*"What the Rich Invest in, That the Poor and Middle Class Do Not!"*
*By Robert Kiyosaki*

This powerful book explores key investment mindsets and strategies that set the wealthy apart. Here are *10 game-changing lessons* from Kiyosaki:

*1. Invest in Financial Education*
Wealth starts with knowledge. Continuously learn about money, markets, and investments. Financial literacy is your foundation.

*2. Think Like an Investor*
See opportunities where others see problems. Train your mind to seek value, not just income.

*3. Know the Difference Between Assets & Liabilities*
Assets put money in your pocket. Liabilities take it out. Focus on acquiring cash-generating assets.

*4. Prioritize Cash Flow*
Wealthy people invest for consistent income — not just appreciation. Think rental properties, businesses, and dividends.

*5. Embrace Risk, Manage It Wisely*
Fear keeps most people poor. Learn to evaluate and manage risk. The bigger the calculated risk, the bigger the potential return.

*6. Build a Strong Network*
Your circle matters. Connect with mentors, investors, and thinkers who elevate your mindset and open doors.

*7. Use Leverage Strategically*
Rich people use debt smartly — not recklessly. Leverage can multiply your growth if you understand it well.

*8. Prepare for Market Volatility*
Ups and downs are normal. Have a long-term view, stay informed, and don’t let fear ruin your strategy.

*9. Start Small, Then Scale*
Begin with what you can afford. Learn by doing, and grow as you gain confidence and experience.

*10. Have a Financial Plan*
Wealth doesn’t happen by accident. Set clear goals, monitor your progress, and adjust as needed.

*Takeaway:*
The rich don’t just work for money — they make money work for them.
The difference isn’t income, it’s *mindset*.

278 IN UTME. I CHOSE EDUCATION. AND EVERYONE LOST THEIR MINDS.

"Why would someone so intelligent waste a score like that on Education?"
"You should be studying Medicine."
"You deserve better."

NO.
Education is not a waste. I didn’t deserve “better.” I deserved my DREAM.

And my dream was to TEACH. To build minds. To change lives.
But in Nigeria, when you say you want to teach, people act like you’ve failed, like you're unintelligent

First semester -12 courses: 11 A’s, 1 B.
Boom. HOD of Physics offered me a department switch and a future job after M.Sc.
I said NO. Not because the offer wasn’t tempting.
But because I knew myself - and I knew I wasn’t called to just chase titles.
I was born to build futures.

But guess what?

Now, JAMB just released the 2025 UTME cut-off for Colleges of Education: 100.
Let that sink in. NOT AVERAGE! NOT 150! NOT 140!

ONE HUNDRED.

And we’re out here screaming about “half-baked teachers”?
How won’t they be half-baked when we admit students with 100 marks to train the nation’s future?

You need over 200 to study Law or Medicine…
But just 100 to teach those who will become lawyers and doctors?

This is madness.

Let me be blunt:

👉🏽 A country that treats education like a dustbin for rejected students will never rise.
👉🏽 A system where “intelligent” people are told they’re too smart to teach is doomed.
👉🏽 A nation that sets the bar so low for teacher training is signing its own death sentence.

When NECO visited my school and saw 70% of teachers were B.Sc holders, they raised eyebrows.
But any school that’s truly intentional about excellence won’t gamble with teachers’ quality.
We’re raising thinkers, not just filling periods.

Why is this hard to understand?

TEACHERS are not plan B.
TEACHERS are the MAIN PLAN.
A country that undervalues its educators has no business dreaming of development.

Stop telling brilliant students that “they deserve better than Education.”
Make EDUCATION deserve brilliant students.

Until we fix this narrative, we are going nowhere.

278 for Education. And I REGRET NOTHING.

I didn’t settle.
I CHOSE. And I’m still choosing - every single day.

Share this if you believe Nigeria’s education system needs a reset.

I am Owoade Mariam and I know that the Nigerian education system deserves better.

We often teach our daughters to protect their bodies, but we forget to teach them to guard their minds.

I was speaking with one of the ladies in my circle who lamented how her daughter bold, beautiful, and full of promise had started to doubt herself.

Not because she wasn't doing well,

But because of the words someone casually threw at her in school.

"You're doing too much."
"You're acting like you know it all."
"You're not even that smart."

