. Because once you open your mouth you tell the world who you are.

Get Book: https://amzn.to/4juFMeW In "Those Who Live Without Discipline, Die Without Honor," Modern Arjuna explores the profound relationship between discipline, personal integrity, and the pursuit of a meaningful life. Through a combination of philosophical insights, practical wisdom, and real-life examples, the author encourages readers to cultivate discipline as a foundation for honor and success. Here are ten key lessons and insights from the book: 1. Discipline as a Fundamental Value: The book emphasizes that discipline is not merely a tool for achieving goals but a core value that shapes character. Arjuna argues that a disciplined life leads to greater self-respect and respect from others, laying the groundwork for a life of honor. 2. The Connection Between Discipline and Freedom: Contrary to the belief that discipline restricts freedom, the author illustrates that true freedom comes from self-discipline. By mastering oneself, individuals can make informed choices that align with their values and long-term aspirations. 3. Consistency is Key: Arjuna highlights the importance of consistency in practicing discipline. Small, daily actions build momentum over time, leading to significant transformation. The emphasis is on creating habits that reinforce discipline in various aspects of life. 4. Embrace Hardship: The book teaches that hardship and challenges are integral to the journey of personal growth. Embracing difficulties with a disciplined mindset can foster resilience and strength, enabling individuals to face future obstacles with confidence. 5. The Role of Accountability: Arjuna underscores the significance of accountability in maintaining discipline. By setting up systems of accountability, whether through mentors, peers, or self-reflection, individuals can stay committed to their goals and values. 6. Mindfulness and Self-Awareness: The author encourages readers to cultivate mindfulness and self-awareness as essential components of discipline. Understanding one’s thoughts, emotions, and behaviors allows individuals to make conscious choices that align with their principles. 7. Discipline in Relationships: The book explores how discipline extends beyond personal goals to encompass relationships. Practicing discipline in communication, commitments, and interactions fosters trust and respect, strengthening bonds with others. 8. The Dangers of Instant Gratification: Arjuna warns against the pitfalls of seeking instant gratification, which can undermine long-term goals. The book advocates for patience and delayed gratification as essential aspects of a disciplined life. 9. Honor as a Lifelong Pursuit: The author positions honor as a lifelong pursuit that is intricately linked to discipline. Living honorably requires consistent effort and adherence to one’s principles, serving as a guiding light in decision-making. 10. Legacy and Impact: Finally, the book encourages readers to consider the legacy they leave behind. Living a disciplined life not only honors oneself but also positively impacts others. It emphasizes that true honor is reflected in the lives we touch and the values we uphold. "Those Who Live Without Discipline, Die Without Honor" by Modern Arjuna presents a compelling argument for the importance of discipline in achieving a meaningful and honorable life. Through ten key lessons and insights, the book encourages readers to embrace discipline as a fundamental value that shapes character and fosters freedom. Arjuna’s emphasis on consistency, accountability, and mindfulness highlights the transformative power of discipline in personal growth and relationships. Ultimately, the book serves as a powerful reminder that the pursuit of honor is an ongoing journey, deeply rooted in the practice of self-discipline and integrity. Send your response Pleased !

YOUR CIRCLE-YOUR FUTURE You are the average of the five people you spend the most time with. – Jim Rohn “Show me your friends, and I’ll show you your future” is a popular quote indicating that the relationships we keep shape not just our social lives but also our personal growth, mindset, and success. My Pastor will always say that who you hang around determines what hangs around you. Imagine your life as a garden—you need the right environment and care to flourish. When you surround yourself with supportive, ambitious, and positive people, they encourage your growth and inspire you to reach higher levels. On the other hand, spending time with negative, unmotivated, or toxic individuals can drain your energy and hinder your potential. This is why it matters: - Mindset Shift: Your close circle influences how you think. Optimistic people encourage resilience, while negativity breeds doubt and stagnation. - Energy and Habits: We unconsciously adopt the behaviors, attitudes, and habits of those around us. If your circle practices discipline and persistence, you are likely to follow suit. - Opportunities and Network: Your relationships open doors to new opportunities. - Surrounding yourself with successful individuals exposes you to ideas, resources, and connections that can propel your growth. Real-Life Application: - If you want to grow financially, align with people who have strong financial habits. - If cultivate a healthier lifestyle, spend time with individuals who value fitness and wellness. - If you Seek personal development, surround yourself with learners, readers, and people who challenge you to be better. Then imagine getting all these in a circle of friends - a supportive network that motivates you, inspires growth, and helps you become the best version of yourself. What to do: Evaluate your inner circle. Who are the five people you spend the most time with? Are they adding value to your life or holding you back? Change your company, and you’ll change your results. My Advice: Choose your circle wisely, as it determines not just where you are now but where you’ll end up.

