• Troops from the 22nd Armoured Brigade, stationed at the Forward Operating Base in Patigi, Kwara State, have arrested eight suspected kidnappers and rescued two victims during a significant operation.



    Lieutenant Stephen Nwankwo, Acting Assistant Director of Army Public Relations for the 22 Brigade in Ilorin, reported this in a statement on Sunday, June 22, 2025. He mentioned that the troops also seized two motorcycles and recovered two spent cartridges from the suspects, who are believed to be part of a kidnapping gang operating in the area.



    The coordinated operation was initiated based on credible intelligence.


    “In continuation of sustained efforts to rid Kwara State of criminal elements and ensure public safety, troops of 22 Armoured Brigade, deployed at Forward Operating Base (FOB) Patigi, have successfully conducted a coordinated raid on a suspected kidnappers’ enclave,” the statement read.

    "Acting on credible intelligence, the troops launched a tactical operation on Saturday, 21 June 2025, targeting a hideout on the outskirts of Latandaji Village in Patigi Local Government Area.

    "During the operation, the troops encountered mild resistance but swiftly overpowered the criminals with superior firepower. The raid resulted in the rescue of two kidnap victims, identified as Mr. Amos Moses and Mr. Philip Michael, and the arrest of eight suspected kidnappers.

    "However, one individual, Mr. Mohammed Mohammed, sustained gunshot wounds during the exchange of fire and was promptly evacuated to Bachita Teaching Hospital for medical attention.

    "A further search of the area led to the recovery of two motorcycles and two expended cartridge shells believed to have been used by the suspects.

    "All arrested individuals are currently in military custody undergoing preliminary investigation and will be handed over to the appropriate authorities for prosecution.

    "This operation stressed the Nigerian Army’s unwavering commitment to safeguarding lives and property across the country. Members of the public are encouraged to continue providing timely and actionable intelligence to security agencies as we collectively work to dismantle criminal networks.Travel packages

    “The Nigerian Army remains resolute in its mission to protect communities and restore lasting peace in all areas of deployment.”
    Troops from the 22nd Armoured Brigade, stationed at the Forward Operating Base in Patigi, Kwara State, have arrested eight suspected kidnappers and rescued two victims during a significant operation. Lieutenant Stephen Nwankwo, Acting Assistant Director of Army Public Relations for the 22 Brigade in Ilorin, reported this in a statement on Sunday, June 22, 2025. He mentioned that the troops also seized two motorcycles and recovered two spent cartridges from the suspects, who are believed to be part of a kidnapping gang operating in the area. The coordinated operation was initiated based on credible intelligence. “In continuation of sustained efforts to rid Kwara State of criminal elements and ensure public safety, troops of 22 Armoured Brigade, deployed at Forward Operating Base (FOB) Patigi, have successfully conducted a coordinated raid on a suspected kidnappers’ enclave,” the statement read. "Acting on credible intelligence, the troops launched a tactical operation on Saturday, 21 June 2025, targeting a hideout on the outskirts of Latandaji Village in Patigi Local Government Area. "During the operation, the troops encountered mild resistance but swiftly overpowered the criminals with superior firepower. The raid resulted in the rescue of two kidnap victims, identified as Mr. Amos Moses and Mr. Philip Michael, and the arrest of eight suspected kidnappers. "However, one individual, Mr. Mohammed Mohammed, sustained gunshot wounds during the exchange of fire and was promptly evacuated to Bachita Teaching Hospital for medical attention. "A further search of the area led to the recovery of two motorcycles and two expended cartridge shells believed to have been used by the suspects. "All arrested individuals are currently in military custody undergoing preliminary investigation and will be handed over to the appropriate authorities for prosecution. "This operation stressed the Nigerian Army’s unwavering commitment to safeguarding lives and property across the country. Members of the public are encouraged to continue providing timely and actionable intelligence to security agencies as we collectively work to dismantle criminal networks.Travel packages “The Nigerian Army remains resolute in its mission to protect communities and restore lasting peace in all areas of deployment.”
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  • War has a profound and lasting impact on children, affecting their physical, emotional, and psychological well-being. Some of the effects include ¹ ² ³:
    - *Psychological Trauma*
    - Post-traumatic stress disorder (PTSD)
    - Anxiety and depression
    - Emotional distress and behavioral disorders
    - Increased risk of mental health issues, with individuals exposed to armed conflict being three times more likely to develop PTSD, anxiety disorders, or major depression
    - *Educational Disruption*
    - Limited access to educational facilities
    - Shortage of qualified teachers
    - Curriculum interruption
    - Long-term consequences, including perpetuating cycles of poverty and limiting socioeconomic mobility
    - *Physical Health Risks*
    - Death and injury from violence
    - Malnutrition and health threats due to lack of access to healthcare and sanitation
    - Increased risk of diseases and epidemics in conflict zones
    - *Displacement and Refugee Experiences*
    - Forced separation from parents and family
    - Loss of home and community
    - Increased vulnerability to exploitation and abuse
    - *Recruitment and Use in Armed Conflicts*
    - Forced recruitment into armed groups
    - Exposure to violence and trauma
    - Long-term psychological and physical harm
    - *Violations of Children's Rights*
    - Killing and maiming of children
    - Sexual violence and exploitation
    - Abduction and trafficking
    - Denial of humanitarian access and essential services