Now here's the thing, her mother had taught her to say NO to wrong touches,

But no one prepared her to say NO to mental manipulation.

To walk away from people who clip her wings with their words.

To challenge lies spoken over her potential.

We protect the physical, but forget the psychological.

And both are important.

Teach your daughters that not every voice should have a seat in their mind.

That guarding their space is not pride, it’s wisdom.

That shining brightly isn’t arrogance, it’s purpose.

Raising powerful girls means we raise sound thinkers, not just modest dressers.

Let’s not leave their confidence up to chance.

- Protect their minds.

- Build their voice.

- Strengthen their inner world.

Because that’s where real power lives.

Let's raise Queens who know their standards and aren't afraid to reach for the sky.

Keep being amazing

Female child needs to be strong psychologically.💪🏿💪🏿💪🏿

"The 12 Secrets the Rich Don’t Want You to Know"

We live in a world designed by the rich, for the rich. Everything from the media you consume to the advice you’re given is carefully curated to keep you trapped in the rat race while they soar higher. It’s time to pull back the curtain and uncover the truths the wealthy don’t want you to know. Brace yourself, because what you’re about to learn may shatter every illusion you’ve been sold.

The first secret is that hard work alone won’t make you rich. Yes, they encourage you to hustle and grind, but they know the truth: the path to wealth lies in leverage, not labor. While you’re breaking your back working overtime, they’re using other people’s time, money, and skills to build empires.

Second, they want you to believe money is evil. The more you associate wealth with greed and corruption, the less likely you are to pursue it unapologetically. Meanwhile, they know that money is simply a tool—a powerful one that can amplify your impact if used wisely.

Third, savings won’t make you rich. They push the “save and invest in a mutual fund” narrative, but they don’t follow it themselves. They invest in high-risk, high-reward opportunities: startups, real estate, stocks, and businesses that multiply their wealth exponentially.

Fourth, the school system is a trap. They fund educational systems that teach you to be obedient employees, not critical thinkers or risk-takers. You’re taught to work for money, while they learn to make money work for them.

Fifth, tax laws are written for the wealthy. They know the loopholes, the incentives, and the strategies to legally avoid taxes, while you’re stuck paying a significant chunk of your income. Wealthy people own assets, not salaries, and assets are taxed differently.

Sixth, debt is a weapon—but only if you know how to wield it. They want you to fear debt, but the rich use it as a tool to acquire more wealth. They leverage other people’s money (OPM) to buy assets that generate cash flow and pay off the debt themselves.

Seventh, your consumerism funds their lifestyle. Every time you buy a new gadget, trendy clothes, or overpriced coffee, you’re putting money directly into their pockets. Meanwhile, they’re investing in assets that appreciate over time.

Eighth, connections matter more than talent. They don’t want you to know that access to the right people will open more doors than any degree or skillset. They build exclusive networks that perpetuate their wealth and keep outsiders at bay.

Ninth, time is their most valuable asset. They don’t waste it on distractions or meaningless tasks. They hire people to do what they can’t or won’t do, freeing up their time to focus on wealth-building strategies.

Tenth, the stock market is rigged in their favor. While you’re hoping your portfolio grows steadily, they have insider information, access to high-frequency trading, and the capital to manipulate markets to their advantage.

Eleventh, failure is their greatest teacher. They embrace setbacks as learning experiences and take calculated risks without fear. You’ve been taught to play it safe, but the rich know that big rewards require bold moves.

Finally, they thrive on your ignorance. The less you know about money, investing, and business, the more they can exploit your labor, time, and consumer habits to enrich themselves.

So what’s the takeaway, men? Stop playing the game they’ve rigged against you. Educate yourself about money, learn to think like an investor, and prioritize ownership over consumption. Break free from the chains of mediocrity, and start building your own empire. It’s time to outsmart the system and claim the wealth and power they don’t want you to have.

Born on These 4 Dates? You're Destined for Wealth

Numerology analyzes an individual’s behavior, characteristics, and career choices based on their birth date. The Life Path Number, derived from adding the digits of your birth date, plays a significant role in this analysis. Life Path Number 1 individuals are often seen as special, achieving notable success in both life and career.

Lucky Birth Dates

People born on the 1st, 10th, 19th, or 28th of any month have a Life Path Number of 1. This number is associated with the Sun’s energy, symbolizing confidence, leadership, and creativity. Those born on these dates are natural leaders.