The Secret to Financial Freedom: Passive Income Streams Imagine waking up every morning knowing that money is flowing into your account, even while you sleep. That’s the power of passive income. Unlike active income, where you trade time for money, passive income allows you to build wealth with minimal effort once the system is set up. So, how do you create passive income streams? Here are some ideas to get started: 1. Real Estate Rentals: Invest in property and earn rental income. It’s a tried-and-true way to build long-term wealth. 2. Dividend Stocks: Invest in companies that pay dividends, allowing you to earn a share of their profits regularly. 3. Create Digital Products: Write an eBook, create an online course, or design templates that can be sold repeatedly. 4. Affiliate Marketing: Partner with brands to promote their products and earn a commission for every sale. 5. Start a Blog or YouTube Channel: While it takes effort initially, once you have an audience, ad revenue and sponsorship deals can generate passive income. 6. Invest in Peer-to-Peer Lending: Platforms like LendingClub or Prosper allow you to earn interest by lending money to others. Why is passive income important? It frees you from the 9-to-5 grind, provides financial security, and allows you to focus on things you’re passionate about. Start small, be consistent, and watch your income grow over time. Hashtags: #PassiveIncome #SmartMoneyMoves #FinancialIndependence #InvestingIdeas #SideHustle #WealthMindset

The Secret to Financial Freedom: Passive Income Streams Imagine waking up every morning knowing that money is flowing into your account, even while you sleep. That’s the power of passive income. Unlike active income, where you trade time for money, passive income allows you to build wealth with minimal effort once the system is set up. So, how do you create passive income streams? Here are some ideas to get started: 1. Real Estate Rentals: Invest in property and earn rental income. It’s a tried-and-true way to build long-term wealth. 2. Dividend Stocks: Invest in companies that pay dividends, allowing you to earn a share of their profits regularly. 3. Create Digital Products: Write an eBook, create an online course, or design templates that can be sold repeatedly. 4. Affiliate Marketing: Partner with brands to promote their products and earn a commission for every sale. 5. Start a Blog or YouTube Channel: While it takes effort initially, once you have an audience, ad revenue and sponsorship deals can generate passive income. 6. Invest in Peer-to-Peer Lending: Platforms like LendingClub or Prosper allow you to earn interest by lending money to others. Why is passive income important? It frees you from the 9-to-5 grind, provides financial security, and allows you to focus on things you’re passionate about. Start small, be consistent, and watch your income grow over time. Hashtags: #PassiveIncome #SmartMoneyMoves #FinancialIndependence #InvestingIdeas #SideHustle #WealthMindset

The Secret to Financial Freedom: Passive Income Streams Imagine waking up every morning knowing that money is flowing into your account, even while you sleep. That’s the power of passive income. Unlike active income, where you trade time for money, passive income allows you to build wealth with minimal effort once the system is set up. So, how do you create passive income streams? Here are some ideas to get started: Real Estate Rentals: Invest in property and earn rental income. It’s a tried-and-true way to build long-term wealth. Dividend Stocks: Invest in companies that pay dividends, allowing you to earn a share of their profits regularly. Create Digital Products: Write an eBook, create an online course, or design templates that can be sold repeatedly. Affiliate Marketing: Partner with brands to promote their products and earn a commission for every sale. Start a Blog or YouTube Channel: While it takes effort initially, once you have an audience, ad revenue and sponsorship deals can generate passive income. Invest in Peer-to-Peer Lending: Platforms like LendingClub or Prosper allow you to earn interest by lending money to others. Why is passive income important? It frees you from the 9-to-5 grind, provides financial security, and allows you to focus on things you’re passionate about. Start small, be consistent, and watch your income grow over time. #PassiveIncome #SmartMoneyMoves #FinancialIndependence #InvestingIdeas #SideHustle #WealthMindset

"The power to change is within you. Don’t wait for a perfect moment; make this moment perfect. #Mindset #Motivation