    The impact of war on children is a critical concern, with millions of children worldwide affected by armed conflicts. It's essential to prioritize their protection, provide humanitarian aid, and support their recovery and reintegration into society ³ ¹.
    War has a profound and lasting impact on children, affecting their physical, emotional, and psychological well-being. Some of the effects include ¹ ² ³: - *Psychological Trauma* - Post-traumatic stress disorder (PTSD) - Anxiety and depression - Emotional distress and behavioral disorders - Increased risk of mental health issues, with individuals exposed to armed conflict being three times more likely to develop PTSD, anxiety disorders, or major depression - *Educational Disruption* - Limited access to educational facilities - Shortage of qualified teachers - Curriculum interruption - Long-term consequences, including perpetuating cycles of poverty and limiting socioeconomic mobility - *Physical Health Risks* - Death and injury from violence - Malnutrition and health threats due to lack of access to healthcare and sanitation - Increased risk of diseases and epidemics in conflict zones - *Displacement and Refugee Experiences* - Forced separation from parents and family - Loss of home and community - Increased vulnerability to exploitation and abuse - *Recruitment and Use in Armed Conflicts* - Forced recruitment into armed groups - Exposure to violence and trauma - Long-term psychological and physical harm - *Violations of Children's Rights* - Killing and maiming of children - Sexual violence and exploitation - Abduction and trafficking - Denial of humanitarian access and essential services The impact of war on children is a critical concern, with millions of children worldwide affected by armed conflicts. It's essential to prioritize their protection, provide humanitarian aid, and support their recovery and reintegration into society ³ ¹.
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  • The bodies of an Israel Defense Forces soldier and two civilians who were killed in the Hamas-led October 7 attacks have been recovered from Gaza in a military hostage recovery operation. https://cnn.it/4eoADmj
    The bodies of an Israel Defense Forces soldier and two civilians who were killed in the Hamas-led October 7 attacks have been recovered from Gaza in a military hostage recovery operation. https://cnn.it/4eoADmj
    CNN.IT
    Bodies of three hostages - an IDF soldier and two civilians - recovered from Gaza | CNN
    The bodies of an Israel Defense Forces (IDF) soldier and two civilians killed in the Hamas-led October 7 attacks have been recovered from Gaza in a military hostage recovery operation.
    Angry
    1
    0 Commenti 1 condivisioni 168 Views
  • The bodies of an Israel Defense Forces soldier and two civilians who were killed in the Hamas-led October 7 attacks have been recovered from Gaza in a military hostage recovery operation. https://cnn.it/4eoADmj
    The bodies of an Israel Defense Forces soldier and two civilians who were killed in the Hamas-led October 7 attacks have been recovered from Gaza in a military hostage recovery operation. https://cnn.it/4eoADmj
    CNN.IT
    Bodies of three hostages - an IDF soldier and two civilians - recovered from Gaza | CNN
    The bodies of an Israel Defense Forces (IDF) soldier and two civilians killed in the Hamas-led October 7 attacks have been recovered from Gaza in a military hostage recovery operation.
    0 Commenti 1 condivisioni 172 Views
  • Good morning God's beloved. Thank God its Sunday. Today, I declare that those who mocked you before will sing your hosanna. Where you're now may be small but your later end shall greatly increase. Every spirit that stops people from completing things that they begin is arrested by fire. Today, I ask that God will release the finishers anointing on us all. Today, i bring an end to every work of darknessin your family. May sickness and disease die a natural death. May stagnation and delay be destroyed by fire. Your destiny is settled by fire. Your marital destiny is settled by fire. Your financial destiny is settled by fire. Your spiritual life is settled by fire. This week, is your week of FULL RECOVERY OF ALL THAT YOU HAVE LOST. Enjoy a MIRACLE LOADED SUNDAY.
    Good morning God's beloved. Thank God its Sunday. Today, I declare that those who mocked you before will sing your hosanna. Where you're now may be small but your later end shall greatly increase. Every spirit that stops people from completing things that they begin is arrested by fire. Today, I ask that God will release the finishers anointing on us all. Today, i bring an end to every work of darknessin your family. May sickness and disease die a natural death. May stagnation and delay be destroyed by fire. Your destiny is settled by fire. Your marital destiny is settled by fire. Your financial destiny is settled by fire. Your spiritual life is settled by fire. This week, is your week of FULL RECOVERY OF ALL THAT YOU HAVE LOST. Enjoy a MIRACLE LOADED SUNDAY.
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  • PRESS RELEASE
    INTERNAL SECURITY: POLICE RESCUE 4 YEAR OLD KIDNAPPED VICTIM, BUSTS FAKE KIDNAPPING GANG; ARREST 7 SUSPECTED FRAUDSTERS, RECOVER COUNTERFEIT 46,100 USD.

    In line with the commitment of the Nigeria Police Force to sustaining its efforts in internal security through crime prevention and the protection of lives and property across the country, the Nigeria Police Force has recorded several significant breakthroughs across various State Commands in the country, underscoring the effectiveness of intelligence-led policing in dismantling criminal networks and curbing insecurity.

    In Katsina State, operatives of the Command acting on a complaint received on February 20, 2025, from one Alhaji Badamasi Bala of Madaci Yan Nono Quarters have cracked a disturbing case of kidnapping involving a 14-year-old girl and her 4-year-old sister. Four months later, the older sister resurfaced and, upon further investigations, she confessed to staging the kidnapping and conspiring with three accomplices, aged 25, 19, and 16, respectively. All suspects have been arrested, and the 4-year-old sister have been rescued unhurt.

    In Nasarawa State, following credible intelligence on the movement of a suspected arms trafficker, operatives of the State Police Command launched a swift and strategic operation along the Giza–Kadarko Road in Keana LGA, where a suspicious individual riding an unregistered Bajaj motorcycle was flagged down. Upon sighting the operatives, the suspect abandoned the motorcycle and fled into a nearby bush to evade arrest. A thorough search of the abandoned vehicle led to the recovery of one (1) AK-47 rifle, two (2) magazines, and forty-five (45) rounds of 7.62x39mm live ammunition. Efforts are underway to arrest the fleeing suspect.

    Similarly, on June 13, 2025, a joint team comprising operatives of the Nigeria Police Force and other security agencies acting on credible intelligence, conducted a coordinated raid at Kankare and Zurkuda villages in Birnin Kudu LGA, Jigawa State.The operation led to the arrest of seven suspected fraudsters involved in a network of financial crimes. Exhibits recovered from them include 46,100 counterfeit United States Dollars (USD), four (4) POS machines, thirteen (13) Android smartphones, twenty-nine (29) keypad phones, six (6) power banks, two (2) vehicle plate numbers, and various documents suspected to be linked to electronic fraud. All suspects are currently in custody and undergoing investigation.

    These coordinated operations reflect the Nigeria Police Force’s resolve to combat all forms of criminality through proactive measures, intelligence gathering, and community partnership. The NPF under the leadership of the Inspector-General of Police, IGP Kayode Adeolu Egbetokun, Ph.D., NPM, urges the general public to remain law-abiding, vigilant, and cooperative with the Nigeria Police Force to secure our communities and ensure a safer Nigeria.

    ACP OLUMUYIWA ADEJOBI, mnipr, mipra, fCAI
    FORCE PUBLIC RELATIONS OFFICER,
    FORCE HEADQUARTERS,
    ABUJA.

    21ST JUNE 2025.
    PRESS RELEASE INTERNAL SECURITY: POLICE RESCUE 4 YEAR OLD KIDNAPPED VICTIM, BUSTS FAKE KIDNAPPING GANG; ARREST 7 SUSPECTED FRAUDSTERS, RECOVER COUNTERFEIT 46,100 USD. In line with the commitment of the Nigeria Police Force to sustaining its efforts in internal security through crime prevention and the protection of lives and property across the country, the Nigeria Police Force has recorded several significant breakthroughs across various State Commands in the country, underscoring the effectiveness of intelligence-led policing in dismantling criminal networks and curbing insecurity. In Katsina State, operatives of the Command acting on a complaint received on February 20, 2025, from one Alhaji Badamasi Bala of Madaci Yan Nono Quarters have cracked a disturbing case of kidnapping involving a 14-year-old girl and her 4-year-old sister. Four months later, the older sister resurfaced and, upon further investigations, she confessed to staging the kidnapping and conspiring with three accomplices, aged 25, 19, and 16, respectively. All suspects have been arrested, and the 4-year-old sister have been rescued unhurt. In Nasarawa State, following credible intelligence on the movement of a suspected arms trafficker, operatives of the State Police Command launched a swift and strategic operation along the Giza–Kadarko Road in Keana LGA, where a suspicious individual riding an unregistered Bajaj motorcycle was flagged down. Upon sighting the operatives, the suspect abandoned the motorcycle and fled into a nearby bush to evade arrest. A thorough search of the abandoned vehicle led to the recovery of one (1) AK-47 rifle, two (2) magazines, and forty-five (45) rounds of 7.62x39mm live ammunition. Efforts are underway to arrest the fleeing suspect. Similarly, on June 13, 2025, a joint team comprising operatives of the Nigeria Police Force and other security agencies acting on credible intelligence, conducted a coordinated raid at Kankare and Zurkuda villages in Birnin Kudu LGA, Jigawa State.The operation led to the arrest of seven suspected fraudsters involved in a network of financial crimes. Exhibits recovered from them include 46,100 counterfeit United States Dollars (USD), four (4) POS machines, thirteen (13) Android smartphones, twenty-nine (29) keypad phones, six (6) power banks, two (2) vehicle plate numbers, and various documents suspected to be linked to electronic fraud. All suspects are currently in custody and undergoing investigation. These coordinated operations reflect the Nigeria Police Force’s resolve to combat all forms of criminality through proactive measures, intelligence gathering, and community partnership. The NPF under the leadership of the Inspector-General of Police, IGP Kayode Adeolu Egbetokun, Ph.D., NPM, urges the general public to remain law-abiding, vigilant, and cooperative with the Nigeria Police Force to secure our communities and ensure a safer Nigeria. ACP OLUMUYIWA ADEJOBI, mnipr, mipra, fCAI FORCE PUBLIC RELATIONS OFFICER, FORCE HEADQUARTERS, ABUJA. 21ST JUNE 2025.
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  • Good morning God's beloved. Thank God for another day. Today, by the mercies of God, evil family patterns shall be broken. Every good thing our parents didn't enjoy, we shall enjoy them all. I make contrary declarations, to those of the enemy of your destiny. You'll not struggle for what your parents struggled for. Let every evil padlock used by wicked spirits or wicked men to close doors of breakthroughs (SPIRITUALLY, FINANCIALLY, IN BUSINESS OR CAREER, OR MINISTRY, ACADEMICALLY, MARITALLY ETC), is forcefully opened by God's Favour. Your little shall become big by the multiplicative power of God. Anyone reporting you or your husband/wife or children or family members, etc on any evil altar shall meet their untimely death by God's judgement in Jesus mighty name. Today shall be your RECOVERY FRIDAY.
    Good morning God's beloved. Thank God for another day. Today, by the mercies of God, evil family patterns shall be broken. Every good thing our parents didn't enjoy, we shall enjoy them all. I make contrary declarations, to those of the enemy of your destiny. You'll not struggle for what your parents struggled for. Let every evil padlock used by wicked spirits or wicked men to close doors of breakthroughs (SPIRITUALLY, FINANCIALLY, IN BUSINESS OR CAREER, OR MINISTRY, ACADEMICALLY, MARITALLY ETC), is forcefully opened by God's Favour. Your little shall become big by the multiplicative power of God. Anyone reporting you or your husband/wife or children or family members, etc on any evil altar shall meet their untimely death by God's judgement in Jesus mighty name. Today shall be your RECOVERY FRIDAY.
    0 Commenti 0 condivisioni 109 Views
  • 🙋🏻‍♀️ *Top 10 Takeaways from the Must-Read Book:*