These individuals are confident, independent thinkers who draw others in with their unique personalities, leaving a lasting impression wherever they go. They embrace challenges and turn them into opportunities for success.

However, their strong personalities can sometimes lead to stubbornness and arrogance. They may believe their way is the only correct way, occasionally overlooking the advice of others.

Despite this, they have pure hearts and are always willing to help those in need. Their creativity often leads them to success in fields like art, writing, and other creative professions.

Friendships and Relationships

Life Path Number 1 individuals are loyal and respectful partners. While they deeply value their loved ones, they also cherish their independence within relationships. They expect mutual respect and understanding from their partners. However, their strong-willed nature, coupled with occasional stubbornness, may lead to conflicts. Maintaining balance and open communication is essential for a successful love life.

Career Choices

With ambitious goals, those with Life Path Number 1 are determined to achieve them. Careers that emphasize leadership, innovation, and independence are ideal. They excel in fields such as business, management, marketing, advertising, art, writing, and technology.

Health

While energetic and active, their dedication to their pursuits can lead to stress and fatigue. Practicing yoga, meditation, and regular exercise can help them maintain mental clarity. Their busy schedules might sometimes cause irregular eating habits, so it’s important for them to maintain a balanced diet and a healthy, active lifestyle.

“The foreigners came to Africa, mine our minerals in the morning, sell them to make money & then give us loans from profits they made off our minerals. We then call them donors & investors. These ain’t investors, just smart people taking advantage of slow thinkers” ~ Professor Lumumba

Your thoughts on this ...

I foresee Gada.chat as an eradicator of a generation of restiveness and insurgency; positive enabler of the youths; And a builder of busy, and all-round resourceful thinkers and committed innovative inventors of all-round social media platforms technology in a contemporary and competitive world of not just of information but also of economic boost and boom for nations across the global world of humanity.
It is not just alternative to Facebook but a possible replacement for both Facebook and the likes.

Gada.chat is possibly the last bus-stop for financial and economic hardship eradication for nations.

Somebody help me chant the Gada.chat slogan now, one, two, three gooooo!

"The 12 Secrets the Rich Don’t Want You to Know"

We live in a world designed by the rich, for the rich. Everything from the media you consume to the advice you’re given is carefully curated to keep you trapped in the rat race while they soar higher. It’s time to pull back the curtain and uncover the truths the wealthy don’t want you to know. Brace yourself, because what you’re about to learn may shatter every illusion you’ve been sold.

The first secret is that hard work alone won’t make you rich. Yes, they encourage you to hustle and grind, but they know the truth: the path to wealth lies in leverage, not labor. While you’re breaking your back working overtime, they’re using other people’s time, money, and skills to build empires.

Second, they want you to believe money is evil. The more you associate wealth with greed and corruption, the less likely you are to pursue it unapologetically. Meanwhile, they know that money is simply a tool—a powerful one that can amplify your impact if used wisely.

Third, savings won’t make you rich. They push the “save and invest in a mutual fund” narrative, but they don’t follow it themselves. They invest in high-risk, high-reward opportunities: startups, real estate, stocks, and businesses that multiply their wealth exponentially.

Fourth, the school system is a trap. They fund educational systems that teach you to be obedient employees, not critical thinkers or risk-takers. You’re taught to work for money, while they learn to make money work for them.

Fifth, tax laws are written for the wealthy. They know the loopholes, the incentives, and the strategies to legally avoid taxes, while you’re stuck paying a significant chunk of your income. Wealthy people own assets, not salaries, and assets are taxed differently.

Sixth, debt is a weapon—but only if you know how to wield it. They want you to fear debt, but the rich use it as a tool to acquire more wealth. They leverage other people’s money (OPM) to buy assets that generate cash flow and pay off the debt themselves.

Seventh, your consumerism funds their lifestyle. Every time you buy a new gadget, trendy clothes, or overpriced coffee, you’re putting money directly into their pockets. Meanwhile, they’re investing in assets that appreciate over time.

Eighth, connections matter more than talent. They don’t want you to know that access to the right people will open more doors than any degree or skillset. They build exclusive networks that perpetuate their wealth and keep outsiders at bay.

Ninth, time is their most valuable asset. They don’t waste it on distractions or meaningless tasks. They hire people to do what they can’t or won’t do, freeing up their time to focus on wealth-building strategies.

