HERE ARE 10 MONEY HABITS YOU NEED TO LEARN BEFORE 30!
It might not be easy as a Nigerian but you have to tryyyyyyy.
1. Live Below Your Means
Just because your salary got a glow-up doesn’t mean your lifestyle needs to. Chill. Upgrade slowly.
2. Budget Like a Baddie
Know where your money goes o, rent, food, vibes, savings… It’s giving organized and rich auntie energy.
3. Build That Emergency Fund
Life is wild. Have 3-6 months of expenses saved so you don’t have to call your ex or your parents when stuff hits the fan.
4. Start Investing Early
Even if it’s small, your future self will be sending you thank-you notes (with dividends).
5. Ditch Bad Debt
High-interest loans and credit card debt? Nah. That’s a trap. Only take debt that makes you money.
6. Pay Yourself First
Before you buy that cute shoe or order shawarma, stash something for Future You.
7. Learn the Money Basics
Compound interest, inflation, taxes—don’t let these things catch you off guard. Google is your friend.
8. Know Your Net Worth
Assets minus liabilities = net worth. Keep tabs on it like you do your followers count.
9. Set Financial Goals
Want to buy a car? Start a biz? Travel? Write it down and plan it out. Money moves need direction.
10. Get More Than One Bag
One income stream? In this economy?? Nah. Start that side hustle. Monetize your skills.
It might not be easy as a Nigerian but you have to tryyyyyyy.
1. Live Below Your Means
Just because your salary got a glow-up doesn’t mean your lifestyle needs to. Chill. Upgrade slowly.
2. Budget Like a Baddie
Know where your money goes o, rent, food, vibes, savings… It’s giving organized and rich auntie energy.
3. Build That Emergency Fund
Life is wild. Have 3-6 months of expenses saved so you don’t have to call your ex or your parents when stuff hits the fan.
4. Start Investing Early
Even if it’s small, your future self will be sending you thank-you notes (with dividends).
5. Ditch Bad Debt
High-interest loans and credit card debt? Nah. That’s a trap. Only take debt that makes you money.
6. Pay Yourself First
Before you buy that cute shoe or order shawarma, stash something for Future You.
7. Learn the Money Basics
Compound interest, inflation, taxes—don’t let these things catch you off guard. Google is your friend.
8. Know Your Net Worth
Assets minus liabilities = net worth. Keep tabs on it like you do your followers count.
9. Set Financial Goals
Want to buy a car? Start a biz? Travel? Write it down and plan it out. Money moves need direction.
10. Get More Than One Bag
One income stream? In this economy?? Nah. Start that side hustle. Monetize your skills.
HERE ARE 10 MONEY HABITS YOU NEED TO LEARN BEFORE 30!
It might not be easy as a Nigerian but you have to tryyyyyyy.
1. Live Below Your Means
Just because your salary got a glow-up doesn’t mean your lifestyle needs to. Chill. Upgrade slowly.
2. Budget Like a Baddie
Know where your money goes o, rent, food, vibes, savings… It’s giving organized and rich auntie energy.
3. Build That Emergency Fund
Life is wild. Have 3-6 months of expenses saved so you don’t have to call your ex or your parents when stuff hits the fan.
4. Start Investing Early
Even if it’s small, your future self will be sending you thank-you notes (with dividends).
5. Ditch Bad Debt
High-interest loans and credit card debt? Nah. That’s a trap. Only take debt that makes you money.
6. Pay Yourself First
Before you buy that cute shoe or order shawarma, stash something for Future You.
7. Learn the Money Basics
Compound interest, inflation, taxes—don’t let these things catch you off guard. Google is your friend.
8. Know Your Net Worth
Assets minus liabilities = net worth. Keep tabs on it like you do your followers count.
9. Set Financial Goals
Want to buy a car? Start a biz? Travel? Write it down and plan it out. Money moves need direction.
10. Get More Than One Bag
One income stream? In this economy?? Nah. Start that side hustle. Monetize your skills.
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