    "𝐓𝐇𝐄 𝐏𝐒𝐘𝐂𝐇𝐎𝐋𝐎𝐆𝐘 𝐎𝐅 𝐌𝐎𝐍𝐄𝐘"
    𝐁𝐲 𝐌𝐨𝐫𝐠𝐚𝐧 𝐇𝐨𝐮𝐬𝐞𝐥

    𝟏𝟎 𝐊𝐄𝐘 𝐓𝐀𝐊𝐄𝐀𝐖𝐀𝐘𝐒:

    1️⃣ 0𝟏. 𝐖𝐞𝐚𝐥𝐭𝐡 𝐈𝐬 𝐍𝐨𝐭 𝐚 𝐍𝐮𝐦𝐛𝐞𝐫 - 𝐈𝐭'𝐬 𝐚 𝐅𝐞𝐞𝐥𝐢𝐧𝐠 𝐨𝐟 𝐅𝐫𝐞𝐞𝐝𝐨𝐦 𝐚𝐧𝐝 𝐂𝐨𝐧𝐭𝐫𝐨𝐥!

    𝐄𝐱𝐩𝐥𝐚𝐧𝐚𝐭𝐢𝐨𝐧: Wealth isn’t just about the numbers; it's about freedom, peace of mind 🧘🏻‍♀️, and the ability to control your time . True wealth is often invisible - it’s the income not spent, the luxury not flaunted 💃🏻.

    𝐄𝐱𝐚𝐦𝐩𝐥𝐞: A middle-class individual 🧔🏻‍♂ who saves consistently and avoids lifestyle inflation can enjoy more flexibility than a high-earning executive living paycheck-to-paycheck .

    2️⃣ 0𝟐. 𝐓𝐢𝐦𝐞 𝐈𝐬 𝐭𝐡𝐞 𝐌𝐨𝐬𝐭 𝐏𝐨𝐰𝐞𝐫𝐟𝐮𝐥 𝐅𝐨𝐫𝐜𝐞 𝐢𝐧 𝐅𝐢𝐧𝐚𝐧𝐜𝐞!

    𝐄𝐱𝐩𝐥𝐚𝐧𝐚𝐭𝐢𝐨𝐧: Compounding 😵‍💫 works best over decades. Financial success requires patience and consistency, not just high returns.

    𝐄𝐱𝐚𝐦𝐩𝐥𝐞: Warren Buffett started investing at 10 and kept at it for over 80 years - this time horizon made him one of the richest people in the world .

    3️⃣ 0𝟑. 𝐑𝐢𝐬𝐤 🧗🏻‍♀️ 𝐈𝐬 𝐄𝐯𝐞𝐫𝐲𝐰𝐡𝐞𝐫𝐞 - 𝐔𝐧𝐝𝐞𝐫𝐬𝐭𝐚𝐧𝐝 𝐚𝐧𝐝 𝐑𝐞𝐬𝐩𝐞𝐜𝐭 𝐈𝐭!

    𝐄𝐱𝐩𝐥𝐚𝐧𝐚𝐭𝐢𝐨𝐧: Every financial decision involves risk . What matters is managing that risk thoughtfully , not avoiding it entirely. Emotions like fear can cloud judgment.

    𝐄𝐱𝐚𝐦𝐩𝐥𝐞: A cautious business that preserved cash during COVID was more likely to survive than one that over-leveraged expecting constant growth .

    4️⃣ 0𝟒. 𝐆𝐫𝐞𝐞𝐝 𝐚𝐧𝐝 𝐅𝐞𝐚𝐫 𝐀𝐫𝐞 𝐭𝐡𝐞 𝐓𝐰𝐢𝐧 𝐕𝐢𝐥𝐥𝐚𝐢𝐧𝐬 𝐨𝐟 𝐖𝐞𝐚𝐥𝐭𝐡!

    𝐄𝐱𝐩𝐥𝐚𝐧𝐚𝐭𝐢𝐨𝐧: Greed makes us chase returns without understanding consequences; fear keeps us from taking reasonable risks. Balancing the two is crucial for long-term wealth.

    𝐄𝐱𝐚𝐦𝐩𝐥𝐞: Many investors bought overvalued stocks out of greed and panic-sold during downturns out of fear - both extremes cost them wealth.

    5️⃣ 0𝟓. 𝐇𝐚𝐩𝐩𝐢𝐧𝐞𝐬𝐬 𝐈𝐬 𝐍𝐨𝐭 𝐭𝐡𝐞 𝐒𝐚𝐦𝐞 𝐚𝐬 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐒𝐮𝐜𝐜𝐞𝐬𝐬!

    𝐄𝐱𝐩𝐥𝐚𝐧𝐚𝐭𝐢𝐨𝐧: Money can make life easier, but it doesn’t make it fulfilling. Relationships , autonomy, and purpose are stronger predictors of happiness.

    𝐄𝐱𝐚𝐦𝐩𝐥𝐞: Studies show people are happiest when they have meaningful relationships - not necessarily when they reach income milestones.

    6️⃣ 0𝟔. 𝐘𝐨𝐮𝐫 𝐅𝐮𝐭𝐮𝐫𝐞 𝐒𝐞𝐥𝐟 𝐈𝐬 𝐚 𝐒𝐭𝐫𝐚𝐧𝐠𝐞𝐫 - 𝐏𝐥𝐚𝐧 𝐰𝐢𝐭𝐡 𝐅𝐥𝐞𝐱𝐢𝐛𝐢𝐥𝐢𝐭𝐲!