Tenth, the stock market is rigged in their favor. While you’re hoping your portfolio grows steadily, they have insider information, access to high-frequency trading, and the capital to manipulate markets to their advantage.

Eleventh, failure is their greatest teacher. They embrace setbacks as learning experiences and take calculated risks without fear. You’ve been taught to play it safe, but the rich know that big rewards require bold moves.

Finally, they thrive on your ignorance. The less you know about money, investing, and business, the more they can exploit your labor, time, and consumer habits to enrich themselves.

So what’s the takeaway, men? Stop playing the game they’ve rigged against you. Educate yourself about money, learn to think like an investor, and prioritize ownership over consumption. Break free from the chains of mediocrity, and start building your own empire. It’s time to outsmart the system and claim the wealth and power they don’t want you to have.

Pioneers of Mathematics: 6 Visionaries Who Transformed the World

The world of mathematics has been shaped by the contributions of brilliant minds throughout history. Let's explore the lives and achievements of six mathematical pioneers who left an indelible mark on the field.

1. Archimedes: The Master of Geometry

Archimedes, a Greek mathematician and engineer, revolutionized geometry with his groundbreaking contributions. His innovative methods anticipated integral calculus and transformed our understanding of shapes and spaces.

2. Euclid: The Geometrician

Euclid's treatise, "The Elements," is one of the most influential works in mathematics. This comprehensive guide to geometry shaped Western mathematics for centuries and remains a fundamental text.

3. Al'Khwarizmi: The Father of Algebra

Al'Khwarizmi's work on algebra and numerals paved the way for modern mathematics. His treatise introduced algebraic methods and terminology, including the word "algebra" itself.

4. Isaac Newton: The Calculus Pioneer

Isaac Newton's work on calculus, optics, and physics transformed our understanding of the natural world. His laws of motion and universal gravitation remain cornerstones of modern science.

5. Carl Friedrich Gauss: The Mathematical Genius

Gauss's contributions span multiple fields, including number theory, analysis, and differential geometry. His work has had a profound impact on mathematics, physics, and engineering.

6. Leonhard Euler: The Master of Mathematical Notation

Euler's innovative notation and contributions to mathematics have endured for centuries. His work in analytic geometry, trigonometry, and calculus continues to influence mathematics and physics.

These six pioneers have left a lasting legacy, shaping the course of mathematics and science. Their contributions continue to inspire new generations of mathematicians, scientists, and thinkers.

Photo credit: mathematics learning

"The 12 Secrets the Rich Don’t Want You to Know"

We live in a world designed by the rich, for the rich. Everything from the media you consume to the advice you’re given is carefully curated to keep you trapped in the rat race while they soar higher. It’s time to pull back the curtain and uncover the truths the wealthy don’t want you to know. Brace yourself, because what you’re about to learn may shatter every illusion you’ve been sold.

The first secret is that hard work alone won’t make you rich. Yes, they encourage you to hustle and grind, but they know the truth: the path to wealth lies in leverage, not labor. While you’re breaking your back working overtime, they’re using other people’s time, money, and skills to build empires.

Second, they want you to believe money is evil. The more you associate wealth with greed and corruption, the less likely you are to pursue it unapologetically. Meanwhile, they know that money is simply a tool—a powerful one that can amplify your impact if used wisely.

Third, savings won’t make you rich. They push the “save and invest in a mutual fund” narrative, but they don’t follow it themselves. They invest in high-risk, high-reward opportunities: startups, real estate, stocks, and businesses that multiply their wealth exponentially.

Fourth, the school system is a trap. They fund educational systems that teach you to be obedient employees, not critical thinkers or risk-takers. You’re taught to work for money, while they learn to make money work for them.

Fifth, tax laws are written for the wealthy. They know the loopholes, the incentives, and the strategies to legally avoid taxes, while you’re stuck paying a significant chunk of your income. Wealthy people own assets, not salaries, and assets are taxed differently.

Sixth, debt is a weapon—but only if you know how to wield it. They want you to fear debt, but the rich use it as a tool to acquire more wealth. They leverage other people’s money (OPM) to buy assets that generate cash flow and pay off the debt themselves.

Seventh, your consumerism funds their lifestyle. Every time you buy a new gadget, trendy clothes, or overpriced coffee, you’re putting money directly into their pockets. Meanwhile, they’re investing in assets that appreciate over time.