    𝐄𝐱𝐩𝐥𝐚𝐧𝐚𝐭𝐢𝐨𝐧: What you value today may not be what you value in 10 or 20 years. Plan with room for evolution.

    𝐄𝐱𝐚𝐦𝐩𝐥𝐞: Someone saving aggressively for early retirement might later choose to work longer in a purpose-driven role. Your plan must be adjustable.

    7️⃣ 0𝟕. 𝐋𝐮𝐜𝐤 𝐚𝐧𝐝 𝐑𝐢𝐬𝐤 𝐒𝐡𝐚𝐩𝐞 𝐄𝐯𝐞𝐫𝐲 𝐎𝐮𝐭𝐜𝐨𝐦𝐞 - 𝐌𝐨𝐫𝐞 𝐓𝐡𝐚𝐧 𝐖𝐞 𝐑𝐞𝐚𝐥𝐢𝐬𝐞!

    𝐄𝐱𝐩𝐥𝐚𝐧𝐚𝐭𝐢𝐨𝐧: Success isn’t always about effort or intelligence . It’s often about timing, environment, or chance encounters. Similarly, failures can result from bad luck despite smart planning .

    𝐄𝐱𝐚𝐦𝐩𝐥𝐞: Bill Gates had early access to a computer at school - an extremely rare opportunity in the 1960s. His peer , equally capable, never got that chance.

    8️⃣ 0𝟖. 𝐒𝐚𝐯𝐞 𝐅𝐢𝐫𝐬𝐭, 𝐒𝐩𝐞𝐧𝐝 𝐖𝐡𝐚𝐭’𝐬 𝐋𝐞𝐟𝐭 - 𝐍𝐨𝐭 𝐭𝐡𝐞 𝐎𝐭𝐡𝐞𝐫 𝐖𝐚𝐲 𝐀𝐫𝐨𝐮𝐧𝐝!

    𝐄𝐱𝐩𝐥𝐚𝐧𝐚𝐭𝐢𝐨𝐧: Saving should not be a leftover. It must be a deliberate act that comes before expenses. This builds resilience.

    𝐄𝐱𝐚𝐦𝐩𝐥𝐞: An individual who sets aside savings as an automated deduction builds financial security without relying on willpower each month .

    9️⃣ 0𝟗. 𝐋𝐢𝐯𝐢𝐧𝐠 𝐁𝐞𝐥𝐨𝐰 𝐘𝐨𝐮𝐫 𝐌𝐞𝐚𝐧𝐬 𝐈𝐬 𝐚 𝐒𝐮𝐩𝐞𝐫𝐩𝐨𝐰𝐞𝐫 💪🏻!

    𝐄𝐱𝐩𝐥𝐚𝐧𝐚𝐭𝐢𝐨𝐧: The discipline 🤹🏻‍♀️ to spend less than you earn unlocks flexibility, reduces stress , and allows wealth to accumulate quietly in the background.

    𝐄𝐱𝐚𝐦𝐩𝐥𝐞: Those with simple lifestyles and strong savings can make life decisions—like career changes—without fear of financial instability.

    𝟏𝟎. 𝐒𝐭𝐚𝐲 𝐂𝐮𝐫𝐢𝐨𝐮𝐬 - 𝐓𝐡𝐞 𝐁𝐞𝐬𝐭 𝐈𝐧𝐯𝐞𝐬𝐭𝐨𝐫𝐬 𝐀𝐫𝐞 𝐋𝐢𝐟𝐞𝐥𝐨𝐧𝐠 𝐋𝐞𝐚𝐫𝐧𝐞𝐫𝐬!

    𝐄𝐱𝐩𝐥𝐚𝐧𝐚𝐭𝐢𝐨𝐧: The financial world is constantly changing. Staying curious, reading broadly, and avoiding overconfidence are key to staying relevant and successful.

    𝐄𝐱𝐚𝐦𝐩𝐥𝐞: Investors who adapted to digital trends or environmental shifts in the market had a major advantage over those who clung to outdated strategies.

    𝐂𝐎𝐑𝐄 𝐂𝐎𝐍𝐂𝐄𝐏𝐓𝐒 𝐀𝐍𝐃 𝐅𝐑𝐀𝐌𝐄𝐖𝐎𝐑𝐊𝐒 𝐄𝐗𝐏𝐋𝐀𝐈𝐍𝐄𝐃:

    0𝟏. 𝐄𝐧𝐨𝐮𝐠𝐡:

    Understanding what “enough” means is essential to avoid overreaching and risking what you already have for what you don’t need. Housel borrows from philosophy and Stoicism to introduce the idea that happiness and security come from knowing when to stop chasing more.

    *“Enough is not too little. Enough is realizing that the opposite - an insatiable appetite for more - will push you to the point of regret.”*

    0𝟐. 𝐂𝐨𝐧𝐟𝐨𝐮𝐧𝐝𝐢𝐧𝐠 𝐂𝐨𝐦𝐩𝐨𝐮𝐧𝐝𝐢𝐧𝐠:

    Compounding isn't intuitive for most people, which is why they underestimate its power 💪🏻. The real magic of wealth happens over time, not overnight.

    Warren Buffett's net worth was ~$81 billion when he was 65 - having started at 10. That’s the compounding curve in action.

    0𝟑. 𝐒𝐚𝐯𝐞 𝐋𝐢𝐤𝐞 𝐚 𝐏𝐞𝐬𝐬𝐢𝐦𝐢𝐬𝐭, 𝐈𝐧𝐯𝐞𝐬𝐭 𝐋𝐢𝐤𝐞 𝐚𝐧 𝐎𝐩𝐭𝐢𝐦𝐢𝐬𝐭:

    Save defensively for unexpected setbacks, but invest believing in long-term progress .

    Build a margin of safety but also trust that innovation, growth , and recovery are part of the human story.

    0𝟒. 𝐓𝐚𝐢𝐥𝐬 𝐃𝐫𝐢𝐯𝐞 𝐄𝐯𝐞𝐫𝐲𝐭𝐡𝐢𝐧𝐠:

    Extreme events (positive or negative) have disproportionate impact. In investing, a handful of good decisions or lucky breaks can define a lifetime outcome.

    Bezos built Amazon, but it’s AWS and Prime that became the ‘tail events’ driving its true growth.

    0𝟓. 𝐌𝐚𝐧 𝐢𝐧 𝐭𝐡𝐞 𝐂𝐚𝐫 𝐏𝐚𝐫𝐚𝐝𝐨𝐱:

    Wealth flaunted rarely wins respect. *People admire the car, not the driver.* Real status comes from humility and freedom, not luxury branding.

    0𝟔. 𝐘𝐨𝐮’𝐫𝐞 𝐍𝐨𝐭 𝐀𝐥𝐨𝐧𝐞:

    Everyone has different goals , timelines, and risk tolerance. What works for others might not work for you 🫵🏻. Avoid copying strategies blindly.

    0𝟕. 𝐑𝐨𝐨𝐦 𝐟𝐨𝐫 𝐄𝐫𝐫𝐨𝐫:

    A little 🤏🏻 margin of safety in decisions—be it financial, emotional, or career-related - can make the difference between survival and collapse.