Eighth, connections matter more than talent. They don’t want you to know that access to the right people will open more doors than any degree or skillset. They build exclusive networks that perpetuate their wealth and keep outsiders at bay.

Ninth, time is their most valuable asset. They don’t waste it on distractions or meaningless tasks. They hire people to do what they can’t or won’t do, freeing up their time to focus on wealth-building strategies.

Tenth, the stock market is rigged in their favor. While you’re hoping your portfolio grows steadily, they have insider information, access to high-frequency trading, and the capital to manipulate markets to their advantage.

Eleventh, failure is their greatest teacher. They embrace setbacks as learning experiences and take calculated risks without fear. You’ve been taught to play it safe, but the rich know that big rewards require bold moves.

Finally, they thrive on your ignorance. The less you know about money, investing, and business, the more they can exploit your labor, time, and consumer habits to enrich themselves.

So what’s the takeaway, men? Stop playing the game they’ve rigged against you. Educate yourself about money, learn to think like an investor, and prioritize ownership over consumption. Break free from the chains of mediocrity, and start building your own empire. It’s time to outsmart the system and claim the wealth and power they don’t want you to have.

IF you are Thinking Of Becoming Investor Read..
"The 12 Secrets the Rich Don’t Want You to Know"

We live in a world designed by the rich, for the rich. Everything from the media you consume to the advice you’re given is carefully curated to keep you trapped in the rat race while they soar higher. It’s time to pull back the curtain and uncover the truths the wealthy don’t want you to know. Brace yourself, because what you’re about to learn may shatter every illusion you’ve been sold.

The first secret is that hard work alone won’t make you rich. Yes, they encourage you to hustle and grind, but they know the truth: the path to wealth lies in leverage, not labor. While you’re breaking your back working overtime, they’re using other people’s time, money, and skills to build empires.

Second, they want you to believe money is evil. The more you associate wealth with greed and corruption, the less likely you are to pursue it unapologetically. Meanwhile, they know that money is simply a tool—a powerful one that can amplify your impact if used wisely.

Third, savings won’t make you rich. They push the “save and invest in a mutual fund” narrative, but they don’t follow it themselves. They invest in high-risk, high-reward opportunities: startups, real estate, stocks, and businesses that multiply their wealth exponentially.

Fourth, the school system is a trap. They fund educational systems that teach you to be obedient employees, not critical thinkers or risk-takers. You’re taught to work for money, while they learn to make money work for them.

Fifth, tax laws are written for the wealthy. They know the loopholes, the incentives, and the strategies to legally avoid taxes, while you’re stuck paying a significant chunk of your income. Wealthy people own assets, not salaries, and assets are taxed differently.

Sixth, debt is a weapon—but only if you know how to wield it. They want you to fear debt, but the rich use it as a tool to acquire more wealth. They leverage other people’s money (OPM) to buy assets that generate cash flow and pay off the debt themselves.

Seventh, your consumerism funds their lifestyle. Every time you buy a new gadget, trendy clothes, or overpriced coffee, you’re putting money directly into their pockets. Meanwhile, they’re investing in assets that appreciate over time.

Eighth, connections matter more than talent. They don’t want you to know that access to the right people will open more doors than any degree or skillset. They build exclusive networks that perpetuate their wealth and keep outsiders at bay.

Ninth, time is their most valuable asset. They don’t waste it on distractions or meaningless tasks. They hire people to do what they can’t or won’t do, freeing up their time to focus on wealth-building strategies.

Tenth, the stock market is rigged in their favor. While you’re hoping your portfolio grows steadily, they have insider information, access to high-frequency trading, and the capital to manipulate markets to their advantage.

Eleventh, failure is their greatest teacher. They embrace setbacks as learning experiences and take calculated risks without fear. You’ve been taught to play it safe, but the rich know that big rewards require bold moves.

Finally, they thrive on your ignorance. The less you know about money, investing, and business, the more they can exploit your labor, time, and consumer habits to enrich themselves.

So what’s the takeaway, men? Stop playing the game they’ve rigged against you. Educate yourself about money, learn to think like an investor, and prioritize ownership over consumption. Break free from the chains of mediocrity, and start building your own empire. It’s time to outsmart the system and claim the wealth and power they don’t want you to have.