    "𝑻𝒉𝒆 𝑷𝒔𝒚𝒄𝒉𝒐𝒍𝒐𝒈𝒚 𝒐𝒇 𝑴𝒐𝒏𝒆𝒚 𝒊𝒔 𝒏𝒐𝒕 𝒋𝒖𝒔𝒕 𝒂 𝒃𝒐𝒐𝒌 𝒂𝒃𝒐𝒖𝒕 𝒎𝒐𝒏𝒆𝒚 - 𝒊𝒕’𝒔 𝒂 𝒎𝒊𝒓𝒓𝒐𝒓 𝒕𝒉𝒂𝒕 𝒔𝒉𝒐𝒘𝒔 𝒉𝒐𝒘 𝒚𝒐𝒖𝒓 𝒃𝒆𝒍𝒊𝒆𝒇𝒔, 𝒉𝒂𝒃𝒊𝒕𝒔, 𝒂𝒏𝒅 𝒊𝒏𝒔𝒆𝒄𝒖𝒓𝒊𝒕𝒊𝒆𝒔 𝒔𝒉𝒂𝒑𝒆 𝒚𝒐𝒖𝒓 𝒘𝒆𝒂𝒍𝒕𝒉 𝒇𝒂𝒓 𝒎𝒐𝒓𝒆 𝒕𝒉𝒂𝒏 𝒏𝒖𝒎𝒃𝒆𝒓𝒔 𝒆𝒗𝒆𝒓 𝒄𝒐𝒖𝒍𝒅.”

    Thank 🙏🏻 for reading so far, please share with your loved ones!

    💁🏻‍♀️ *For more such content, follow us on:*

    https://whatsapp.com/channel/0029Va4cUYi7tkjAQFo0RW00
    🙋🏻‍♀️ *Top 10 Takeaways from the Must-Read Book:* "𝐓𝐇𝐄 𝐏𝐒𝐘𝐂𝐇𝐎𝐋𝐎𝐆𝐘 𝐎𝐅 𝐌𝐎𝐍𝐄𝐘" 🎰💰💸 𝐁𝐲 𝐌𝐨𝐫𝐠𝐚𝐧 𝐇𝐨𝐮𝐬𝐞𝐥 🔟 𝟏𝟎 𝐊𝐄𝐘 𝐓𝐀𝐊𝐄𝐀𝐖𝐀𝐘𝐒: 🔟 1️⃣ 0𝟏. 𝐖𝐞𝐚𝐥𝐭𝐡 𝐈𝐬 𝐍𝐨𝐭 𝐚 𝐍𝐮𝐦𝐛𝐞𝐫 - 𝐈𝐭'𝐬 𝐚 𝐅𝐞𝐞𝐥𝐢𝐧𝐠 𝐨𝐟 𝐅𝐫𝐞𝐞𝐝𝐨𝐦 𝐚𝐧𝐝 𝐂𝐨𝐧𝐭𝐫𝐨𝐥! 💠 𝐄𝐱𝐩𝐥𝐚𝐧𝐚𝐭𝐢𝐨𝐧: Wealth 💰 isn’t just about the numbers; it's about freedom, peace of mind 🧘🏻‍♀️, and the ability to control your time ⏳. True wealth is often invisible - it’s the income 💸 not spent, the luxury not flaunted 💃🏻. ✅ 𝐄𝐱𝐚𝐦𝐩𝐥𝐞: A middle-class individual 🧔🏻‍♂ who saves consistently and avoids lifestyle inflation 📈 can enjoy more flexibility than a high-earning executive living paycheck-to-paycheck 💸. 2️⃣ 0𝟐. 𝐓𝐢𝐦𝐞 ⏰ 𝐈𝐬 𝐭𝐡𝐞 𝐌𝐨𝐬𝐭 𝐏𝐨𝐰𝐞𝐫𝐟𝐮𝐥 𝐅𝐨𝐫𝐜𝐞 𝐢𝐧 𝐅𝐢𝐧𝐚𝐧𝐜𝐞! 💠 𝐄𝐱𝐩𝐥𝐚𝐧𝐚𝐭𝐢𝐨𝐧: Compounding 😵‍💫 works best over decades. Financial success 🎯 requires patience and consistency, not just high returns. ✅ 𝐄𝐱𝐚𝐦𝐩𝐥𝐞: Warren Buffett started investing at 10 and kept at it for over 80 years - this time horizon made him one of the richest people 🤑 in the world 🌎. 3️⃣ 0𝟑. 𝐑𝐢𝐬𝐤 🧗🏻‍♀️ 𝐈𝐬 𝐄𝐯𝐞𝐫𝐲𝐰𝐡𝐞𝐫𝐞 - 𝐔𝐧𝐝𝐞𝐫𝐬𝐭𝐚𝐧𝐝 𝐚𝐧𝐝 𝐑𝐞𝐬𝐩𝐞𝐜𝐭 𝐈𝐭! 💠 𝐄𝐱𝐩𝐥𝐚𝐧𝐚𝐭𝐢𝐨𝐧: Every financial decision involves risk 💹. What matters is managing that risk thoughtfully 😇, not avoiding it entirely. Emotions like fear can cloud judgment. ✅ 𝐄𝐱𝐚𝐦𝐩𝐥𝐞: A cautious business that preserved cash during COVID 🦠 was more likely to survive than one that over-leveraged expecting constant growth 📈. 4️⃣ 0𝟒. 𝐆𝐫𝐞𝐞𝐝 𝐚𝐧𝐝 𝐅𝐞𝐚𝐫 😨 𝐀𝐫𝐞 𝐭𝐡𝐞 𝐓𝐰𝐢𝐧 𝐕𝐢𝐥𝐥𝐚𝐢𝐧𝐬 𝐨𝐟 𝐖𝐞𝐚𝐥𝐭𝐡! 💠 𝐄𝐱𝐩𝐥𝐚𝐧𝐚𝐭𝐢𝐨𝐧: Greed makes us chase returns without understanding consequences; fear keeps us from taking reasonable risks. Balancing ♎ the two is crucial for long-term wealth. ✅ 𝐄𝐱𝐚𝐦𝐩𝐥𝐞: Many investors bought overvalued stocks out of greed and panic-sold during downturns out of fear - both extremes cost them wealth. 5️⃣ 0𝟓. 𝐇𝐚𝐩𝐩𝐢𝐧𝐞𝐬𝐬 𝐈𝐬 𝐍𝐨𝐭 𝐭𝐡𝐞 𝐒𝐚𝐦𝐞 𝐚𝐬 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 💰 𝐒𝐮𝐜𝐜𝐞𝐬𝐬! 💠 𝐄𝐱𝐩𝐥𝐚𝐧𝐚𝐭𝐢𝐨𝐧: Money can make life easier, but it doesn’t make it fulfilling. Relationships 🫂, autonomy, and purpose 🎯 are stronger predictors of happiness. ✅ 𝐄𝐱𝐚𝐦𝐩𝐥𝐞: Studies show people are happiest 😅 when they have meaningful relationships - not necessarily when they reach income milestones. 6️⃣ 0𝟔. 𝐘𝐨𝐮𝐫 𝐅𝐮𝐭𝐮𝐫𝐞 🔮𝐒𝐞𝐥𝐟 𝐈𝐬 𝐚 𝐒𝐭𝐫𝐚𝐧𝐠𝐞𝐫 - 𝐏𝐥𝐚𝐧 𝐰𝐢𝐭𝐡 𝐅𝐥𝐞𝐱𝐢𝐛𝐢𝐥𝐢𝐭𝐲! 💠 𝐄𝐱𝐩𝐥𝐚𝐧𝐚𝐭𝐢𝐨𝐧: What you value today 🗓️ may not be what you value in 10 or 20 years. Plan with room for evolution. ✅ 𝐄𝐱𝐚𝐦𝐩𝐥𝐞: Someone saving aggressively for early retirement might later choose to work longer in a purpose-driven 🎯 role. Your plan must be adjustable. 7️⃣ 0𝟕. 𝐋𝐮𝐜𝐤 𝐚𝐧𝐝 𝐑𝐢𝐬𝐤 𝐒𝐡𝐚𝐩𝐞 𝐄𝐯𝐞𝐫𝐲 𝐎𝐮𝐭𝐜𝐨𝐦𝐞 - 𝐌𝐨𝐫𝐞 𝐓𝐡𝐚𝐧 𝐖𝐞 𝐑𝐞𝐚𝐥𝐢𝐬𝐞! 💠 𝐄𝐱𝐩𝐥𝐚𝐧𝐚𝐭𝐢𝐨𝐧: Success isn’t always about effort or intelligence 🧠. It’s often about timing, environment, or chance encounters. Similarly, failures can result from bad luck despite smart planning 📝. ✅ 𝐄𝐱𝐚𝐦𝐩𝐥𝐞: Bill Gates had early access to a computer at school 🏫 - an extremely rare opportunity in the 1960s. His peer 🎒, equally capable, never got that chance. 8️⃣ 0𝟖. 𝐒𝐚𝐯𝐞 𝐅𝐢𝐫𝐬𝐭, 𝐒𝐩𝐞𝐧𝐝 𝐖𝐡𝐚𝐭’𝐬 𝐋𝐞𝐟𝐭 - 𝐍𝐨𝐭 𝐭𝐡𝐞 𝐎𝐭𝐡𝐞𝐫 𝐖𝐚𝐲 𝐀𝐫𝐨𝐮𝐧𝐝! 💠 𝐄𝐱𝐩𝐥𝐚𝐧𝐚𝐭𝐢𝐨𝐧: Saving should not be a leftover. It must be a deliberate ⚙️ act that comes before expenses. This builds resilience. ✅ 𝐄𝐱𝐚𝐦𝐩𝐥𝐞: An individual who sets aside savings as an automated deduction 🏦 builds financial security without relying on willpower each month 🗓️. 9️⃣ 0𝟗. 𝐋𝐢𝐯𝐢𝐧𝐠 𝐁𝐞𝐥𝐨𝐰 𝐘𝐨𝐮𝐫 𝐌𝐞𝐚𝐧𝐬 𝐈𝐬 𝐚 𝐒𝐮𝐩𝐞𝐫𝐩𝐨𝐰𝐞𝐫 💪🏻! 💠 𝐄𝐱𝐩𝐥𝐚𝐧𝐚𝐭𝐢𝐨𝐧: The discipline 🤹🏻‍♀️ to spend less than you earn unlocks flexibility, reduces stress 😞, and allows wealth to accumulate quietly in the background. ✅ 𝐄𝐱𝐚𝐦𝐩𝐥𝐞: Those with simple lifestyles and strong savings can make life decisions—like career changes—without fear of financial instability. 🔟 𝟏𝟎. 𝐒𝐭𝐚𝐲 𝐂𝐮𝐫𝐢𝐨𝐮𝐬 - 𝐓𝐡𝐞 𝐁𝐞𝐬𝐭 𝐈𝐧𝐯𝐞𝐬𝐭𝐨𝐫𝐬 𝐀𝐫𝐞 𝐋𝐢𝐟𝐞𝐥𝐨𝐧𝐠 𝐋𝐞𝐚𝐫𝐧𝐞𝐫𝐬! 💠 𝐄𝐱𝐩𝐥𝐚𝐧𝐚𝐭𝐢𝐨𝐧: The financial world is constantly changing. Staying curious, reading 📚 broadly, and avoiding overconfidence are key 🗝️ to staying relevant and successful. ✅ 𝐄𝐱𝐚𝐦𝐩𝐥𝐞: Investors who adapted to digital trends 📈 or environmental shifts in the market had a major advantage over those who clung to outdated strategies. 🔰 𝐂𝐎𝐑𝐄 𝐂𝐎𝐍𝐂𝐄𝐏𝐓𝐒 𝐀𝐍𝐃 𝐅𝐑𝐀𝐌𝐄𝐖𝐎𝐑𝐊𝐒 𝐄𝐗𝐏𝐋𝐀𝐈𝐍𝐄𝐃: 🔰 0𝟏. 𝐄𝐧𝐨𝐮𝐠𝐡: 🔰 Understanding what “enough” means is essential to avoid overreaching and risking what you already have for what you don’t need. Housel borrows from philosophy and Stoicism to introduce the idea that happiness and security come from knowing when to stop chasing more. *“Enough is not too little. Enough is realizing that the opposite - an insatiable appetite for more - will push you to the point of regret.”* 🔰 0𝟐. 𝐂𝐨𝐧𝐟𝐨𝐮𝐧𝐝𝐢𝐧𝐠 𝐂𝐨𝐦𝐩𝐨𝐮𝐧𝐝𝐢𝐧𝐠: 🔰 Compounding isn't intuitive for most people, which is why they underestimate its power 💪🏻. The real magic 🪄 of wealth happens over time, not overnight. Warren Buffett's net worth was ~$81 billion when he was 65 - having started at 10. That’s the compounding curve in action. 🔰 0𝟑. 𝐒𝐚𝐯𝐞 𝐋𝐢𝐤𝐞 𝐚 𝐏𝐞𝐬𝐬𝐢𝐦𝐢𝐬𝐭, 𝐈𝐧𝐯𝐞𝐬𝐭 𝐋𝐢𝐤𝐞 𝐚𝐧 𝐎𝐩𝐭𝐢𝐦𝐢𝐬𝐭: 🔰 Save defensively for unexpected setbacks, but invest believing in long-term progress 🛣️. Build a margin of safety 🦺 but also trust that innovation, growth 📈, and recovery are part of the human story. 🔰 0𝟒. 𝐓𝐚𝐢𝐥𝐬 𝐃𝐫𝐢𝐯𝐞 𝐄𝐯𝐞𝐫𝐲𝐭𝐡𝐢𝐧𝐠: 🔰 Extreme events (positive or negative) have disproportionate impact. In investing, a handful of good decisions or lucky breaks can define a lifetime outcome. Bezos built Amazon, but it’s AWS and Prime that became the ‘tail events’ driving its true growth. 🔰 0𝟓. 𝐌𝐚𝐧 𝐢𝐧 𝐭𝐡𝐞 𝐂𝐚𝐫 𝐏𝐚𝐫𝐚𝐝𝐨𝐱: 🔰 Wealth flaunted rarely wins respect. *People admire the car, not the driver.* Real status comes from humility and freedom, not luxury branding. 🔰 0𝟔. 𝐘𝐨𝐮’𝐫𝐞 𝐍𝐨𝐭 𝐀𝐥𝐨𝐧𝐞: 🔰 Everyone has different goals 🎯, timelines, and risk tolerance. What works for others might not work for you 🫵🏻. Avoid copying strategies blindly. 🔰 0𝟕. 𝐑𝐨𝐨𝐦 𝐟𝐨𝐫 𝐄𝐫𝐫𝐨𝐫: 🔰 A little 🤏🏻 margin of safety in decisions—be it financial, emotional, or career-related 🎓 - can make the difference between survival and collapse. "𝑻𝒉𝒆 𝑷𝒔𝒚𝒄𝒉𝒐𝒍𝒐𝒈𝒚 𝒐𝒇 𝑴𝒐𝒏𝒆𝒚 𝒊𝒔 𝒏𝒐𝒕 𝒋𝒖𝒔𝒕 𝒂 𝒃𝒐𝒐𝒌 𝒂𝒃𝒐𝒖𝒕 𝒎𝒐𝒏𝒆𝒚 - 𝒊𝒕’𝒔 𝒂 𝒎𝒊𝒓𝒓𝒐𝒓 𝒕𝒉𝒂𝒕 𝒔𝒉𝒐𝒘𝒔 𝒉𝒐𝒘 𝒚𝒐𝒖𝒓 𝒃𝒆𝒍𝒊𝒆𝒇𝒔, 𝒉𝒂𝒃𝒊𝒕𝒔, 𝒂𝒏𝒅 𝒊𝒏𝒔𝒆𝒄𝒖𝒓𝒊𝒕𝒊𝒆𝒔 𝒔𝒉𝒂𝒑𝒆 𝒚𝒐𝒖𝒓 𝒘𝒆𝒂𝒍𝒕𝒉 𝒇𝒂𝒓 𝒎𝒐𝒓𝒆 𝒕𝒉𝒂𝒏 𝒏𝒖𝒎𝒃𝒆𝒓𝒔 𝒆𝒗𝒆𝒓 𝒄𝒐𝒖𝒍𝒅.” Thank 🙏🏻 for reading so far, please share with your loved ones! 💁🏻‍♀️ *For more such content, follow us on:* https://whatsapp.com/channel/0029Va4cUYi7tkjAQFo0RW00
    0 Commenti 1 condivisioni 216 Views
  • | #VishwasKumar, the sole survivor of the #AirIndia plane crash, breaks down as he attended the cremation of his deceased brother Ajay who was flying with him on the same aircraft.

    Vishwas was discharged from the #Ahmedabad Civil Hospital following his recovery.

    Ccto
    | #VishwasKumar, the sole survivor of the #AirIndia plane crash, breaks down as he attended the cremation of his deceased brother Ajay who was flying with him on the same aircraft. Vishwas was discharged from the #Ahmedabad Civil Hospital following his recovery. Ccto
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  • Behind every #blooddonation is a story of hope and healing. Patients around the world, from accident victims to those undergoing complex surgeries owe their recovery to the anonymous donors who provide the blood that sustain their lives

    World Blood Donor Day, celebrated every year on June 14th, was founded by the World Health Organization (WHO) in 2004. Its primary aim is to raise awareness about the importance of safe blood donations and to thank voluntary, unpaid blood donors for their life-saving gifts.

    WHO reports that over 118 million blood donations are collected globally each year, thanks to the concerted efforts of national health services, NGOs, community groups, friends and families.

    However, challenges remain as many developing countries still face blood shortages and struggle to provide safe blood due to lack of resources. It is important to increase donor recruitment and retention, particularly amongst younger generations.

    We therefore make a call to advocate for and support blood donation. If you are a regular donor, thank you for your life-saving generosity. If you have never donated before, consider making an appointment to donate and join the global community of life-savers.

    Many thanks to blood donors worldover for their invaluable contributions to humanity. Here’s to 21 years of celebrating the gift of life and to many more years of generosity, compassion, good health, and well being.


    #CallToAction
    #WorldBloodDonorDay2025
    #GiveBloodGiveHope
    #ThankYouBloodDonors
    #YouAreLifeSavers
    #GoodHealthandWellbeing
    #LeaveNoOneBehind
    #SustainableDevelopmentGoals
    #GlobalGoals
    Behind every #blooddonation is a story of hope and healing. Patients around the world, from accident victims to those undergoing complex surgeries owe their recovery to the anonymous donors who provide the blood that sustain their lives 🫂 World Blood Donor Day, celebrated every year on June 14th, was founded by the World Health Organization (WHO) in 2004. Its primary aim is to raise awareness about the importance of safe blood donations and to thank voluntary, unpaid blood donors for their life-saving gifts. WHO reports that over 118 million blood donations are collected globally each year, thanks to the concerted efforts of national health services, NGOs, community groups, friends and families. However, challenges remain as many developing countries still face blood shortages and struggle to provide safe blood due to lack of resources. It is important to increase donor recruitment and retention, particularly amongst younger generations. We therefore make a call to advocate for and support blood donation. If you are a regular donor, thank you for your life-saving generosity. If you have never donated before, consider making an appointment to donate and join the global community of life-savers. Many thanks to blood donors worldover for their invaluable contributions to humanity. Here’s to 21 years of celebrating the gift of life and to many more years of generosity, compassion, good health, and well being. #CallToAction #WorldBloodDonorDay2025 #GiveBloodGiveHope #ThankYouBloodDonors #YouAreLifeSavers #GoodHealthandWellbeing #LeaveNoOneBehind #SustainableDevelopmentGoals #GlobalGoals
    0 Commenti 1 condivisioni 226 Views
  • Using touts or security men in debt recovery is strictly prohibited in Nigeria. Debt collectors are required to operate within the confines of the law, and any form of harassment, intimidation, or unlawful seizure of property is considered a breach of debtors' rights.

    *Prohibited Practices:*

    - *Harassment or Threats*: Debt collectors cannot threaten or intimidate debtors, including physical harm, threatening phone calls, or aggressive visits.
    - *Public Shaming*: Debt collectors are not allowed to publicly shame debtors by publishing their names or tarnishing their reputation.
    - *Unlawful Seizure of Property*: Debt collectors cannot forcibly seize a debtor's assets without following legal procedures

    *Permissible Methods:*

    - *Issuing Demand Letters*: Debt collectors can send demand letters to debtors, specifying the debt amount, interest, and penalties.
    - *Negotiation and Settlement*: Debt collectors can engage in negotiation and mediation to arrive at a settlement plan.
    - *Involvement of Legal Practitioners*: Creditors can involve lawyers to initiate court proceedings to enforce debt collection.

    *Consequences of Unlawful Practices:*

    - *Fines*: Debt collectors can face fines for violating debt collection laws.
    - *Civil Litigation*: Debtors can sue debt collectors for damages.
    - *Criminal Prosecution*: In extreme cases, debt collectors may face criminal charges and imprisonment.

    Debt collectors must adhere to legal obligations, prioritize compliance, and respect debtors' rights to avoid severe penalties.
    [07/06, 10:45] +234 806 940 3103: Using the police in civil matters is generally not permissible in Nigeria. According to Section 32(2) of the Police Act, "The Act prohibits the Police from arresting anyone based on a civil wrong or breach of contract." This means the police are not supposed to get involved in disputes that don't involve criminal activity. Police powers are limited to detecting and preventing crimes, apprehending suspects, preserving law and order, protecting lives and properties, and enforcing laws.
    Civil disputes, including contract breaches or debt collection, don't fall under their jurisdiction.

    *Key Points to Note:*

    - *Police Role*: The police are not debt collectors or enforcers of civil contracts. Their primary duty is to handle criminal matters, not civil disputes.
    - *Human Rights Protection*: Nigerian law protects individuals from arbitrary arrest and detention, aligning with the United Nations Declaration of Human Rights and the African Charter on Human Rights.
    - *Consequences of Misuse*: Wrongful arrest and detention can lead to damages and lawsuits for malicious prosecution.
    - *Legal Framework*: The Administration of Criminal Justice Act (ACJA) and the Police Act outline the guidelines for police actions, emphasizing the need for warrants, bail, and humane treatment of suspects

    The Inspector General of Police (IGP) has also emphasized that the police have no business with civil matters, reinforcing this principle
    Using touts or security men in debt recovery is strictly prohibited in Nigeria. Debt collectors are required to operate within the confines of the law, and any form of harassment, intimidation, or unlawful seizure of property is considered a breach of debtors' rights. *Prohibited Practices:* - *Harassment or Threats*: Debt collectors cannot threaten or intimidate debtors, including physical harm, threatening phone calls, or aggressive visits. - *Public Shaming*: Debt collectors are not allowed to publicly shame debtors by publishing their names or tarnishing their reputation. - *Unlawful Seizure of Property*: Debt collectors cannot forcibly seize a debtor's assets without following legal procedures *Permissible Methods:* - *Issuing Demand Letters*: Debt collectors can send demand letters to debtors, specifying the debt amount, interest, and penalties. - *Negotiation and Settlement*: Debt collectors can engage in negotiation and mediation to arrive at a settlement plan. - *Involvement of Legal Practitioners*: Creditors can involve lawyers to initiate court proceedings to enforce debt collection. *Consequences of Unlawful Practices:* - *Fines*: Debt collectors can face fines for violating debt collection laws. - *Civil Litigation*: Debtors can sue debt collectors for damages. - *Criminal Prosecution*: In extreme cases, debt collectors may face criminal charges and imprisonment. Debt collectors must adhere to legal obligations, prioritize compliance, and respect debtors' rights to avoid severe penalties. [07/06, 10:45] +234 806 940 3103: Using the police in civil matters is generally not permissible in Nigeria. According to Section 32(2) of the Police Act, "The Act prohibits the Police from arresting anyone based on a civil wrong or breach of contract." This means the police are not supposed to get involved in disputes that don't involve criminal activity. Police powers are limited to detecting and preventing crimes, apprehending suspects, preserving law and order, protecting lives and properties, and enforcing laws. Civil disputes, including contract breaches or debt collection, don't fall under their jurisdiction. *Key Points to Note:* - *Police Role*: The police are not debt collectors or enforcers of civil contracts. Their primary duty is to handle criminal matters, not civil disputes. - *Human Rights Protection*: Nigerian law protects individuals from arbitrary arrest and detention, aligning with the United Nations Declaration of Human Rights and the African Charter on Human Rights. - *Consequences of Misuse*: Wrongful arrest and detention can lead to damages and lawsuits for malicious prosecution. - *Legal Framework*: The Administration of Criminal Justice Act (ACJA) and the Police Act outline the guidelines for police actions, emphasizing the need for warrants, bail, and humane treatment of suspects The Inspector General of Police (IGP) has also emphasized that the police have no business with civil matters, reinforcing this principle
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  • BREAKING NEWS: Saudi "Sleeping Prince" Al-Waleed bin Khaled Reportedly Regains Consciousness After 20 Years in Coma

    In a stunning and emotional development, Prince Al-Waleed bin Khaled bin Talal Al Saud, popularly known as the “Sleeping Prince,” has allegedly regained consciousness after spending nearly two decades in a coma. The prince, who was critically injured in a devastating car accident in 2005, has been on life support ever since.

    According to reports circulating on social media and some regional outlets, Prince Al-Waleed, now 36 years old, showed signs of waking up earlier this month and has now regained a level of consciousness that shocked both his family and medical team. While official confirmation from the Saudi royal family has not yet been released, the news has sparked a wave of emotional reactions across the Arab world and beyond.

    A Tragic Accident, A Miraculous Recovery

    The accident that changed Prince Al-Waleed’s life occurred in 2005 when he was a university student in the United Kingdom. The crash left him with severe brain injuries and multiple fractures, leading to a persistent vegetative state that defied years of medical intervention.

    Despite medical advice urging the family to consider ending life support, Prince Khaled bin Talal, his father, refused to give up hope. The prince remained in intensive care in a specially equipped facility in Riyadh, where he was continuously monitored by top-tier medical professionals.

    A Family's Hope Rewarded

    Over the years, the prince’s father remained steadfast in his belief that his son would recover. Videos occasionally released by the family showed minimal movement, such as the prince raising a finger, which they took as a sign of life and hope.


    Sources close to the family claim that Prince Khaled was speechless and overwhelmed with emotion upon hearing the news that his son had opened his eyes and responded to stimuli.

    “Welcome back to life, our handsome prince,” said a family member in a message shared on social media.

    Public Reaction and Reflections

    Across the Middle East, citizens have expressed joy, astonishment, and admiration for the family’s resilience. The story has reignited debates about faith, the power of medical care, and the emotional weight of end-of-life decisions.

    Many on social media are calling the prince’s recovery a “miracle,” while others reflect on the extraordinary resources committed to sustaining his life.

    A Moral Reflection

    The extraordinary story has also prompted philosophical and moral reflections, with many noting: “Money can sometimes buy life.” While not diminishing the miracle of the recovery, this statement acknowledges the role of wealth in providing long-term critical care and sustaining hope over two decades.

    Awaiting Official Confirmation

    As of the time of this report, there has been no formal statement from the Saudi royal family or the King Faisal Specialist Hospital where the prince is believed to have been treated. The world now watches for further details and confirmation of the prince’s current medical condition and prospects for recovery ..
    BREAKING NEWS: Saudi "Sleeping Prince" Al-Waleed bin Khaled Reportedly Regains Consciousness After 20 Years in Coma In a stunning and emotional development, Prince Al-Waleed bin Khaled bin Talal Al Saud, popularly known as the “Sleeping Prince,” has allegedly regained consciousness after spending nearly two decades in a coma. The prince, who was critically injured in a devastating car accident in 2005, has been on life support ever since. According to reports circulating on social media and some regional outlets, Prince Al-Waleed, now 36 years old, showed signs of waking up earlier this month and has now regained a level of consciousness that shocked both his family and medical team. While official confirmation from the Saudi royal family has not yet been released, the news has sparked a wave of emotional reactions across the Arab world and beyond. A Tragic Accident, A Miraculous Recovery The accident that changed Prince Al-Waleed’s life occurred in 2005 when he was a university student in the United Kingdom. The crash left him with severe brain injuries and multiple fractures, leading to a persistent vegetative state that defied years of medical intervention. Despite medical advice urging the family to consider ending life support, Prince Khaled bin Talal, his father, refused to give up hope. The prince remained in intensive care in a specially equipped facility in Riyadh, where he was continuously monitored by top-tier medical professionals. A Family's Hope Rewarded Over the years, the prince’s father remained steadfast in his belief that his son would recover. Videos occasionally released by the family showed minimal movement, such as the prince raising a finger, which they took as a sign of life and hope. Sources close to the family claim that Prince Khaled was speechless and overwhelmed with emotion upon hearing the news that his son had opened his eyes and responded to stimuli. “Welcome back to life, our handsome prince,” said a family member in a message shared on social media. Public Reaction and Reflections Across the Middle East, citizens have expressed joy, astonishment, and admiration for the family’s resilience. The story has reignited debates about faith, the power of medical care, and the emotional weight of end-of-life decisions. Many on social media are calling the prince’s recovery a “miracle,” while others reflect on the extraordinary resources committed to sustaining his life. A Moral Reflection The extraordinary story has also prompted philosophical and moral reflections, with many noting: “Money can sometimes buy life.” While not diminishing the miracle of the recovery, this statement acknowledges the role of wealth in providing long-term critical care and sustaining hope over two decades. Awaiting Official Confirmation As of the time of this report, there has been no formal statement from the Saudi royal family or the King Faisal Specialist Hospital where the prince is believed to have been treated. The world now watches for further details and confirmation of the prince’s current medical condition and prospects for recovery ..
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